aid: kakaobank
name: KakaoBank
description: KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers, loans, credit scoring, and open banking data connectivity for the Korean market. Founded in 2016 and backed by Kakao Corp., KakaoBank serves over 26 million customers through a fully mobile and API-first digital banking platform.
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/kakaobank/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
  - Banking
  - Finance
  - Open Banking
  - Korea
  - Fintech
  - Account Management
  - Transfers
  - Loans
  - Credit Scoring
  - Mobile Banking
apis:
  - aid: kakaobank:account-management-api
    name: KakaoBank Account Management API
    description: REST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. Provides access to account balances, transaction history, and account holder information for authenticated users in the Korean market.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://eng.kakaobank.com/products
    baseURL: https://api.kakaobank.com
    tags:
      - Account Management
      - Deposits
      - Savings
      - Banking
    properties:
      - type: Documentation
        url: https://eng.kakaobank.com/products
  - aid: kakaobank:transfer-api
    name: KakaoBank Transfer API
    description: REST API enabling fund transfers between KakaoBank accounts and external bank accounts within South Korea's open banking network. Supports peer-to-peer transfers, interbank transfers, and overseas remittance services.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://eng.kakaobank.com/products
    baseURL: https://api.kakaobank.com
    tags:
      - Transfers
      - Payments
      - Open Banking
      - Remittance
    properties:
      - type: Documentation
        url: https://eng.kakaobank.com/products
  - aid: kakaobank:loan-api
    name: KakaoBank Loan API
    description: REST API for loan origination and management including credit loans, business owner credit loans, and housing-related loans. Provides programmatic access to loan applications, repayment schedules, and loan status queries with no prepayment penalties.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://eng.kakaobank.com/products/credit-loan
    baseURL: https://api.kakaobank.com
    tags:
      - Loans
      - Credit
      - Mortgage
      - Banking
    properties:
      - type: Documentation
        url: https://eng.kakaobank.com/products/credit-loan
  - aid: kakaobank:credit-scoring-api
    name: KakaoBank Credit Scoring API
    description: REST API providing alternative credit scoring capabilities powered by KakaoBank's data-driven credit models. Integrates with partners such as NICE Credit to assess creditworthiness beyond traditional metrics, enabling faster loan approvals for Korean market users.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://eng.kakaobank.com/products
    baseURL: https://api.kakaobank.com
    tags:
      - Credit Scoring
      - Alternative Credit
      - Risk Assessment
      - Fintech
    properties:
      - type: Documentation
        url: https://eng.kakaobank.com/products
  - aid: kakaobank:open-banking-api
    name: KakaoBank Open Banking API
    description: REST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balances and transactions from multiple financial institutions. Supports real-time multi-account inquiries and in-app transfers across participating Korean banks per FSC open banking standards.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://eng.kakaobank.com/products
    baseURL: https://openapi.kakaobank.com
    tags:
      - Open Banking
      - Account Aggregation
      - Korea
      - FSC
      - Fintech
    properties:
      - type: Documentation
        url: https://eng.kakaobank.com/products
common:
  - type: Website
    url: https://www.kakaobank.com
  - type: Documentation
    url: https://eng.kakaobank.com/products
  - type: GitHubOrg
    url: https://github.com/kakaobank
  - type: LinkedIn
    url: https://www.linkedin.com/company/kakaobank
  - type: Blog
    url: https://tech.kakaobank.com
  - type: Pricing
    url: https://eng.kakaobank.com/products
  - type: StatusPage
    url: https://www.kakaobank.com
  - type: X
    url: https://x.com/kakaobank
  - type: Plans
    url: plans/kakaobank-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/kakaobank-rate-limits.yml
  - type: FinOps
    url: finops/kakaobank-finops.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com