generated: '2026-07-19'
method: searched
source: https://docs.kasko.io/kasko-api-documentation/testing.md
docs:
  - https://docs.kasko.io/kasko-api-documentation/keys.md
  - https://docs.kasko.io/kasko-api-documentation/testing.md
test_live_separation:
  model: >-
    KASKO issues both TEST and LIVE keys. TEST keys operate against test data
    with no real insurance policies created and no real charges; LIVE keys
    create real policies and process real payments.
  secret_keys:
    test_prefix: sk_test_
    live_prefix: sk_live_
  client_keys: [TEST, LIVE]
  livemode_flag: objects carry a livemode boolean (true = test mode, false = live)
  policy_id_prefix_test: tpol_   # observed test policy id prefix in payment examples
hosts:
  production_data_api: https://api.kaskocloud.com
  qa_sandbox_example: https://api.qa-u.eu1.kaskoqa.com
payment_testing:
  invoice_provider:
    description: Invoice/insurer payments can be completed with a single POST call in test mode.
    example: |
      curl --request POST \
        --url 'https://api.qa-u.eu1.kaskoqa.com/payments?key={{ public_key }}' \
        --header 'Content-Type: application/json' \
        --data '{ "token": {{ payment_token }}, "method": "invoice", "provider": "invoice", "policy_id": {{ policy_id }} }'
  stripe_provider:
    description: >-
      When Stripe is the configured payment provider, use Stripe's published
      test cards and testing guide.
    reference: https://stripe.com/docs/testing
notes: >-
  Test credentials differ per configured payment service provider. Product keys
  are issued per insurance product and must be supplied to both KASKO JS and the
  REST API. No fabricated test values — all values above are published in the
  KASKO testing and keys documentation.