generated: '2026-07-19'
method: derived
source: official SDK service structure (Payment Initiation + Account Information services) + payload conventions
standards:
- id: psd2
  conforms: true
  evidence: >-
    Provides PSD2 open-banking services - Payment Initiation Service (PIS) and
    Account Information Service (AIS) - over bank (ASPSP) connections across 28
    European countries.
- id: oauth2
  conforms: true
  evidence: Scoped bearer + refresh token authorization-code-style flow (startAuth/receiveToken/refreshToken) with scopes payments, accounts_basic.
- id: iso20022-payment-status
  conforms: true
  evidence: Webhook payment statuses use ISO 20022 status codes (e.g. ACSP, STRD).
- id: sepa
  conforms: true
  evidence: Bank payments carry IBAN creditorAccount and endToEndId (SEPA-style credit transfer).
- id: rfc9457-problem-details
  conforms: false
  evidence: Errors use a custom httpCode/errorName/errorCode JSON envelope, not application/problem+json.
notes: >-
  Cross-cutting standards asserted from the documented service structure and
  payload conventions. No published SOC 2 / ISO 27001 / PCI compliance page was
  fetched, so no Compliance pointer is emitted (kevin. operated as a
  Bank-of-Lithuania-licensed institution, but the certification page was not
  recoverable).