aid: kin
name: Kin Insurance
description: >-
  Kin Insurance is a direct-to-consumer home insurance platform founded in 2016
  that leverages data and artificial intelligence to provide homeowners insurance
  in high-risk coastal and weather-exposed markets. The platform uses thousands
  of property data points for automated underwriting, enabling online quote
  generation, policy binding, and claims management without the need for
  traditional agents. Kin offers homeowners, condo, flood, and auto insurance
  across multiple states with a focus on affordability and accessibility in
  markets traditionally underserved by major carriers.
type: Index
image: >-
  https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: >-
  https://raw.githubusercontent.com/api-evangelist/kin/refs/heads/main/apis.yml
created: "2026-06-13"
modified: "2026-06-13"
specificationVersion: "0.19"
tags:
  - Insurance
  - Home Insurance
  - InsureTech
  - Property Data
  - Underwriting
  - Claims
  - Direct-to-Consumer
apis:
  - aid: kin:kin-insurance-platform
    name: Kin Insurance Platform API
    description: >-
      The Kin Insurance platform provides data-driven home insurance services
      including property data enrichment, automated underwriting, online quote
      generation, policy binding, and claims management for homeowners in
      coastal and high-risk markets. The platform leverages geospatial property
      intelligence and AI to streamline the insurance purchase and claims
      experience directly with consumers.
    image: >-
      https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://www.kin.com
    humanURL: https://www.kin.com
    overlays: []
    contact:
      - FN: Kin Insurance Support
        url: https://support.kin.com
    properties:
      - type: Documentation
        url: https://support.kin.com
      - type: Website
        url: https://www.kin.com
common:
  - type: Website
    url: https://www.kin.com
  - type: Documentation
    url: https://support.kin.com
  - type: GitHubOrg
    url: https://github.com/kin-insurance
  - type: LinkedIn
    url: https://www.linkedin.com/company/kin-insurance
  - type: Blog
    url: https://www.kin.com/blog/
  - type: Pricing
    url: https://www.kin.com/homeowners-insurance/
  - type: StatusPage
    url: https://status.kin.com
  - type: X
    url: https://x.com/kin
  - type: Plans
    url: plans/kin-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/kin-rate-limits.yml
  - type: FinOps
    url: finops/kin-finops.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com