generated: '2026-07-19'
method: searched
source: 'https://demo.kita.ai/, https://www.kita.ai/pricing, https://www.kita.ai/documentation'
summary: 'Kita publishes a hosted guided demo of the lending workflow and a free tier that
  doubles as the trial path, but it does NOT publish a separate test mode, test API keys, or
  magic test values. There is no test/live key-prefix split — the documented Capture prefix
  kita_prod_ and Underwriter prefix kita_uw_ are the only prefixes Kita publishes.'
hosted_demo:
  url: https://demo.kita.ai/
  name: Kita Guided Demo
  auth_required: false
  description: 'A browser-based guided walkthrough of the lending workflow, pre-seeded with
    synthetic applications (identifiers prefixed DEMO-) showing borrower records, loan sizes,
    document collection progress, status and portfolio insights. It exercises the product
    surface, not the REST API.'
  note: Synthetic borrower records shown in the demo are Kita's own display fixtures and are
    not documented as API test data.
free_tier_as_trial:
  available: true
  plan: Standard
  included: first 100 credits
  detail: 'Kita''s documented path to trying the API is the free Standard plan against
    production, using a real kita_prod_ key issued from the dashboard.'
  sign_up: https://portal.usekita.com/
test_mode:
  separate_test_environment: false
  test_key_prefix: none published
  live_key_prefix:
    capture: kita_prod_
    underwriter: kita_uw_
  test_clocks: not supported
  fixtures_or_triggers: none published
  sample_documents: none published
base_url_override:
  supported: true
  note: 'Both APIs accept a base-URL override intended for staging or self-hosted Kita
    instances, which implies non-production deployments exist for enterprise customers even
    though no public sandbox host is documented.'
  env_vars:
  - name: KITA_API_URL
    api: Kita Capture API
    default: https://portal.usekita.com
  - name: KITA_API_BASE
    api: Kita Capture API (MCP server)
    default: https://api.usekita.com
  - name: KITA_UNDERWRITER_API_BASE
    api: Kita AI Underwriter API
    default: https://underwriter.kita.ai/api/v1
non_destructive_probes:
  note: 'Safe operations for verifying credentials and connectivity without creating billable
    work.'
  operations:
  - openapi/kita-capture-openapi.yml#listDocuments
  - openapi/kita-capture-openapi.yml#listWebhooks
  - openapi/kita-capture-openapi.yml#validateWebhookUrl
  - openapi/kita-capture-openapi.yml#testWebhook
  - openapi/kita-underwriter-openapi.yml#listApplications
caveat: 'Because there is no test mode, every API call in the Standard tier consumes real
  credits and, on the Underwriter API, creates real application records. Use external_ref on
  intake so retries during development are idempotent rather than duplicating applications.'