generated: '2026-07-19'
method: searched
source: https://docs.useklump.com/docs/test-card
docs:
- https://docs.useklump.com/docs/test-card
- https://docs.useklump.com/docs/product-testing
- https://docs.useklump.com/docs/environment
model:
  separation: keys-and-application-state
  base_url_shared: true
  base_url: https://api.useklump.com
  description: Klump uses a single base API endpoint for both sandbox/development and
    production. The environment is selected by the merchant application state (TEST
    or LIVE) set in the merchant dashboard, and by which key pair is presented. No
    real money moves for transactions made while the application state is TEST.
  key_prefixes:
  - prefix: klp_pk_
    kind: public
    audience: client
    note: Public key passed into the Klump.js object in the browser.
  switching: Change the application state to TEST in the merchant dashboard during
    development, then to LIVE before accepting real transactions.
test_bank_accounts:
- bank: Stanbic Bank
  account_number: '1234567890'
  phone_number: '08012345678'
  otp: '123456'
- bank: Polaris Bank
  account_number: '1234567890'
  phone_number: '08012345678'
  otp: '1234'
  first_name: John
- bank: Sterling Bank
  account_number: Generate any random 10 numbers, e.g. 0239566990
  phone_number: '08012345678'
  email: any address
  specta_id: SPTest
  specta_password: '111111'
checkout_test_values:
  otp: '12345'
  otp_note: At the one-time-password screen in the test environment, enter 12345. A
    real OTP is sent to the mobile number once the account is switched to LIVE.
  phone_number_format: Any random number following the Nigerian format, e.g. 0803XXXXXXX
  bio_data:
    first_name: Samuel
    last_name: Olamide
  id_verification:
    document_type: Driver's license
    number: ABC12345DE67
  bank_linking: On the bank-link screen select Stanbic, Polaris or another listed test
    bank and use the "fill with test data" button together with the test credentials
    above.
  email_guidance: Klump asks integrators to use a disposable address (it names
    https://temp-mail.org/en/) rather than a non-functional real address, because
    bounces penalise their email provider.
  password_guidance: Use at least one upper case, one lower case, one special character
    and one number, e.g. Password@1.
fixtures_and_tooling:
  test_clock: false
  trigger_tooling: false
  webhook_replay: true
  webhook_replay_note: A webhook can be resent for any past transaction using its
    Klump-generated transaction reference; Klump returns the most recent state of
    that event. See asyncapi/klump-webhooks.yml.
  local_tunnelling: Tunnelling services such as ngrok are supported for webhook
    delivery to localhost during development.
notes: Every value above is published verbatim in the Klump documentation as test-only
  data; none of it is a real credential and none of it was invented by this pipeline.