specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Ko-fi
providerId: ko-fi
created: '2026-07-05'
modified: '2026-07-05'
reconciled: false
tags:
- Creator Economy
- Donations
- Memberships
- Shop
- Payments
- Plans
description: >-
  Ko-fi's pricing is creator-account pricing, not API pricing - the payment
  webhook is available on every account at no extra charge. Two account tiers
  exist. The Free plan charges 0% platform fee on tips and donations, and a 5%
  platform fee on memberships, shop sales, and commissions. Ko-fi Gold is a flat
  monthly subscription that removes the 5% platform fee across memberships, shop
  sales, and commissions (tips and donations are already 0% on both plans).
  Third-party payment processing fees (roughly 2.9% + $0.30 per transaction via
  PayPal or Stripe) apply on both plans and are charged by the processor, not by
  Ko-fi.
notes: >-
  Ko-fi Gold was historically about $6/month; as of 2026 new accounts are quoted
  at roughly $12/month, and annual billing is no longer offered to new users.
  Verify the current Gold price and fee percentages on ko-fi.com/pricing during
  reconciliation. Ko-fi Gold breaks even around $240/month of membership/shop/
  commission revenue (5% of $240 = $12).
sources:
- https://ko-fi.com/pricing
- https://ko-fi.com/gold
- https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee
plans:
- id: ko-fi-free
  name: Free
  type: free
  description: >-
    The default Ko-fi account. 0% platform fee on tips and donations; 5%
    platform fee on memberships, shop sales, and commissions. Includes the
    payment webhook, Ko-fi Shop, memberships, commissions, and a public page.
  entries:
  - label: Platform Fee on Tips and Donations
    name: fee_tips
    type: usage
    metric: percent
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: 0% platform fee
    userMultiplied: false
  - label: Platform Fee on Memberships, Shop, and Commissions
    name: fee_memberships_shop_commissions
    type: usage
    metric: percent
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: 5% platform fee
    userMultiplied: false
  elements:
  - name: Tips and Donations (0% fee)
  - name: Memberships
  - name: Ko-fi Shop
  - name: Commissions
  - name: Payment Webhook
- id: ko-fi-gold
  name: Ko-fi Gold
  type: subscription
  description: >-
    Flat monthly subscription that removes the 5% platform fee on memberships,
    shop sales, and commissions, and unlocks additional creator features
    (analytics, more customization, scheduling). Tips and donations remain 0%.
  entries:
  - label: Ko-fi Gold Subscription
    name: gold_subscription
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: flat monthly fee (approx. $12/month for new accounts; historically ~$6/month)
    userMultiplied: false
  - label: Platform Fee on Memberships, Shop, and Commissions
    name: gold_fee_memberships_shop_commissions
    type: usage
    metric: percent
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: 0% platform fee
    userMultiplied: false
  elements:
  - name: 0% Platform Fee on All Payment Types
  - name: Advanced Analytics
  - name: More Page Customization
  - name: Payment Webhook
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com