id: kontomatik-credit-scoring
name: Kontomatik Credit Scoring
description: |
  ML-based creditworthiness scoring derived from transaction history. Returns a
  numeric score, repayment probability, and explanations of contributing factors.
provider: kontomatik
api: kontomatik-data-analysis-api
operations:
- operationId: getScore
inputs:
- name: ownerExternalId
outputs:
- name: score
- name: repaymentProbability
- name: explanations
tags:
- CreditScoring
- RiskAssessment
- MachineLearning
- Lending