generated: '2026-07-19'
method: searched
source: https://api.kotak.bank.in/mapping/
notes: >-
  Standards conformance asserted from the Kotak API Platform's own published API
  catalog. Kotak's API products are named directly after Indian national payment
  and collection schemes, so scheme participation is evidenced by the catalog
  entries themselves. Kotak publishes no OpenAPI, no compliance/trust page, and
  no named security certifications on any public surface, so no certification
  claims are recorded and no Compliance pointer is emitted.
standards:
- id: oauth2
  conforms: true
  evidence: >-
    Catalog category "Authorization services" publishes an "O-auth 2.0" API
    (code authorization-services-o-auth) that issues the access token required to
    invoke other API offerings.
- id: upi
  conforms: true
  evidence: >-
    NPCI Unified Payments Interface products in the catalog — Web Collect (UPI),
    Autopay recurring mandates (UPI), Merchant virtual VPA verify (UPI), Manual
    refund (UPI), Merchant cashback API (UPI pay).
- id: nach
  conforms: true
  evidence: >-
    NPCI National Automated Clearing House products in the catalog — NACH
    Physical mandate, NACH E-mandate, NACH Aadhaar E-mandate.
- id: bbps
  conforms: true
  evidence: >-
    NPCI Bharat Bill Payment System products in the catalog — BBPS Agent
    Institution Integration and BBPS Biller Integration.
- id: imps
  conforms: true
  evidence: >-
    NPCI Immediate Payment Service products in the catalog — Corporate
    Remittance (IMPS) and CMS Bulk Payments (IMPS).
- id: neft-rtgs
  conforms: true
  evidence: >-
    RBI NEFT and RTGS rails in the catalog — 24x7 payments (NEFT, RTGS, IFT),
    CMS Bulk Payments (NEFT, RTGS), NEFT-RTGS credit status API.
- id: trade-finance-instruments
  conforms: true
  evidence: >-
    Trade Finance category publishes import/export Letters of Credit, Standby
    Letters of Credit, Bankers Guarantees, Collections, Shipping Guarantee, and
    inward/outward remittance APIs.
- id: openapi
  conforms: false
  evidence: no OpenAPI or Swagger description is published on any public surface
- id: rfc9457-problem-details
  conforms: unknown
  evidence: error format is not published outside the gated portal
- id: openid-connect
  conforms: unknown
  evidence: >-
    no /.well-known/openid-configuration; OAuth 2.0 is documented but OIDC is not
    claimed
certifications_published: []
compliance_page: null