aid: kount name: Kount description: >- Kount is a Boise, Idaho-based fraud prevention and chargeback management platform, now operating as part of Equifax. Kount combines AI-driven risk scoring, device fingerprinting, identity intelligence, and a multi-tenant global data network to help merchants, payment processors, and digital businesses stop payment fraud, account takeover, and chargebacks while reducing false positives. The Kount 360 platform offers Payments Fraud, Account Takeover Protection, Chargeback Management, and Identity Trust services exposed through REST APIs, mobile SDKs, a JavaScript Data Collector, and e-commerce platform plugins. image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg url: https://raw.githubusercontent.com/api-evangelist/kount/refs/heads/main/apis.yml created: '2026-05-25' modified: '2026-05-25' specificationVersion: '0.20' type: Index position: Consumer access: 3rd-Party tags: - Fraud Prevention - Fraud Detection - Chargebacks - Payments - Identity - Risk Scoring - Device Intelligence - Account Takeover apis: - aid: kount:kount-payments-fraud-api name: Kount Payments Fraud API description: >- The Payments Fraud API is the core REST endpoint of the Kount 360 platform for AI-driven digital fraud prevention. Merchants submit order, payment, customer, and device session data, and receive a real-time risk decision (Approve, Decline, Review) along with a risk score and reason codes. Authentication is via OAuth 2.0 bearer tokens. A sandbox is available at api-sandbox.kount.com and production at api.kount.com. humanURL: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide baseURL: https://api.kount.com/commerce/v2 tags: - Payments Fraud - Risk Scoring - Decisioning properties: - type: Documentation url: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide - type: APIReference url: https://developer.kount.com/hc/en-us/articles/40305795712916-Get-Orders-API-Specification - type: Authentication url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration - aid: kount:kount-risk-inquiry-service-api name: Kount Risk Inquiry Service (RIS) API description: >- The Risk Inquiry Service (RIS) is Kount's legacy RESTful API for transaction risk evaluation. RIS joins device data from the JavaScript Data Collector with merchant-supplied order data, scores each transaction, and returns Approve, Decline, or Review responses. Transactions continue to be evaluated and re-scored for up to fourteen days. Sub-resources cover VIP lists (card, email, device, address, payment, gift, UDF), order detail, refund/chargeback (RFCB), and 3DS transaction tagging. Test endpoint api.test.kount.net/rpc/v1 and production api.kount.net/rpc/v1. humanURL: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes baseURL: https://api.kount.net/rpc/v1 tags: - Risk Inquiry - Transactions - VIP Lists - Chargebacks properties: - type: Documentation url: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes - type: APIReference url: https://api.kount.net/rpc/list.html - type: SDK url: https://github.com/Kount/kount-ris-java-sdk title: RIS Java SDK - type: SDK url: https://github.com/Kount/kount-ris-php-sdk title: RIS PHP SDK - type: SDK url: https://github.com/Kount/kount-ris-python-sdk title: RIS Python SDK - type: SDK url: https://github.com/Kount/kount-ris-dotnet-sdk title: RIS .NET SDK - aid: kount:kount-data-collector name: Kount Data Collector description: >- The Kount Data Collector is a client-side JavaScript and mobile SDK component that gathers device fingerprinting and behavioral session data — including device characteristics, browser attributes, IP geolocation, and proxy detection — and ties it to a session identifier that is later submitted to RIS or the Payments Fraud API. The Data Collector is delivered as a hosted JavaScript snippet, an Android SDK, and an iOS SDK (both Objective-C/Swift bridge and pure-Swift variants). humanURL: https://developer.kount.com/hc/en-us tags: - Device Intelligence - Fingerprinting - Session properties: - type: Documentation url: https://developer.kount.com/hc/en-us - type: SDK url: https://github.com/Kount/kount-web-sdk title: Web (JavaScript) SDK - type: SDK url: https://github.com/Kount/kount-android-sdk title: Android SDK - type: SDK url: https://github.com/Kount/kount-ios-sdk title: iOS SDK (Objective-C) - type: SDK url: https://github.com/Kount/kount-swift-ios-sdk title: iOS SDK (Swift) common: - type: Website url: https://kount.com/ - type: Portal url: https://developer.kount.com/ - type: Developer url: https://developer.kount.com/ - type: Documentation url: https://developer.kount.com/hc/en-us - type: GettingStarted url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration - type: GitHubOrganization url: https://github.com/Kount - type: Support url: https://support.kount.com/ - type: LinkedIn url: https://www.linkedin.com/company/kount - type: ParentCompany url: https://www.equifax.com/business/identity-fraud/ title: Equifax (Parent Company) - type: SDK url: https://github.com/Kount/kount-ris-java-sdk title: RIS Java SDK - type: SDK url: https://github.com/Kount/kount-ris-php-sdk title: RIS PHP SDK - type: SDK url: https://github.com/Kount/kount-ris-python-sdk title: RIS Python SDK - type: SDK url: https://github.com/Kount/kount-ris-dotnet-sdk title: RIS .NET SDK - type: SDK url: https://github.com/Kount/kount-android-sdk title: Android Data Collector SDK - type: SDK url: https://github.com/Kount/kount-ios-sdk title: iOS Data Collector SDK (Objective-C) - type: SDK url: https://github.com/Kount/kount-swift-ios-sdk title: iOS Data Collector SDK (Swift) - type: SDK url: https://github.com/Kount/kount-web-sdk title: Web (JavaScript) Data Collector SDK - type: Integrations url: https://github.com/Kount/magento2-kount-360 title: Magento 2 Plugin (Kount 360) - type: Integrations url: https://github.com/Kount/sfcc_link title: Salesforce Commerce Cloud Link - type: Sample url: https://github.com/Kount/kount-sample-web-app title: Sample E-Commerce Web App - type: Features data: - name: AI-Driven Risk Scoring description: Machine learning models score each transaction in real time and return Approve, Decline, or Review decisions with reason codes. - name: Device Fingerprinting description: JavaScript and mobile Data Collectors capture device, browser, network, and behavioral signals tied to a session identifier. - name: Identity Trust Network description: A multi-tenant global data network correlates personas across merchants to identify trusted customers and known fraudsters. - name: Chargeback Management description: Refund/Chargeback (RFCB) reporting plus dispute response workflows reduce chargeback losses and recover revenue. - name: Account Takeover Protection description: Login and account-change risk scoring detects credential stuffing, session hijacking, and synthetic account creation. - name: VIP Lists description: Merchant-managed allow/deny lists for cards, emails, devices, addresses, payment instruments, gift cards, and custom UDFs. - name: 3-D Secure Orchestration description: 3DS transaction tagging API supports step-up authentication for stronger customer authentication where required. - name: Custom Decisioning Rules description: Merchants can layer business rules on top of the model score via the Agent Web Console. - name: Mobile SDKs description: Native Android and iOS SDKs (Objective-C and Swift) for in-app device data collection. - name: E-Commerce Platform Plugins description: Out-of-the-box integrations for Magento 2, Shopify, Salesforce Commerce Cloud, and Miva. - type: UseCases data: - name: Card-Not-Present Payment Fraud description: Score e-commerce CNP transactions for stolen-card and BIN-attack fraud before authorization. - name: Chargeback Reduction description: Pre-authorization screening and post-transaction chargeback tagging to reduce chargeback ratios. - name: Account Takeover Defense description: Score login and password-reset events to block credential-stuffing and ATO attempts. - name: New Account Fraud description: Screen account-creation events for synthetic identities and bot signups. - name: Digital Goods and Gift Card Fraud description: High-velocity digital goods and gift-card flows benefit from device + persona network signals. - name: Marketplace Trust description: Two-sided marketplaces use Kount to vet both buyers and sellers. - name: Promo Abuse and Policy Abuse description: Detect coupon stacking, refund abuse, and other policy-abuse patterns via custom rules and UDFs. - type: Integrations data: - name: Magento 2 description: Official Magento 2 plugin for the Kount 360 platform. - name: Shopify description: Shopify app integration for Kount risk decisioning. - name: Salesforce Commerce Cloud description: SFCC Link cartridge for Kount integration. - name: Miva description: Miva e-commerce platform integration documented in Miva developer docs. - name: Equifax description: Parent-company integration with Equifax identity and credit data services. - type: Solutions data: - name: Kount 360 description: Unified fraud prevention platform combining Payments Fraud, Account Takeover, and Chargeback Management on a single AI model. - name: Payments Fraud description: Real-time CNP transaction screening for merchants and payment processors. - name: Account Takeover Protection description: Login and account-event risk scoring to block credential abuse. - name: Chargeback Management description: Pre-transaction prevention plus post-transaction dispute response workflows. - name: Identity Trust Global Network description: Cross-merchant persona data network underlying all Kount decisions. maintainers: - FN: Kin Lane email: kin@apievangelist.com