slug: kredivo
provider: Kredivo
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: Checkout
  spec_file: kredivo-checkout-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.8
  evidence: POST /kredivo/v2/checkout_url 'Initiate a 2-click or 0-click checkout'; POST /offline/v1/init_checkout
    'Initiate a QR or EDC checkout'
  reason: Merchant-facing initiation of a payment transaction (cart posted, redirect_url returned, QR/EDC
    initiation) — capture and authorisation of a payment instruction. Some ambiguity because the instrument
    is BNPL credit rather than a pure payment.
- tag: Transactions
  spec_file: kredivo-transactions-api-openapi.yml
  capability_id: BC-1340.20
  capability_id_l1: BC-1340
  capability_name: Payment Processing Management
  confidence: 0.7
  evidence: POST /kredivo/transaction/status 'Check a transaction's status by order ID'; POST /kredivo/v2/cancel_transaction
    'Cancel a transaction in full or in part'; POST /offline/v1/reversal_transaction 'Reverse an offline
    (EDC) transaction'
  reason: Post-initiation payment transaction handling — status enquiry, full/partial cancellation and
    EDC reversal — is payment processing operations.