Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Kredivo Group: Building Fast, Affordable and Accessible Financial Products Kredivo Group is a financial technology company in Southeast Asia, known for its flagship product, Kredivo “Buy Now, Pay Later”. ## Sitemaps - [XML Sitemap](https://kredivocorp.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Press - [Press](https://kredivocorp.com/press/) - [Krom Bank Catat 1 Juta Rekening hingga April 2026](https://kredivocorp.com/2026/06/krom-bank-catat-1-juta-rekening-hingga-april-2026/) - Melampaui 1 juta pembukaan rekening dan menghimpun Dana Pihak Ketiga (DPK) sebesar Rp10 triliun secara organik melalui kekuatan produk dan pengalaman nasabah yang ditawarkan Krom - [Kredivo Group Acquires Timo, Vietnam's Pioneering Digital Banking Platform, Marking a Major Milestone in its Southeast Asian Expansion](https://kredivocorp.com/2026/05/kredivo-group-acquires-timo-vietnams-pioneering-digital-banking-platform-marking-a-major-milestone-in-its-southeast-asian-expansion/) - The acquisition comes on the back of Kredivo Group raising new capital from new and existing investors including Mizuho Bank, Amazon, Asia Partners, Square Peg Capital and Cathay Innovation - [DBS Indonesia Naikkan Pendanaan Channeling ke Kredivo Jadi Rp 3 Triliun](https://kredivocorp.com/2026/01/dbs-indonesia-naikkan-pendanaan-channeling-ke-kredivo-jadi-rp-3-triliun/) - Kerja sama Bank DBS Indonesia dan Kredivo telah berlangsung sejak 2020, peningkatan pendanaan ini mencerminkan kinerja penyaluran kredit Kredivo yang konsisten serta permintaan pasar yang terus meningkat - [BCA Digital Salurkan Fasilitas “Channeling” ke Kredivo Group](https://kredivocorp.com/2025/12/bca-digital-salurkan-fasilitas-channeling-ke-kredivo-group/) - Kolaborasi BCA Digital dan Kredivo menyatukan misi untuk menghadirkan layanan kredit yang cepat, mudah, dan terjangkau, khususnya di kota-kota tier-2 dan tier-3. - [Naik Transjakarta Bisa Pakai PayLater Kredivo](https://kredivocorp.com/2025/11/naik-transjakarta-bisa-pakai-paylater-kredivo/) - Kredivo resmi bekerja sama dengan PT Transportasi Jakarta dalam menghadirkan opsi pembayaran PayLater bagi para pengguna Transjakarta - [Kredivo Perkuat Literasi Keuangan: Dari Kredinspirasi hingga Generasi Djempolan](https://kredivocorp.com/2025/08/kredivo-perkuat-literasi-keuangan-dari-kredinspirasi-hingga-generasi-djempolan/) - Kredinspirasi jadi bukti literasi dapat optimalkan dampak positif PayLater, sejalan dengan agenda OJK untuk perkuat literasi keuangan, khususnya di momen Bulan Literasi Keuangan. - [Kredivo Angkat Andre Rasjid jadi Anggota Dewan Komisaris](https://kredivocorp.com/2025/06/kredivo-angkat-andre-rasjid-jadi-anggota-dewan-komisaris/) - Pengangkatan ini merupakan langkah strategis Kredivo untuk memperkuat kepemimpinan dan tata kelola, seiring pertumbuhan bisnis dan perluasan akses finansial yang mendorong inklusi keuangan. - [Kredivo Catat Nilai Transaksi Naik 10% selama Ramadhan 2025](https://kredivocorp.com/2025/04/kredivo-catat-nilai-transaksi-naik-10-selama-ramadhan-2025/) - Selain peningkatan nilai transaksi, Kredivo juga mencatat puncak transaksi penggunaan Kredivo terjadi pada minggu pertama dan kedua Ramadan, dengan tenor terbanyak adalah tenor bayar dalam 1 bulan. - [Belanja Konsumsi Tumbuh di Ramadan, Begini Strategi Kredivo Akomodasi Kebutuhan Masyarakat](https://kredivocorp.com/2025/03/belanja-konsumsi-tumbuh-di-ramadan-begini-strategi-kredivo-akomodasi-kebutuhan-masyarakat/) - Kredivo menghadirkan kampanye #SALEturahmi untuk mendukung masyarakat dalam memenuhi ragam kebutuhan Ramadan secara fleksibel dan terjangkau. - [Kredivo Group acquires Earned Wage Access platform GajiGesa](https://kredivocorp.com/2025/02/kredivo-acquires-earned-wage-access-platform-gajigesa/) - This acquisition will mark Kredivo Group's entry into the fast growing EWA market, and is in line with the Group’s mission of providing fast, affordable and widely accessible financial services to its customers. - [Ini Pentingnya Memperhatikan Kondisi Mental Sebelum Menggunakan Paylater](https://kredivocorp.com/2025/01/ini-pentingnya-memperhatikan-kondisi-mental-sebelum-menggunakan-paylater/) - Penggunaan Paylater dapat memberikan manfaat yang signifikan dan memberikan peace of mind jika didorong oleh motivasi positif. Sebaliknya, jika motivasinya dipicu oleh FOMO atau YOLO, risiko kecemasan dan stres pun akan meningkat - [Potensi Paylater jadi Bantalan Pembiayaan Masyarakat di Tengah Ketidakpastian Ekonomi](https://kredivocorp.com/2024/11/potensi-paylater-jadi-bantalan-pembiayaan-masyarakat-di-tengah-ketidakpastian-ekonomi/) - Tiga poin utama dari Paylater, yaitu mengatasi keterbatasan dana, terutama untuk masyarakat underbanked. Kedua, Paylater membantu keuangan masyarakat, dengan sistem dan cicilan yang fleksibel. Terakhir, layanan Paylater memperluas akses finansial masyarakat untuk bisa masuk ke ekosistem keuangan - [Gandeng Kredivo, MRT Jakarta Hadirkan Pembayaran Paylater](https://kredivocorp.com/2024/10/gandeng-kredivo-mrt-jakarta-hadirkan-pembayaran-paylater/) - Kerja sama ini merupakan komitmen Kredivo dalam menghadirkan all-in-one digital payment app yang memenuhi berbagai kebutuhan, termasuk di sektor transportasi. - [Bank Shinhan Channeling Kredit Rp 800 Miliar ke Kredivo](https://kredivocorp.com/2024/08/bank-shinhan-channeling-kredit-rp-800-miliar-ke-kredivo/) - Sebelumnya, Bank Shinhan Indonesia telah memberikan fasilitas channeling kepada Kredivo dengan limit kredit senilai Rp 250 miliar pada 2021 dan Rp 500 miliar pada 2023 - [Laki-laki Banyak Menggunakan Pakai Paylater](https://kredivocorp.com/2024/09/laki-laki-banyak-menggunakan-pakai-paylater/) - Laporan Perilaku Pengguna Paylater Indonesia 2024 oleh Kredivo dan Katadata Insight Center juga mengungkap bahwa pengguna Paylater didominasi oleh laki-laki, dengan proporsi mencapai 56,5% pada 2024. - [Gandeng Kredivo, Ranch Market dan Farmers Market Sediakan Pembayaran Paylater](https://kredivocorp.com/2024/09/gandeng-kredivo-ranch-market-dan-farmers-market-sediakan-pembayaran-paylater/) - Masyarakat bisa memanfaatkan bunga mulai 0%, cicilan hingga 12 bulan, dan promo diskon hingga 50% menggunakan Kredivo di 62 gerai Ranch Market dan Farmers Market Group yang tersebar di kota-kota besar se-Indonesia - [Krom Bank (BBSI) Menunjuk Anton Hermawan Sebagai Presiden Direktur](https://kredivocorp.com/2024/02/krom-bank-bbsi-menunjuk-anton-hermawan-sebagai-presiden-direktur/) - Memiliki pengalaman sebagai bankir selama 27 tahun, Anton percaya Krom mampu bersaing di industri perbankan digital, berkat diferensiasi dan keunggulan layanannya, serta dukungan dari Kredivo Group yang telah memiliki ekosistem solid - [Laporan Paylater Kredivo - KIC: Kepuasan Terhadap Paylater Makin Tinggi, Transaksi Offline Tumbuh 169%](https://kredivocorp.com/2024/06/laporan-paylater-kredivo-kic-kepuasan-terhadap-paylater-makin-tinggi-transaksi-offline-tumbuh-169/) - Laporan ini juga menunjukkan peningkatan penggunaan Paylater pada pembelian 6 dari 13 kategori produk, menandakan Paylater menjadi metode pembayaran pilihan untuk kebutuhan sehari-hari - [Hana Bank Salurkan Fasilitas Channeling Rp700 Miliar ke Kredivo](https://kredivocorp.com/2024/05/hana-bank-salurkan-fasilitas-channeling-rp700-miliar-ke-kredivo/) - Kolaborasi ini bertujuan untuk memperluas akses kredit yang mudah dan inklusif kepada masyarakat, terutama di kota-kota tier 2 dan tier 3 - [Kredivo Ekspansi ke Indonesia Timur, Fokus Perluas Integrasi Merchant Lokal di Makassar](https://kredivocorp.com/2024/03/kredivo-ekspansi-ke-indonesia-timur-fokus-perluas-integrasi-merchant-lokal-di-makassar/) - Indonesia Timur menjadi fokus ekspansi Kredivo seiring dengan jumlah pengguna di Makassar yang terus meningkat hingga 12 kali lipat sejak 2019 - [Kredivo Edukasi Masyarakat Bijak Gunakan Paylater dengan Film Pendek](https://kredivocorp.com/2024/04/kredivo-edukasi-masyarakat-bijak-gunakan-paylater-dengan-film-pendek/) - Kredivo mengedukasi masyarakat untuk bijak menggunakan layanan Paylater dengan merilis film pendek bertajuk #AndaiAndaPandai yang menyoroti manfaat serta risiko dari Paylater - [Pengguna Paylater Terus Meningkat, Kredivo Gencar Edukasi Biar Tak Kejeblos](https://kredivocorp.com/2024/03/pengguna-paylater-terus-meningkat-kredivo-gencar-edukasi-biar-tak-kejeblos/) - Kredivo tidak hanya mengubah cara orang berbelanja online tetapi juga telah memperkenalkan pendekatan edukatif yang inovatif untuk membantu masyarakat memahami dan memanfaatkan layanan ini dengan bijak. - [Alasan Kredivo Jadikan Bali Target Penetrasi Pasar](https://kredivocorp.com/2024/04/alasan-kredivo-jadikan-bali-target-penetrasi-pasar/) - Bali dijadikan wilayah prioritas, Kredivo fokus perluas integrasi dengan merchant lokal guna memberikan kontribusi positif kepada pelaku usaha maupun perekonomian lokal - [Resmi Meluncur, Krom Bank Tawarkan Bunga Deposito 8,75 Persen](https://kredivocorp.com/2024/02/1911/) - PT Krom Bank Indonesia Tbk atau Krom Bank secara resmi meluncurkan aplikasi perbankan digital Krom. Krom dapat melayani pembukaan rekening, pembukaan deposito, pembayaran, hingga transfer. - [Kredivo Perluas Jangkauan di Batam, Dorong Ekonomi Digital](https://kredivocorp.com/2024/02/kredivo-perluas-jangkauan-di-batam-dorong-ekonomi-digital/) - Dalam upaya untuk mewujudkan visi Batam Kota Baru 2029, Kredivo berharap dapat mendorong daya beli masyarakat dan produktivitas usaha lokal melalui integrasi dengan merchant lokal. - [Pengguna Kredivo di Samarinda dan Balikpapan Tumbuh 2,5 Kali Lipat, Kredivo Perluas Kerjasama dengan Puluhan Merchant Lokal Baru](https://kredivocorp.com/2023/12/pengguna-kredivo-di-samarinda-dan-balikpapan-tumbuh-25-kali-lipat-kredivo-perluas-kerjasama-dengan-puluhan-merchant-lokal-baru/) - Kredivo terus memperluas penetrasi pasarnya di Kalimantan Timur melalui penambahan integrasi dengan merchant lokal di Balikpapan dan Samarinda - [This startup could unlock ecommerce growth in Southeast Asia](https://kredivocorp.com/2016/05/this-startup-could-unlock-ecommerce-growth-in-southeast-asia/) - A Singaporean startup called FinAccel came up with a two-pronged solution to that problem: It lets you buy things online on credit, so no money is transferred before the product arrives. You can then pay in installments, which helps further alleviate doubt because you don’t have to commit to a large investment at once. - [Kredivo Live on More than 100 E-commerce Merchants in Indonesia](https://kredivocorp.com/2017/10/kredivo-live-on-more-than-100-e-commerce-merchants-in-indonesia/) - 6 of top 10 Indonesian e-commerce merchants now live with Kredivo Checkout, processing millions of dollars of credit transactions per month Jakarta, 4 October 2017 -- FinAccel, the parent company of Kredivo, today announced that Kredivo continues to experience unparalleled growth, adding several more top e-commerce merchants to its customer base. Kredivo now processes millions - [Kredivo to Cover Most Major Cities in Indonesia by 2017 in Push for Financial Inclusion](https://kredivocorp.com/2016/11/kredivo-to-cover-most-major-cities-in-indonesia-by-2017-in-push-for-financial-inclusion/) - FinAccel, a Jakarta-based financial technology company, plans to expand its Kredivo online payment and credit scoring service to most major cities in the country next year to give more Indonesians access to financing, an executive told the Jakarta Globe on Thursday (24/11). - [Bhinneka.Com dan Kredivo Luncurkan Solusi Pembelian Online dengan Cicilan Pertama di Indonesia](https://kredivocorp.com/2016/09/bhinneka-com-dan-kredivo-luncurkan-solusi-pembelian-online-dengan-cicilan-pertama-di-indonesia/) - Bhinneka.Com, salah satu e-Commerce terbesar di Indonesia, dan Kredivo berkolaborasi meluncurkan opsi cicilan 3 bulan dan 6 bulan secara otomatis dan digital yang pertama di Indonesia untuk pelanggan Bhinneka.Com Jakarta, 5 September, 2016 — Bhinneka.Com, salah satu e-Commerce terbesar di Indonesia, dan Kredivo, yang bermitra dengan PT BFI Finance Indonesia Tbk untuk mempelopori pembiayaan bagi - [FinAccel takes on Southeast Asia’s lending industry with easy online credit service](https://kredivocorp.com/2016/06/finaccel-takes-on-southeast-asias-lending-industry-with-easy-online-credit-service/) - The company is based in Jakarta, Indonesia, and it essentially acts as a layer between its credit card and lending company partners and consumers buying online. Started last year by Akshay Garg, who founded ad tech firm Komli, ex-McKinsey consultant Umang Rustagi, and Alie Tan, formerly of a number of startups, the company has raised - [FinAccel Raises Funding to Build an Automated Retail Credit Platform for Southeast Asia](https://kredivocorp.com/2016/06/finaccel-raises-funding-to-build-an-automated-retail-credit-platform-for-southeast-asia/) - Jungle Ventures leads star list of investors backing FinAccel to create the most convenient payment and financing method for ecommerce buyers in the region Singapore and Jakarta, 1 June, 2016 — Singapore based credit risk scoring and consumer lending startup FinAccel has raised a seven digit seed investment round led by Jungle Ventures with participation - [Buy now, pay later: Instant-credit startup FinAccel raises ‘7-digit’ round led by Jungle Ventures](https://kredivocorp.com/2016/06/buy-now-pay-later-instant-credit-startup-finaccel-raises-7-digit-round-led-by-jungle-ventures/) - Launch partner Sepulsa.com explained the service is showing results in decreasing abandoned carts and increasing ticket size. - [Bantu E-Commerce Atasi Masalah Pembatalan Transaksi, FinAccel Raih Pendanaan Awal](https://kredivocorp.com/2016/06/bantu-e-commerce-atasi-masalah-pembatalan-transaksi-finaccel-raih-pendanaan-awal/) - Hari ini, 1 Juni 2016, startup finansial berbasis teknologi (fintech), FinAccel mengumumkan kalau mereka telah mendapat pendanaan awal (seed) senilai tujuh digit yang dipimpin oleh Jungle Ventures. Pendanaan tersebut juga diikuti oleh GMO Venture Partners, AlphaJWC Ventures, 500 Durians, dan 500 Tuktuks. - [Generasi Milenial Jadi Sasaran Startup Fintech Ini](https://kredivocorp.com/2017/10/generasi-milenial-jadi-sasaran-startup-fintech-ini/) - Akshay Garg, CEO FinAccel yang menginduki Kredivo, menilai populasi profesional muda punya kesulitan mengakses kredit dari pihak bank, baik dari aspek penyetujuannya yang kerap lama maupun tingkat penolakannya yang tinggi. Tidak ada fintech lain yang dapat memproses permohonan kredit lebih cepat daripada Kredivo; bahkan lebih cepat daripada memasak mie instan. - [Kredivo Proses Transaksi 130 Merchant di Situs e-Commerce Senilai Jutaan Dollar AS](https://kredivocorp.com/2017/10/kredivo-proses-transaksi-130-merchant-di-situs-e-commerce-senilai-jutaan-dollar-as/) - Kredivo telah mengembangkan proses checkout e-commerce tercepat dan termudah di Indonesia yang menjadikannya sebagai pemimpin dalam kategori pembiayaan kredit Point of Sale (PoS). Terbukti saat ini Kredivo memproses transaksi e-commerce bernilai jutaan dollar per bulan di 130 merchant e-commerce, termasuk di Bukalapak, Lazada, Jd.id, Bhinneka, Blibli dan Shopee. - [Kredivo, The First Digital Payment App from Indonesia to be Featured on Google Play Store](https://kredivocorp.com/2017/11/kredivo-the-first-digital-payment-app-from-indonesia-to-be-featured-on-google-play-store/) - An earned recognition as one of the highest quality apps that Kredivo has obtained through its rating, number of downloads, uniqueness, high-quality design and architecture standards Jakarta, 6 November 2017 - Kredivo, a digital credit card pioneer is now the first Indonesian digital payments provider to become a ‘featured app’ on Google Play’s Indonesian home - [Jungle Ventures Speaking About Kredivo on CNBC](https://kredivocorp.com/2017/11/jungle-ventures-speaking-about-kredivo-on-cnbc/) - [FinAccel Strengthens Executive Team with the Appointment of a Chief Product Officer and Vice President, Data Science](https://kredivocorp.com/2017/12/finaccel-strengthens-executive-team-with-the-appointment-of-a-chief-product-officer-and-vice-president-data-science/) - Honey Mittal, ex-Wego.com and Syafri Bahar, ex-RaboBank join the company at its Jakarta headquarter. Jakarta, 13 December – FinAccel, the parent company of Kredivo, the fastest growing ecommerce checkout and digital lender in Indonesia, today announced the appointment of Honey Mittal as Chief Product Officer and Syafri Bahar as Vice President, Data Science. The addition - [Bridging the Gap of Credit Penetration in Indonesia, Kredivo becomes the First Digital Credit Card Officially Registered with Otoritas Jasa Keuangan](https://kredivocorp.com/2018/03/bridging-the-gap-of-credit-penetration-in-indonesia-kredivo-becomes-the-first-digital-credit-card-officially-registered-with-otoritas-jasa-keuangan/) - Jakarta, 27 March 2018 – FinAccel, the parent company of Kredivo, the leading ecommerce checkout and digital lender in Indonesia, today announced its official registration with Otoritas Jasa Keuangan (OJK) as of 21 March 2018. As written on the “Proof of Registration of PT FinAccel Digital Indonesia” letter number S-236/NB.213/2018 by OJK, Kredivo becomes the - [Kredivo Jadi Tekfin Pembiayaan Pertama yang Terdaftar di OJK](https://kredivocorp.com/2018/03/kredivo-jadi-tekfin-pembiayaan-pertama-yang-terdaftar-di-ojk/) - Kredivo menjadi salah satu sebagai perusahaan teknologi finansial yang terdaftar di Otoritas Jasa Keuangan. Melalui penetapan itu, Kredivo menjadi produk pembayaran kredit digital pertama yang terdaftar dan diawasi OJK berdasar Peraturan OJK No. 77/POJK.01/2016 tentang penyelenggara jasa layanan pinjam meminjam berbasis teknologi informasi. - [Kredivo Partners with Tokopedia, Enabling Instant Access to Credit for Underbanked E-commerce Shoppers](https://kredivocorp.com/2018/04/kredivo-partners-with-tokopedia-enabling-instant-access-to-credit-for-underbanked-e-commerce-shoppers/) - Jakarta, 10 April 2018 – Kredivo (PT FinAccel Teknologi Indonesia), the leading digital credit card and digital consumer lender in Indonesia today announces its partnership with the biggest local e-commerce merchant, and one of the Indonesian unicorns, Tokopedia (PT Tokopedia). This marks another milestone for Kredivo as the fastest growing e-commerce checkout in the country. - [Sasar Milenial, Kredivo Gandeng Tokopedia](https://kredivocorp.com/2018/04/sasar-milenial-kredivo-gandeng-tokopedia/) - Pengguna Tokopedia dapat memanfaatkan aplikasi checkout 2 klik yang cepat dan mudah. Kredivo juga memberikan fleksibilitas pembayaran secara berkala. - [Kredivo Raises USD30 Million Series B to Accelerate Expansion in Southeast Asia](https://kredivocorp.com/2018/07/kredivo-raises-usd30-million-series-b-to-accelerate-expansion-in-southeast-asia/) - Square Peg Capital, MDI Ventures, Atami Capital and all existing investors back the region’s leading digital credit card Singapore and Jakarta, 25 July, 2018 - Jakarta based FinAccel has raised a USD30 million Series B equity investment round led by Square Peg Capital, with participation from new investors MDI Ventures and Atami Capital, and from - [Kredivo raises $30M to build a digital credit card for Southeast Asia](https://kredivocorp.com/2018/07/kredivo-raises-30m-to-build-a-digital-credit-card-for-southeast-asia/) - The company is processing “hundreds of millions” in U.S. dollars per year and the immediate plan is to keep growing in Indonesia. Already, however, it is eyeing up potential expansions with its first move overseas is likely to be in Southeast Asia in early 2018. - [FinAccel awarded “The Best Lending Technology or Platform” at The Asian Banker Indonesia Country Awards 2018 and “Innovation Visionary” at IDC DX Awards 2018](https://kredivocorp.com/2018/09/finaccel-awarded-the-best-lending-technology-or-platform-at-the-asian-banker-indonesia-country-awards-2018-and-innovation-visionary-at-idc-dx-awards-2018/) - Awards recognize FinAccel as a disruptive, innovative organization implementing hi-impact digital initiatives in Indonesia. - [Kredivo Cements Leadership Position in the Fintech Industry with Global and Regional Awards](https://kredivocorp.com/2018/11/kredivo-cements-leadership-position-in-the-fintech-industry-with-global-and-regional-awards/) - KPMG and H2 Ventures selects Kredivo as one of the top 100 fintech startups globally and the Singapore Fintech Festival selects Kredivo as the top ranked fintech startup in Southeast Asia. Jakarta, 22 November 2018 - Kredivo, Indonesia’s leading digital credit card for millennials, has been recognized in two prestigious lists: KPMG and H2 Ventures - [Kredivo Gandeng Moka Sediakan Pembayaran Kredit Digital di Belanja Offline](https://kredivocorp.com/2019/02/kredivo-gandeng-moka-sediakan-pembayaran-kredit-digital-di-belanja-offline/) - Kredivo bekerjasama dengan Moka, salah satu perusahaan digital Point of Sale (POS) terkemuka di Indonesia untuk memberikan kemudahan berbelanja offline dengan kredit instan tanpa kartu kredit. - [Pria Lebih Senang Belanja Nyicil Dibanding Wanita](https://kredivocorp.com/2019/03/pria-lebih-senang-belanja-nyicil-dibanding-wanita/) - Kredivo merilis data tentang tren belanja awal tahun 2019, menunjukkan bahwa 66,7 persen pria melakukan transaksi cicilan di platform e-commerce. Sementara hanya 33,3 persen wanita yang melakukan hal serupa - [Kredivo Luncurkan Fitur Donasi, Lengkapi Layanan di Bulan Ramadan](https://kredivocorp.com/2019/05/kredivo-luncurkan-fitur-donasi-lengkapi-layanan-di-bulan-ramadan/) - Dalam rangka bulan suci Ramadan, kartu kredit digital Kredivo meluncurkan fitur donasi yang memudahkan pengguna untuk menyalurkan bantuan kepada yang membutuhkan langsung dari aplikasi Kredivo - [Kredivo – Citilink Tawarkan Inovasi Kemudahan Kredit Instan Untuk Perjalanan Udara](https://kredivocorp.com/2019/06/kredivo-citilink-tawarkan-inovasi-kemudahan-kredit-instan-untuk-perjalanan-udara/) - Kredivo (PT FinAccel Teknologi Indonesia), kartu kredit digital untuk milenial dan maskapai berbiaya hemat (LCC) Citilink Indonesia melakukan langkah strategis untuk memberikan layanan penerbangan yang berkualitas sekaligus terjangkau untuk masyarakat Indonesia - [Indonesia Lending Startup Kredivo Gets Fresh Funding From Telkomsel, MDI Ventures](https://kredivocorp.com/2019/07/indonesia-lending-startup-kredivo-gets-fresh-funding-from-telkomsel-mdi-ventures/) - After receiving an additional fund from its parent company, Telkomsel Mitra Inovasi (TMI) invests in young, promising companies, accelerating growth by providing access to Telkomsel's ecosystem, assets ,and expertise. - [Soal Data Diumbar Fintech, Begini Jawaban Kredivo](https://kredivocorp.com/2019/07/soal-data-diumbar-fintech-begini-jawaban-kredivo/) - PT FinAccel Teknologi Indonesia (Kredivo) memberikan perhatian yang besar pada sisi keamanan data konsumen. - [Kredivo Permudah Konsumen Mencicil Smartphone](https://kredivocorp.com/2019/08/kredivo-permudah-konsumen-mencicil-smartphone/) - Kredivo bermitra dengan Erafone untuk memberikan kemudahan bagi masyarakat indonesia dalam mencicil produk gadget dan elektronik berkualitas tanpa kartu kredit - [Gandeng Happy Hearts Indonesia, Kredivo Dorong Kualitas Pendidikan di NTT](https://kredivocorp.com/2019/08/warta-ekonomi/) - Mengusung slogan “Bantu Sekarang, Jangan Nanti”, Kredivo berpartisipasi pada program #iamchange untuk membangun konstruksi sekolah di Nusa Tenggara Timur - [Pertama di Indonesia, Pengguna Kredivo Bisa Beli Barang Tanpa Login](https://kredivocorp.com/2019/08/pertama-di-indonesia-pengguna-kredivo-bisa-beli-barang-tanpa-login/) - Kredivo meluncurkan Zero-click checkout, inovasi yang memberikan pengalaman berbelanja tercepat dan termudah untuk bertransaksi di e-commerce. - [Kredivo gets US$20M debt funding to provide low-cost loans to retail borrowers in Indonesia](https://kredivocorp.com/2019/09/kredivo-gets-us20m-debt-funding-to-provide-low-cost-loans-to-retail-borrowers-in-indonesia/) - Kredivo has closed a USS$20 million debt funding round with Partners for Growth (PFG), a venture debt firm with offices in the US and Australia. - [Hindari Fintech Ilegal, Kredivo Edukasi Masyarakat Samarinda](https://kredivocorp.com/2019/09/hindari-fintech-ilegal-kredivo-edukasi-masyarakat-samarinda/) - Sebagai langkah aktif mewujudkan masyarakat yang paham akan fintech, Kredivo berpartisipasi di acara Fintech Exhibition yang diselenggarakan oleh AFPI dan OJK - [Kredivo Dinobatkan Sebagai Layanan Kredit Tanpa Friksi Terbaik](https://kredivocorp.com/2019/09/kredivo-dinobatkan-sebagai-layanan-kredit-tanpa-friksi-terbaik/) - Kredivo memperkuat posisinya sebagai fintech terdepan dengan meraih dua penghargaan di dua ajang berbeda - [Fintech Ilegal Menjamur, Konsumen Patut Mawas Diri](https://kredivocorp.com/2019/10/fintech-ilegal-menjamur-konsumen-patut-mawas-diri/) - Sebagai pelaku industri yang terdaftar di Otoritas Jasa Keuangan (OJK), Kredivo memberikan tanggapan tentang maraknya fintech ilegal yang menjamur saat ini - [Penetrasi Kartu Kredit Rendah, OJK Target Inklusi Keuangan 65 Persen](https://kredivocorp.com/2019/10/penetrasi-kartu-kredit-rendah-ojk-target-inklusi-keuangan-65-persen/) - Kredivo berkontribusi nyata dalam mendorong inklusi keuangan dengan membuka akses kredit pertama bagi lebih dari 60 persen dari total penggunanya - [Bank Permata gandeng Kredivo untuk salurkan kredit Rp 1 triliun via channeling](https://kredivocorp.com/2019/11/bank-permata-gandeng-kredivo-untuk-salurkan-kredit-rp-1-triliun-via-channeling/) - Kolaborasi ini merupakan salah satu yang terbesar yang dilakukan oleh bank nasional melalui entitas fintech hingga saat ini - [Kredivo Dapat Suntikan Dana Rp1 Triliun dari PermataBank](https://kredivocorp.com/2019/11/kredivo-dapat-suntikan-dana-rp1-triliun-dari-permatabank/) - Pendanaan lini kredit akan digunakan untuk mempercepat pertumbuhan dan melayani jutaan nasabah baru di masa depan - [FinAccel Raises US$90m to Build and Expand a set of ‘Fast, Affordable and Accessible’ Financial Services in Southeast Asia](https://kredivocorp.com/2019/12/finaccel-raises-us90m-to-build-and-expand-a-set-of-fast-affordable-and-accessible-financial-services-in-southeast-asia/) - Mirae Asset, Naver, Square Peg and others invest into the growth of Kredivo and the rising demand for financial services in the region Singapore, 3 Dec 2019 – Singapore-headquartered FinAccel, a financial technology company that enables Indonesian consumers to buy online and pay later under the brand Kredivo, has raised US$90m in a Series C - [Kredivo’s parent firm FinAccel raises $90M to expand its credit lending platform in Southeast Asia](https://kredivocorp.com/2019/12/kredivos-parent-firm-finaccel-raises-90m-to-expand-its-credit-lending-platform-in-southeast-asia/) - FinAccel has secured $90 million in one of the largest funding rounds for a fintech startup in Southeast Asia as it looks to further grow its credit lending app Kredivo and build more financial services. - [Singapore-based fintech firm FinAccel raises $123m in funding](https://kredivocorp.com/2019/12/singapore-based-fintech-firm-finaccel-raises-123m-in-funding/) - Singapore-based FinAccel, has raised US$90 million (S$123 million) of expansion capital in a fund-raising round valuing the company at almost US$500 million. - [26% Masyarakat Belum Tersentuh Inklusi Keuangan](https://kredivocorp.com/2019/12/26-masyarakat-belum-tersentuh-inklusi-keuangan/) - Untuk memaksimalkan dampak positif fintech bagi masyarakat underbanked, Kredivo berkolaborasi dengan berbagai pihak, termasuk regulator dan juga asosiasi - [Kredivo Ingatkan Perlunya Melek Keuangan bagi Milenial](https://kredivocorp.com/2020/01/kredivo-ingatkan-perlunya-melek-keuangan-bagi-milenial/) - Kredivo melihat potensi dan dampak yang luar biasa jika milenial yang dikenal melek digital juga mampu menjadi generasi melek keuangan. - [Bermula dari Kamar Kos, Ramadhan Saputra Kembangkan Usaha Bakmi dengan Pinjaman dari Kredivo](https://kredivocorp.com/2020/03/bermula-dari-kamar-kos-ramadhan-saputra-kembangkan-usaha-bakmi-dengan-pinjaman-dari-kredivo/) - Ramadhan Saputra, pemilik Warung J’geer, merupakan satu dari jutaan pengguna Kredivo yang memanfaatkan kemudahan akses pinjaman untuk merintis usaha dan mewujudkan impiannya. - [Kredivo Integrasikan Zero-Click-Checkout dengan Bukalapak](https://kredivocorp.com/2020/06/kredivo-integrasikan-zero-click-checkout-dengan-bukalapak/) - Setelah Tokopedia, kini pengguna Bukalapak juga bisa menikmati praktis dan nyamannya checkout tanpa login untuk memenuhi berbagai kebutuhan, terutama di masa pandemi ini. - [Kredivo Hadirkan Cicilan Bunga 0% Pada Harbolnas 2020](https://kredivocorp.com/2020/10/kredivo-hadirkan-cicilan-bunga-0-pada-harbolnas-2020/) - Maksimalkan peran sebagai lending platform, Kredivo hadirkan cicilan 0% untuk tenor 3 & 6 bulan saat 10.10, 11.11, & 12.12. - [Kredivo Closes up to US$100m Warehouse Financing Facility with Victory Park Capital to Boost Indonesian Expansion](https://kredivocorp.com/2020/11/kredivo-closes-up-to-us100m-warehouse-financing-facility-with-victory-park-capital-to-boost-indonesian-expansion/) - The transaction is Victory Park Capital’s first investment in Southeast Asia and one of the largest ever debt transactions by a fintech firm in the region Jakarta, 24 November 2020 – Kredivo, the leading digital credit platform for retail borrowers across Indonesia, and Victory Park Capital Advisors, LLC (“VPC”), a leading private credit specialist headquartered - [Kredivo Dorong Pengusaha Muda Pontianak Melek Keuangan Digital](https://kredivocorp.com/2020/12/kredivo-dorong-pengusaha-muda-pontianak-melek-keuangan-digital/) - Generasi Djempolan" Seri 2 kali ini mengajak ratusan mahasiswa, masyarakat serta media di Kota Pontianak, Kalimantan Barat untuk jadi generasi melek keuangan digital, sesuai dengan potensi di kota ini. - [Kredivo’s Parent Company FinAccel Announces Management Reshuffle](https://kredivocorp.com/2020/12/kredivos-parent-company-finaccel-announces-management-reshuffle/) - Reshuffle aligns with company's goals of serving 10m customers and expanding focus on productive financing - [Pembayaran Di Alfamart Bisa Pakai Pay Later Kredivo Dengan Bunga 0%](https://kredivocorp.com/2020/12/pembayaran-di-alfamart-bisa-pakai-pay-later-kredivo-dengan-bunga-0/) - Pengguna Kredivo dapat menggunakan opsi layanan Pay Later selama 30 hari tanpa top-up di 15.000 outlet Alfamart di seluruh Indonesia. - [Kini Pembayaran Kredivo Bisa Digunakan Di Zalora](https://kredivocorp.com/2021/02/kini-pembayaran-kredivo-bisa-digunakan-di-zalora/) - Kemitraan ini memfasilitasi permintaan produk fashion yang tinggi dengan Paylater bunga 0% untuk memastikan pengalaman belanja yang aman & nyaman. - [Kredivo Sumbangkan US$100.000 untuk Percepat Tes Covid-19](https://kredivocorp.com/2021/02/kredivo-sumbangkan-us100-000-untuk-percepat-tes-covid-19/) - Kredivo mendonasikan dana sejumlah US$ 100.000 untuk GSI Lab, yang kemudian dialokasikan menjadi lebih dari 2 ribu tes PCR (Polymerase Chain Reaction) yang akan diberikan secara gratis kepada masyarakat yang membutuhkan. - [First in Southeast Asia, Samsung and Kredivo Partner Up to Introduce New Financing Services](https://kredivocorp.com/2021/03/first-in-southeast-asia-samsung-and-kredivo-partner-up-to-introduce-new-financing-services/) - Samsung Financing, an instant credit solution for Samsung powered by Kredivo, that makes it easy for consumers to buy a variety Samsung products on installments. Jakarta, March 4th 2021 - Samsung Electronics Co. Ltd., leading global consumer electronics, announces its strategic collaboration with Kredivo, the leading digital credit platform for retail borrowers across Indonesia. Through - [Bangkitkan Ekonomi, Kredivo Ajak Milenial Manado Melek Keuangan](https://kredivocorp.com/2021/04/bangkitkan-ekonomi-kredivo-ajak-milenial-manado-melek-keuangan/) - Melalui gerakan Generasi Djempolan, Kredivo ingin mendorong milenial untuk mampu memanfaatkan akses teknologi keuangan secara bijak, sehingga menjadi stimulus tumbuhnya pengusaha kreatif di Manado - [Kredivo Sediakan Layanan Paylater Buat Bukalapak](https://kredivocorp.com/2021/05/kredivo-sediakan-layanan-paylater-buat-bukalapak/) - Hal ini merupakan kali pertama Kredivo memberikan layanan paylater white-label dengan limit eksklusif kepada mitra - [Riset Kredivo – KIC : Pandemi Akselerasi Perubahan Perilaku Belanja Online](https://kredivocorp.com/2021/06/riset-kredivo-kic-pandemi-akselerasi-perubahan-perilaku-belanja-online/) - Kredivo bersama Katadata Insight Center kembali meluncurkan riset tahunan edisi kedua Perilaku Konsumen E-Commerce Indonesia 2021. Adapun riset kali ini dilengkapi dengan analisis perilaku pembayaran konsumen dan penggunaan paylater selama pandemi. - [Kredivo Closes an Additional US$100m Debt Facility with Victory Park Capital, Expanding the Total Facility to US$200m](https://kredivocorp.com/2021/06/kredivo-closes-an-additional-us100m-warehouse-financing-facility-with-victory-park-capital-expanding-the-total-facility-to-us200m/) - The transaction marks Victory Park Capital’s deep commitment to Kredivo and represents their largest debt commitment to an emerging markets fintech firm Jakarta and Chicago – June 21, 2021 – Kredivo, the leading digital credit platform for retail borrowers across Indonesia, and Victory Park Capital Advisors, LLC (“VPC”), a global alternative investment firm headquartered in Chicago, - [Kredivo Gandeng eFishery Untuk Perluas Penyaluran Kredit Produktif Untuk UKM](https://kredivocorp.com/2021/07/kredivo-gandeng-efishery-untuk-perluas-penyaluran-kredit-produktif-untuk-ukm/) - Melalui fitur Kabayan (Kasih, Bayar Nanti), pembudidaya ikan dapat mencicil kebutuhan perikanan secara terjangkau. - [Kredivo, the Leading Digital Consumer Credit Platform in Southeast Asia, Announces Plans to Become a Publicly Traded Company via Merger with VPC Impact Acquisition Holdings II](https://kredivocorp.com/2021/08/kredivo-go-public-with-vpcii/) - Transaction assigns FinAccel a pro forma equity value of approximately $2.5 billion, and is expected to deliver over $430 million of gross cash proceeds to the company Kredivo is the largest and fastest growing buy now, pay later platform in Indonesia, Southeast Asia’s largest economy, fueled by a rapidly growing middle class and e-commerce market - [CEO & Co-Founder of FinAccel (Kredivo), Akshay Garg, Speaking About IPO Plans at Power Lunch, CNBC Indonesia](https://kredivocorp.com/2021/08/ceo-co-founder-of-finaccel-kredivo-akshay-garg-speaking-about-ipo-plans-at-power-lunch-cnbc-indonesia/) - [Kredivo Announces the Launch of Its Vietnam Operations as Part of the Business’ Ambition to Build Southeast Asia’s Leading BNPL](https://kredivocorp.com/2021/08/kredivo-announces-the-launch-of-its-vietnam-operations-to-build-southeast-asias-leading-bnpl/) - As one of Southeast Asia’s fastest growing and most promising digital economy, Vietnam represents significant growth potential for Kredivo Jakarta - Ho Chi Minh City 27 August 2021 - Following the recent announcement of its plan to become a publicly traded company, Kredivo, Indonesia's leading digital credit platform, today announced its market entry into Vietnam - [Gandeng Kredivo, DBS Indonesia Salurkan Pendanaan Rp 1 Triliun](https://kredivocorp.com/2021/10/gandeng-kredivo-dbs-indonesia-salurkan-pendanaan-rp-1-triliun/) - Kerja sama ini menjadi solusi pembiayaan untuk memenuhi kebutuhan pendanaan bagi nasabah, dengan fasilitas kredit yang mudah, cepat, dan terjangkau - [KrediFazz Resmi Kantongi Lisensi P2P Lending dari OJK](https://kredivocorp.com/2021/10/kredifazz-resmi-kantongi-lisensi-p2p-lending-dari-ojk/) - Ini langkah yang sangat signifikan bagi KrediFazz untuk menjadi contoh bagaimana perusahaan fintech pendanaan bersama harusnya beroperasi. - [Standard Chartered Gandeng Kredivo untuk Salurkan Kredit](https://kredivocorp.com/2021/10/standard-chartered-gandeng-kredivo-untuk-salurkan-kredit/) - Melalui pengalaman Standard Chartered dalam melayani segmen ritel serta jangkauan yang dimiliki Kredivo, kolaborasi ini diharapkan dapat memfasilitasi masyarakat mendapatkan akses kredit secara mudah dan cepat. - [Kredivo Sediakan Opsi Paylater Maskapai AirAsia, Bunga 0 Persen](https://kredivocorp.com/2021/11/kredivo-sediakan-opsi-paylater-maskapai-airasia-bunga-0-persen/) - Kemitraan ini memudahkan masyarakat untuk dapat menikmati penerbangan terjangkau dengan fasilitas yang berkualitas ke berbagai destinasi, dengan opsi pembayaran cicilan yang mudah, aman, dan cepat. - [Lowongan Kerja untuk 100 Engineer di Kredivo, Bonus MacBook Pro Hingga Motor Sport](https://kredivocorp.com/2021/11/lowongan-kerja-untuk-100-engineer-di-kredivo-bonus-macbook-pro-motor/) - Selain menjanjikan insentif yang kompetitif di Industri, perusahaan turut memberikan ESOP (Employee Stock Option Plan) yang sangat menarik karena perusahaan saat ini sedang dalam proses IPO Listing - [Kredivo dan Bank Sampoerna Jalin Kerjasama Strategis, Hadirkan Kartu Fisik Paylater](https://kredivocorp.com/2021/12/kredivo-dan-bank-sampoerna-jalin-kerjasama-strategis-hadirkan-kartu-fisik-paylater/) - Flexi Card memiliki banyak keunggulan seperti bebas biaya pengiriman kartu maupun biaya tahunan tanpa batas waktu, serta dapat diterima secara luas melalui jaringan GPN. - [Dapat Potongan Harga, Sekarang Belanja di IKEA Bisa Pakai Kredivo](https://kredivocorp.com/2021/12/dapat-potongan-harga-sekarang-belanja-di-ikea-bisa-pakai-kredivo/) - Kerjasama dengan IKEA merupakan sebuah pengakuan bahwa Kredivo adalah pemimpin di industri Paylater serta menunjukkan komitmen mendalam untuk memudahkan pengguna berbelanja di retail ternama - [Perluas Ekspansi, Kredivo Hadirkan Layanan Paylater di Outlet Mitra Adiperkasa](https://kredivocorp.com/2022/02/perluas-ekspansi-kredivo-hadirkan-layanan-paylater-di-outlet-mitra-adiperkasa/) - Kemitraan ini diharapkan dapat memudahkan masyarakat untuk mendapatkan produk berkualitas dari world-class brands namun dengan tetap menjaga cash flow. - [Kredivo Gandeng Matahari, Sediakan Paylater di 139 Gerai](https://kredivocorp.com/2022/03/kredivo-gandeng-matahari-sediakan-paylater-di-139-gerai/) - Kemitraan ini untuk memfasilitasi tren permintaan fesyen yang terus meningkat, terutama saat menjelang Idulfitri - [FinAccel, Parent of Kredivo, Acquires the Majority Ownership of Bank Bisnis, Planning an Entry into Digital Banking](https://kredivocorp.com/2022/04/finaccel-parent-of-kredivo-acquires-the-majority-ownership-of-bank-bisnis-planning-an-entry-into-digital-banking/) - The acquisition is the first instance of a pure-play fintech company acquiring a majority stake in a local Indonesian bank Jakarta and Chicago, April 4th, 2022 - PT FinAccel Teknologi Indonesia, a directly controlled subsidiary of FinAccel Pte Ltd, the parent company of Kredivo, has announced today the acquisition of a majority stake in PT Bank - [FinAccel Spends $200 Million for Indonesia Digital Banking Push](https://kredivocorp.com/2022/04/finaccel-spends-200-million-for-indonesia-digital-banking-push/) - The parent company of fintech platform Kredivo, has acquired a majority stake in Indonesia’s PT Bank Bisnis Internasional - [Kredivo Introduces “Infinite Card,” Expanding Transaction Access to All of Mastercard’s Online Merchant Network](https://kredivocorp.com/2022/04/kredivo-introduces-infinite-card-expanding-transaction-access-to-all-of-mastercards-online-merchant-network/) - Infinite Card, launched in partnership with Mastercard and BNI, makes Kredivo a truly open-loop payments product in Indonesia Jakarta, April 21, 2022 - Kredivo, the leading digital credit platform for retail customers in Indonesia today announces the launch of the Infinite Card, a virtual card that can be used to pay on all e-commerce and online - [Kredivo Prioritizes Digital Inclusion with Pledge to Provide Access to Consumer Financial Services for up to 20 Million People in Southeast Asia](https://kredivocorp.com/2022/05/kredivo-commitment-to-the-edison-alliances-1-billion-lives-challenge/) - As a World Economic Forum partner, Southeast Asia’s leading digital financial services company continues to accelerate access to underserved populations in the region Jakarta, May 11, 2022 – Kredivo, the leading digital credit platform for retail customers in Southeast Asia, announced their commitment to the EDISON Alliance's 1 Billion Lives Challenge, pledging to provide access to - [Hasil Riset Kredivo – KIC: Transaksi Digital Makin Inklusif, Konsumen Makin Meminati Paylater](https://kredivocorp.com/2022/06/hasil-riset-kredivo-kic-transaksi-digital-makin-inklusif-konsumen-makin-meminati-paylater/) - Riset tahunan ini memanfaatkan data primer 16 juta sampel transaksi dari 1,5 juta pengguna Kredivo di 5 e-Commerce terbesar. Adapun temuan riset kali ini... - [Edukasi Pencegahan Stunting, Kredivo Berkolaborasi dengan 1000 Days Fund di Daerah 3T](https://kredivocorp.com/2022/06/edukasi-pencegahan-stunting-kredivo-berkolaborasi-dengan-1000-days-fund-di-daerah-3t/) - Tahun ini, Kredivo dan 1000 Days Fund berkomitmen untuk mendistribusikan 200.000 Poster Pintar, berupa materi edukasi mengenai pentingnya 1000 HPK dan cara pencegahan stunting. - [Kredivo Targetkan Integrasi Puluhan Merchant Lokal, Perkuat Penetrasi Kredit Digital di Manado](https://kredivocorp.com/2023/10/kredivo-targetkan-integrasi-puluhan-merchant-lokal-perkuat-penetrasi-kredit-digital-di-manado/) - Menjadi salah satu kota prioritas bagi Kredivo di wilayah Indonesia Timur sejak November 2020, pertumbuhan pengguna Kredivo di Manado meningkat hingga 9 kali lipat tahun ini - [Industri Paylater Makin Ketat, Kredivo Tetap Yakin Terus Memimpin Pasar](https://kredivocorp.com/2023/11/industri-paylater-makin-ketat-kredivo-tetap-yakin-terus-memimpin-pasar/) - Industri Paylater semakin tumbuh pesat dalam beberapa waktu terakhir yang ditunjukkan dengan munculnya pemain-pemain Paylater baru di industri - [Bank DBS Indonesia Tingkatkan Joint Limit Joint Financing ke Kredivo Menjadi Rp2 Triliun](https://kredivocorp.com/2022/07/bank-dbs-indonesia-tingkatkan-joint-limit-joint-financing-ke-kredivo-menjadi-rp2-triliun/) - Kerja sama Bank DBS Indonesia dan Kredivo menjadi validasi akan potensi industri fintech dalam membuka akses kredit digital di Indonesia semakin lebih cepat, mudah, dan terjangkau. - [Bank DBS Indonesia and Kredivo Increase Joint Financing Limit to IDR 2 Trillion to Accelerate Credit Distribution in the Retail Sector](https://kredivocorp.com/2022/07/bank-dbs-indonesia-and-kredivo-increase-joint-financing-limit-to-idr-2-trillionto-accelerate-credit-distribution-in-the-retail-sector/) - For Kredivo, the additional limit will support the company in opening credit access for tens of millions of potential users in the next few years For Bank DBS Indonesia, this strategic partnership will accelerate lending in the retail sector, while at the same time strengthening the growth of the company’s loan portfolio The continued joint - [Kredivo and VietCredit provide “Buy Now Pay Later” service on Sendo](https://kredivocorp.com/2022/08/kredivo-and-vietcredit-provide-buy-now-pay-later-service-on-sendo/) - This partnership is to offer millions of Vietnamese customers and merchants a convenient and affordable payment method - [Kredivo Ajak Orang Tua Muda Edukasi Digital Anak Sejak Dini](https://kredivocorp.com/2022/08/kredivo-ajak-orang-tua-muda-edukasi-digital-anak-sejak-dini/) - Kredivo dan Familia.idn, komunitas orang tua muda di Yogyakarta menghadirkan program literasi digital bertajuk "Menjadi Orang Tua Pintar di Era Digital" - [Kini Konsumen Ramayana Bisa Belanja Pakai “Paylater” dari Kredivo](https://kredivocorp.com/2022/08/kini-konsumen-ramayana-bisa-belanja-pakai-paylater-dari-kredivo/) - Kolaborasi dengan Ramayana sebagai bentuk upaya Kredivo untuk meningkatkan inklusi keuangan di kota tier 2 dan 3 - [Ada Inflasi, Bagaimana Peran Paylater untuk Jaga Daya Beli Masyarakat ?](https://kredivocorp.com/2022/09/ada-inflasi-bagaimana-peran-paylater-untuk-jaga-daya-beli-masyarakat/) - Paylater dapat semakin optimal untuk menjadi instrumen penjaga daya beli masyarakat di tengah kondisi ekonomi Indonesia yang sangat dinamis. - [Matriks Risiko Setara Bank jadi Kunci Fundamental Bisnis Kredivo yang Kuat](https://kredivocorp.com/2022/09/matriks-risiko-setara-bank-jadi-kunci-fundamental-bisnis-kredivo-yang-kuat/) - Didukung oleh sistem manajemen risiko dengan matriks risiko setara bank, Kredivo mampu seleksi jutaan pengajuan kredit dengan tetap menekan angka rata-rata kredit macet di bawah 5% tiap tahun Matriks risiko Kredivo yang setara bank mampu bantu perusahaan mempertahankan fundamental bisnis yang kuat di tengah berbagai kondisi ekonomi yang dinamis, bahkan Kredivo telah mencatatkan kinerja keuangan - [Kredivo Perkuat Literasi Digital kepada Mahasiswa](https://kredivocorp.com/2022/10/kredivo-perkuat-literasi-digital-kepada-mahasiswa/) - Bertepatan dengan Bulan Inklusi Keuangan 2022, platform kredit digital Kredivo mengadakan program Generasi Djempolan di Universitas Indo Global Mandiri, Palembang… - [Jangan Panik Ekonomi Dihantui Resesi, Simak Cara Ini Amankan Keuangan](https://kredivocorp.com/2022/11/jangan-panik-ekonomi-dihantui-resesi-simak-cara-ini-amankan-keuangan/) - Salah satu faktor yang berkontribusi bagi fundamental ekonomi Indonesia adalah tingkat daya beli masyarakat. Berikut 5 tips dari Kredivo yang dapat dilakukan masyarakat... - [Kredivo Jalin Kemitraan dengan Kawan Lama Group](https://kredivocorp.com/2022/11/kredivo-jalin-kemitraan-dengan-kawan-lama-group/) - Kredivo dan Kawan Lama Group kerja sama guna mengakomodasi tren kebutuhan belanja peralatan rumah tangga pada akhir tahun... - [FinAccel Expands Leadership Team to Support Accelerated Growth](https://kredivocorp.com/2022/11/finaccel-expands-leadership-team-to-support-accelerated-growth/) - Chao Gao, Jean Lua, Matt Mullarkey and Wisaksana Djawi add world-class tech, HR, legal and digital banking prowess to FinAccel Singapore, 24 November 2022 – FinAccel, the leading digital financial services company in Southeast Asia, today announced the appointment of Chao Gao as CTO, Kredivo, Jean Lua as Chief HR Officer, Matt Mullarkey as General Counsel - [Gandeng Kredivo, Telkomsel Luncurkan Telkomsel PayLater](https://kredivocorp.com/2022/11/gandeng-kredivo-telkomsel-luncurkan-telkomsel-paylater/) - Pelanggan dapat memanfaat layanan Paylater untuk memenuhi beragam kebutuhan konektivitas secara mudah, cepat, dan aman - [Allen Shim Joins FinAccel’s Board of Directors](https://kredivocorp.com/2022/12/allen-shim-joins-finaccels-board-of-directors/) - Former CFO of Slack Brings Expertise in Scaling High Growth Companies and IPO Readiness to FinAccel’s Board - [Kredivo dan KrediFazz Gencarkan Literasi Pengguna Fintech Bijak](https://kredivocorp.com/2022/12/melalui-generasi-djempolan-kredivo-dan-kredifazz-mendorong-literasi-mengenai-hak-dan-kewajiban-pengguna-fintech-untuk-mahasiswa-di-bogor-jawa-barat/) - Melalui Generasi Djempolan, Kredivo dan KrediFazz mendorong literasi mengenai hak dan kewajiban pengguna fintech untuk mahasiswa di Bogor, Jawa Barat. - [FinAccel Appoints Anshul Krishan to its Advisory Board](https://kredivocorp.com/2022/12/finaccel-appoints-anshul-krishan-to-its-advisory-board/) - Anshul Brings Expertise Related to Corporate and Impact Finance... - [Krom Bank (BBSI) Penuhi Modal Inti Rp 3 Triliun](https://kredivocorp.com/2022/12/krom-bank-bbsi-penuhi-modal-inti-rp-3-triliun/) - Sebelumnya, PT Bank Bisnis Internasional Tbk (BBSI) di bawah kendali PT FinAccel Teknologi Indonesia resmi berganti nama jadi PT Krom Bank Indonesia Tbk - [Kredivo Jalin Kerja Sama dengan Hypermart, Dorong Pertumbuhan Sektor Ritel](https://kredivocorp.com/2023/01/kredivo-jalin-kerja-sama-dengan-hypermart-dorong-pertumbuhan-sektor-ritel/) - Seiring dengan kembalinya pola masyarakat untuk berbelanja kebutuhan sehari-hari secara offline, Kredivo menggandeng PT Matahari Putra Prima, Tbk. (MPPA) - [Beli BBM di SPBU Shell Dapat Diskon 50 Persen dari Kredivo, Simak Cara dan Syaratnya](https://kredivocorp.com/2023/02/beli-bbm-di-spbu-shell-dapat-diskon-50-persen-dari-kredivo-simak-cara-dan-syaratnya/) - Kredivo bekerja sama dengan Shell Indonesia, menghadirkan opsi pembayaran Paylater di jaringan SPBU Shell pertama kalinya dengan bunga mulai 0% - [Kredivo Group, the Leading Southeast Asian Digital Financial Services Platform, Closes ~US$270m Series D Equity Round](https://kredivocorp.com/2023/03/kredivo-holdings-the-leading-southeast-asian-digital-financial-services-platform-closes-us270m-series-d-equity-round/) - Oversubscribed round includes US$125m investment from Mizuho Financial Group and strong support from existing Kredivo investors - [Belanja Fesyen di Gerai Offline Kian Digemari, H&M dan Kredivo Hadirkan Opsi Pembayaran Terbaru](https://kredivocorp.com/2023/10/belanja-fesyen-di-gerai-offline-kian-digemari-hm-dan-kredivo-hadirkan-opsi-pembayaran-terbaru/) - Bagi Kredivo, kolaborasinya dengan H&M ini dilakukan guna memfasilitasi tingginya permintaan masyarakat dalam berbelanja produk fesyen berkualitas secara offline yang didukung dengan metode pembayaran digital. - [Jajan Domino’s Pizza dan Bahan Bangunan di Mitra10 Kini Bisa Pakai Kredivo](https://kredivocorp.com/2023/09/jajan-dominos-pizza-dan-bahan-bangunan-di-mitra10-kini-bisa-pakai-kredivo/) - Kredivo mengakomodasi kebutuhan masyarakat mulai dari beragam pilihan makanan dan minuman hingga mempercantik rumah dengan layanan pembayaran yang aman, fleksibel dan terjangkau - [Tips Aman Bertransaksi Digital Agar Terhindar Modus Penipuan](https://kredivocorp.com/2023/08/tips-aman-bertransaksi-digital-agar-terhindar-modus-penipuan/) - Kampanye #Automikir diluncurkan untuk mengedukasi pengguna untuk mengedukasi modus penipuan yang sering ditemui dan mendorong perilaku bijak dalam bertransaksi - [Jumlah Konsumen “E-commerce” Generasi Tua Meningkat, Peluang Baru bagi UMKM](https://kredivocorp.com/2023/07/jumlah-konsumen-e-commerce-generasi-tua-meningkat-peluang-baru-bagi-umkm/) - Pelaku UMKM dapat memanfaatkan peluang ini dengan menyesuaikan penawaran produk dan strategi promosi yang tepat untuk memenuhi kebutuhan belanja rumah tangga. - [Samsung Finance+ Fasilitasi Pembiayaan Smartphone Galaxy](https://kredivocorp.com/2023/06/samsung-finance-fasilitasi-pembiayaan-smartphone-galaxy/) - Samsung Finance+ merupakan kelanjutan dari hubungan erat antara Kredivo dengan Samsung selama lebih dari 5 tahun dalam memfasilitasi pengguna dengan opsi pembiayaan yang mudah, cepat, dan terjangkau. - [Riset Kredivo & KIC: E-Commerce Jadi Pilihan, Paylater Makin Diminati](https://kredivocorp.com/2023/06/riset-kredivo-kic-e-commerce-jadi-pilihan-paylater-makin-diminati/) - Di tahun ke-4 ini, hasil analisis riset tersebut memanfaatkan 22 juta sampel transaksi yang berasal dari 2,2 juta sampel pengguna Kredivo di 34 provinsi dan di enam e-commerce terkemuka di Indonesia pada periode dari Januari hingga Desember 2022. - [Southeast Asian credit fintech Kredivo scores $270M Series D](https://kredivocorp.com/2023/03/southeast-asian-credit-fintech-kredivo-scores-270m-series-d/) - The funding landscape in Southeast Asia is still wintery, but one fintech managed to land a major round. Kredivo Holdings, which offers credit services to underbanked consumers in Indonesia and Vietnam ... - [Kredivo Catat Transaksi PayLater Naik 14% Dua Minggu Jelang Lebaran](https://kredivocorp.com/2023/04/kredivo-catat-transaksi-paylater-naik-14-dua-minggu-jelang-lebaran/) - Fleksibel dan mudah digunakan membuat tren penggunaan Paylater turut mengalami kenaikan selama periode Ramadan dan menjelang Lebaran - [Kredivo Gandeng 1000 Days Fund Bantu Cegah Stunting](https://kredivocorp.com/2023/05/kredivo-gandeng-1000-days-fund-bantu-cegah-stunting/) - Selama 2022, lebih dari 300 ribu titik menjadi fokus edukasi Kredivo bersama 1000 Days Fund terkait pencegahan stunting dan hasilnya sebanyak 7 dari 10 orang tua telah mengubah pola pengasuhan anak guna menghindari stunting - [Kredivo dan KrediFazz Beri Edukasi Pentingnya jadi Pengguna Fintech yang Bijak](https://kredivocorp.com/2023/05/kredivo-dan-kredifazz-beri-edukasi-pentingnya-jadi-pengguna-fintech-yang-bijak/) - Guna mengimbangi pertumbuhan jumlah pengguna fintech yang semakin meningkat, Kredivo bekerjasama dengan KrediFazz, didampingi oleh Otoritas Jasa Keuangan (OJK) dan Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI) - [Perluas Penetrasi Pasar Paylater, Kredivo Hadir di PRJ 2023](https://kredivocorp.com/2023/06/perluas-penetrasi-pasar-paylater-kredivo-hadir-di-prj-2023/) - Kredivo berikan berbagai promo menarik kepada pengunjung untuk berbelanja di puluhan merchant Kredivo yang ada di PRJ - [Pentingnya Jaga Skor Kredit saat Paylater Kian Jadi Primadona](https://kredivocorp.com/2023/09/pentingnya-jaga-skor-kredit-saat-paylater-kian-jadi-primadona/) - Dibutuhkan pengelolaan cicilan dan tanggung jawab yang baik dari setiap pengguna Paylater agar riwayat kredit dapat membantu mereka mendapatkan akses layanan keuangan lainnya - [Kredivo Perluas Integrasi dengan Merchant Lokal di Medan](https://kredivocorp.com/2023/12/kredivo-perluas-integrasi-dengan-merchant-lokal-di-medan/) - Guna terus mendukung fokus Pemkot Medan dalam digitalisasi ekonomi lokal, Kredivo juga akan fokus pada strategi perluasan merchant lokal untuk membantu mereka bersaing dalam ekosistem digital. - [Pekanbaru Menjadi Salah Satu Kota Prioritas Ekspansi Kredivo](https://kredivocorp.com/2023/11/pekanbaru-menjadi-salah-satu-kota-prioritas-ekspansi-kredivo/) - Pekanbaru kini menjadi salah satu kota prioritas ekspansi Kredivo dengan total pengguna di Pekanbaru mencapai puluhan ribu pengguna - [Pengguna di Surabaya Meroket 25 Kali Lipat, Kredivo Kini Fokus Perluas Penetrasi Merchant Lokal](https://kredivocorp.com/2023/10/pengguna-di-surabaya-meroket-25-kali-lipat-kredivo-kini-fokus-perluas-penetrasi-merchant-lokal/) - Surabaya menduduki posisi tiga besar sebagai kota dengan jumlah pengguna Kredivo terbanyak hingga ratusan ribu pengguna atau mengalami kenaikan hingga 25 kali lipat sejak 2017 - [Ambil Bagian di Inisiatif BERES, Kredivo Dorong Pencegahan Stunting lewat Program #GentingBerbagi](https://kredivocorp.com/2023/10/ambil-bagian-di-inisiatif-beres-kredivo-dorong-pencegahan-stunting-lewat-program-gentingberbagi/) - Melalui #GentingBerbagi Kredivo mempercayai bahwa inklusivitas akses keuangan dan juga kesehatan merupakan kunci untuk mewujudkan masyarakat yang sejahtera - [Bank Mandiri (BMRI) Gandeng Kredivo Salurkan Kredit Rp 1 T](https://kredivocorp.com/2023/07/bank-mandiri-bmri-gandeng-kredivo-salurkan-kredit-rp-1-t/) - Kerja sama ini menandai tonggak penting bagi semua pihak dalam memberikan akses kredit yang fleksibel, aman, dan terjangkau ke seluruh masyarakat di Indonesia yang selaras dengan laju pertumbuhan ekonomi. - [Induk Perusahaan Kredivo Pastikan Telah Terima Pendanaan Seri A di Awal Tahun Ini](https://kredivocorp.com/2017/10/induk-perusahaan-kredivo-pastikan-telah-terima-pendanaan-seri-a-di-awal-tahun-ini/) - FinAccel mengumumkan bahwa pada awal tahun ini mereka telah mendapat pendanaan Seri A yang dipimpin oleh NSI Ventures dan Jungle Ventures. FinAccel sendiri merupakan induk perusahaan dari startup fintech Kredivo yang memungkinkan pelanggan membeli barang di berbagai e-commerce, dan membayarnya di kemudian hari. - [Lewat Pinjaman Tunai, Kredivo Bidik Millenial](https://kredivocorp.com/2018/12/lewat-pinjaman-tunai-kredivo-bidik-millenial/) - Perusahaan layanan keuangan berbasis teknologi ( fintech), Kredivo memberikan pilihan pinjaman yang beragam kepada masyarakat. Kini, Kredivo pun menyasar kaum muda atau generasi milenial. - [Survei Kredivo: 79 Persen Masyarakat Lebih Senang Kredit Digital](https://kredivocorp.com/2019/07/survei-kredivo-79-persen-masyarakat-lebih-senang-kredit-digital/) - Pertumbuhan e-commerce serta kemudahan dan kenyamanan yang ditawarkan menjadi alasan mengapa kartu kredit digital lebih digemari dibandingkan transfer bank dan kartu kredit konvensional - [Kredivo Berkolaborasi dengan Katadata Luncurkan Riset Perilaku Konsumen E-Commerce](https://kredivocorp.com/2020/08/kredivo-berkolaborasi-dengan-katadata-luncurkan-riset-perilaku-konsumen-e-commerce/) - Analisa dilakukan berdasarkan 10 juta sampel transaksi dari 1 juta pengguna Kredivo di 6 marketplace terbesar Indonesia sepanjang tahun 2019. - [Kredivo Luncurkan Generasi Jempolan, OJK Nilai Akan Tingkatkan Perlindungan Konsumen](https://kredivocorp.com/2020/11/kredivo-luncurkan-generasi-jempolan-ojk-nilai-akan-tingkatkan-perlindungan-konsumen/) - Kredivo meluncurkan gerakan literasi keuangan digital 'Generasi Jempolan' untuk mengajak generasi milenial menjadi generasi yang paham teknologi dan keuangan, sehingga mampu untuk memulihkan ekonomi nasional. - [FinAccel Raises Additional PIPE Investment, and Appoints New Board of Commissioners for Kredivo’s Indonesian Business](https://kredivocorp.com/2021/09/finaccel-raises-additional-pipe-investment-and-appoints-new-board-of-commissioners-for-kredivos-indonesian-business/) - Fresh off their recent SPAC announcement, the BNPL leader continues to receive strong investor support while adding three industry leaders as new members to its Board of Commissioners in Indonesia. Jakarta and Chicago – September 30th, 2021 – Following the announcement of its business combination last month, three of FinAccel’s existing investors – MDI Ventures, Cathay - [Penuhi Kebutuhan Saat Ramadan, Kredivo Gandeng Kanmo Group Fasilitasi Cicilan 0%](https://kredivocorp.com/2023/03/penuhi-kebutuhan-saat-ramadan-kredivo-gandeng-kanmo-group-fasilitasi-cicilan-0/) - Kerja sama ini untuk mendukung pemenuhan kebutuhan masyarakat di bulan Ramadan dengan menggunakan metode pembayaran Paylater dari Kredivo ## Pages - [Home](https://kredivocorp.com/) - [download e book 2024](https://kredivocorp.com/download-e-book-2024/) - 2024 Indonesian PayLater User Behavior Report In recent years, PayLater has grown into one of the most popular digital payment methods in Indonesia. The shift in customer’s shopping behavior from online to offline has driven the increased use of PayLater. Using primary data, this report summarizes the transaction preferences and behaviors of Indonesian PayLater users - [People](https://kredivocorp.com/people/) - [About Us](https://kredivocorp.com/about/) - [Join Kredivo Group](https://kredivocorp.com/careers/) - Kredivo Group (formerly known as FinAccel) is building the future of financial services that are fast, affordable and widely accessible, wrapped into a beautiful UX. We’re constantly hustling and looking for more hustlers to join us! - [Contact Us](https://kredivocorp.com/contact/) - Send us a note - [Slide Anything Popup Preview](https://kredivocorp.com/slide-anything-popup-preview/) - [slide-anything id='1180'] ## Downloads - [Katadata-report-2022](https://kredivocorp.com/download/1487/?tmstv=1784435569) - [Katadata-Report-2021](https://kredivocorp.com/download/1234/?tmstv=1784435569) - [Logo Kredivo](https://kredivocorp.com/download/866/?tmstv=1784435569) - [report-file](https://kredivocorp.com/download/870/?tmstv=1784435569) - [Background-images](https://kredivocorp.com/download/862/?tmstv=1784435569) ## Principles - [Access](https://kredivocorp.com/principle/access/) - Financial services should be available to all. We're on a mission to build access to whoever has a mobile phone. - [Transparency](https://kredivocorp.com/principle/transparency/) - The financial industry thrives on hidden charges and complex fee structures. We're here to change that through simple, transparent and honest pricing. - [Convenience](https://kredivocorp.com/principle/convenience/) - We obsess over simplicity and minimalism. We want to build products that are so easy to use that users love them. ## Products - [Kredivo](https://kredivocorp.com/product/kredivo/) - Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning. Buy now and pay later, or borrow with the lowest interest rate amongst all digital lenders in the country. For ecommerce merchants, Kredivo enables instant Point of Sale (PoS) financing with a unique and simple 2-click purchase option that - [KrediFazz](https://kredivocorp.com/product/kredifazz/) - With lower interest than other similar service providers, KrediFazz offers customers the benefit of instant cash loans in a fast and easy way. - [Krom](https://kredivocorp.com/product/krom/) - With Krom, you can easily and conveniently manage your finances to reach your financial goals. Whether you’re saving for a down payment on a house, planning for retirement, or simply building an emergency fund, Krom can help you get there. You can carry out various banking activities easily, anytime and anywhere without the need to ## Investors - [Mizuho Bank](https://kredivocorp.com/investor/mizuho-bank/) - [Intervest](https://kredivocorp.com/investor/intervest/) - [Kejora Ventures](https://kredivocorp.com/investor/kejora-ventures/) - [TMI](https://kredivocorp.com/investor/tmi/) - [Cathay Innovation](https://kredivocorp.com/investor/cathay-innovation/) - [Naver](https://kredivocorp.com/investor/naver/) - [Mirae Asset](https://kredivocorp.com/investor/mirae-asset/) - [500](https://kredivocorp.com/investor/500/) - [Alpha JWC Ventures](https://kredivocorp.com/investor/alpha-jwc-ventures/) - [GMO Venture Partners](https://kredivocorp.com/investor/gmo-venture-partners/) - [MDI](https://kredivocorp.com/investor/mdi/) - [Open Space Ventures](https://kredivocorp.com/investor/open-space-ventures/) - [Square Peg Capital](https://kredivocorp.com/investor/square-peg-capital/) - [Jungle Ventures](https://kredivocorp.com/investor/jungle-ventures/) ## Milestones - [Strengthens Partnership with Bank DBS Indonesia through Expanded Credit Facility to IDR 3 Trillion in Jan](https://kredivocorp.com/milestone/strengthens-partnership-with-bank-dbs-indonesia-through-expanded-credit-facility-to-idr-3-trillion/) - [Acquires Timo, Vietnam's Pioneering Digital Banking Platform, Marking a Major Milestone in its Southeast Asian Expansion in May](https://kredivocorp.com/milestone/acquires-timo-vietnams-pioneering-digital-banking-platform-marking-a-major-milestone-in-its-southeast-asian-expansion-in-apr/) - [Partners with BCA Digital for channeling facility to expand digital credit access for Indonesians in Dec](https://kredivocorp.com/milestone/partners-with-bca-digital-for-channeling-facility-to-expand-digital-credit-access-for-indonesians-in-dec/) - [Partners with Transjakarta to expand PayLater access, empowering flexible and productive urban mobility in Nov](https://kredivocorp.com/milestone/partners-with-transjakarta-to-expand-paylater-access-empowering-flexible-and-productive-urban-mobility-in-nov/) - [Acquires Earned Wage Access (EWA) platform GajiGesa as an entry into the fast-growing EWA market in Feb](https://kredivocorp.com/milestone/acquires-earned-wage-access-ewa-platform-gajigesa-as-an-entry-into-the-fast-growing-ewa-market-in-feb/) - [Partners with MRT Jakarta as the first PayLater payment method for MRT rides in Oct](https://kredivocorp.com/milestone/partners-with-mrt-jakarta-as-the-first-paylater-payment-method-for-mrt-rides-in-oct/) - [Krom Bank launches Krom digital banking, enabling young generation to achieve their financial independence in Feb](https://kredivocorp.com/milestone/launches-krom-digital-banking-enabling-young-generation-to-achieve-their-financial-independence-in-feb/) - [Increases channeling facility limit to Rp 700 Billion from Hana Bank to expand easy and inclusive credit access in the retail sector in May](https://kredivocorp.com/milestone/hana-bank-increases-channeling-facility-limit-to-rp-700-billion-to-expand-easy-and-inclusive-credit-access-in-the-retail-sector-in-may/) - [Increases channeling facility limit to Rp 800 Billion from Bank Shinhan Indonesia to expand underbanked credit penetration in Aug](https://kredivocorp.com/milestone/increases-channeling-facility-limit-to-rp-700-billion-from-hana-bank-to-expand-easy-and-inclusive-credit-access-in-the-retail-sector-in-may/) - [Launches the 2024 Indonesian PayLater Behavior Report in partnership with Katadata Insight Center in June](https://kredivocorp.com/milestone/launches-the-2024-indonesian-paylater-behavior-report-in-partnership-with-katadata-insight-center-in-june/) - [Partners with H&M to make fashion more accessible to all in Oct](https://kredivocorp.com/milestone/partners-with-hm-to-make-fashion-more-accessible-to-all-in-oct/) - [Partners with Kanmo Group to respond to the increasing consumer shopping needs in Mar](https://kredivocorp.com/milestone/partners-with-kanmo-group-to-facilitate-customers-in-fulfilling-ramadan-needs-in-march/) - [Closes ~US$270m Series D equity round led by Mizuho Financial Group and changes parent company name to Kredivo Group in Mar](https://kredivocorp.com/milestone/kredivo-holdings-closes-us270m-series-d-equity-round/) - [Partners with Bank Mandiri for Rp 1 Trillion channeling facility to accelerate financial inclusion in Indonesia in July](https://kredivocorp.com/milestone/partners-with-bank-mandiri-for-rp-1-trillion-channeling-facility-to-accelerate-financial-inclusion-in-indonesia-in-july/) - [Partners with Samsung as the first official partner for Samsung Finance+ in Southeast Asia in June](https://kredivocorp.com/milestone/partners-with-samsung-as-the-first-official-partner-for-samsung-finance-in-southeast-asia-in-june/) - [The launch of Kredivo Katadata 4th annual edition of Indonesian e-Commerce Consumer Behavior Report in June](https://kredivocorp.com/milestone/the-launch-of-kredivo-katadata-4th-annual-edition-of-indonesian-e-commerce-consumer-behavior-report-in-june/) - [Partners with Shell Indonesia to offer the first-ever BNPL payment option for fuel purchases in Indonesia in Feb](https://kredivocorp.com/milestone/partners-with-shell-indonesia-to-offer-the-first-ever-bnpl-payment-option-for-fuel-purchases-in-indonesia-in-feb/) - [Partners with Hypermart to support post-pandemic retail sector growth in Jan](https://kredivocorp.com/milestone/partners-with-hypermart-to-support-post-pandemic-retail-sector-growth-in-jan/) - [Partners with Telkomsel to launch Telkomsel PayLater, the first telco Buy Now Pay Later (BNPL) digital financial solution service in Indonesia in November](https://kredivocorp.com/milestone/partners-with-telkomsel-to-launch-telkomsel-paylater-the-first-telco-buy-now-pay-later-bnpl-digital-financial-solution-service-in-indonesia-in-november/) - [Partners with Kawan Lama Group to expand Paylater penetration through retail sector in Nov](https://kredivocorp.com/milestone/partners-with-kawan-lama-group-to-expand-paylater-penetration-through-retail-sector-in-nov/) - [Partners with PT Ramayana Lestari Sentosa Tbk (Ramayana) to expand credit access in tier 2 & 3 cities in Aug](https://kredivocorp.com/milestone/partners-with-pt-ramayana-lestari-sentosa-tbk-ramayana-to-expand-credit-access-in-tier-2-3-cities-in-aug/) - [Bank DBS Indonesia Increases Joint Financing Limit to IDR 2 Trillion to Accelerate Credit Distribution in the Retail Sector in July](https://kredivocorp.com/milestone/bank-dbs-indonesia-increases-joint-financing-limit-to-idr-2-trillion-to-accelerate-credit-distribution-in-the-retail-sector-in-july/) - [The launch of Kredivo Katadata 3rd annual edition of Indonesian e-Commerce Consumer Behavior Report in June](https://kredivocorp.com/milestone/the-launch-of-kredivo-katadata-3rd-annual-edition-of-indonesian-e-commerce-consumer-behavior-report-in-jun/) - [Partners with 1000 Days Fund to fight childhood stunting by distributing 200,000 Smart Charts across Indonesia in June](https://kredivocorp.com/milestone/partners-with-1000-days-fund-to-fight-childhood-stunting-by-distributing-200000-smart-charts-across-indonesia-in-june/) - [Announces a commitment to the EDISON Alliance’s 1 Billion Lives Challenge to provide access to digital financial services in South East Asia in May](https://kredivocorp.com/milestone/announces-a-commitment-to-the-edison-alliances-1-billion-lives-challenge-to-provide-access-to-digital-financial-services-in-south-east-asia-in-may/) - [Partnered with Bukalapak to provide a white label paylater feature for Bukalapak users in Apr](https://kredivocorp.com/milestone/partnered-with-bukalapak-to-provide-a-white-label-paylater-feature-for-bukalapak-users-in-april/) - [Acquired the majority ownership of Bank Bisnis to expand to digital banking in Apr](https://kredivocorp.com/milestone/acquired-the-majority-ownership-of-bank-bisnis-to-expand-to-digital-banking-in-april/) - [Partnered with Mastercard and Bank BNI to launch Infinite Card, a virtual card that can be used to pay on all e-commerce and online platforms in Apr](https://kredivocorp.com/milestone/partnered-with-mastercard-and-bank-bni-to-launch-infinite-card-a-virtual-card-that-can-be-used-to-pay-on-all-e-commerce-and-online-platforms-in-apr/) - [Partnered with PT Mitra Adiperkasa Tbk (MAP) to make global brands more affordable for customer in Feb](https://kredivocorp.com/milestone/partnered-with-pt-mitra-adiperkasa-tbk-map-to-make-global-brands-more-affordable-for-customer-in-feb/) - [Raises an additional PIPE investment and appoints new board of commissioners in Sep](https://kredivocorp.com/milestone/raises-an-additional-pipe-investment-and-appoints-new-board-of-commissioners-in-sep/) - [Officially get a P2P Lending License from OJK for KrediFazz, FinAccel’s P2P Lending company in Oct](https://kredivocorp.com/milestone/officially-get-a-p2p-lending-license-from-ojk-for-kredifazz-finaccels-p2p-lending-company-in-oct/) - [Closes Rp 1 Trillion Credit Line with DBS Indonesia to Accelerate Financial Inclusion in Oct](https://kredivocorp.com/milestone/closes-rp-1-trillion-credit-line-with-dbs-indonesia-to-accelerate-financial-inclusion-in-oct/) - [Partnered with Standard Chartered to offer Buy Now, Pay Later (BNPL) loans to Kredivo users in Oct](https://kredivocorp.com/milestone/partnered-with-standard-chartered-to-offer-buy-now-pay-later-bnpl-loans-to-kredivo-users-in-oct/) - [Partnered with Bank Sahabat Sampoerna to launch “Flexi Card”, a physical Paylater card in Dec](https://kredivocorp.com/milestone/partnered-with-bank-sahabat-sampoerna-to-launch-flexi-card-a-physical-paylater-card-in-dec/) - [Launched Its Vietnam Operations Through a Joint Venture with Phoenix Holding in Aug](https://kredivocorp.com/milestone/launched-its-vietnam-operations-to-build-southeast-asias-leading-bnpl-in-august/) - [Announces Plans to Publicly Traded Company via Merger with VPC Impact Acquisition Holdings II in Aug](https://kredivocorp.com/milestone/announces-plans-to-publicly-traded-company-via-merger-with-vpc-impact-acquisition-holdings-ii-in-aug/) - [Partnered with eFishery to expand productive lending for MSMEs in Jul](https://kredivocorp.com/milestone/partnered-with-efishery-to-expand-productive-lending-for-msmes-in-jul/) - [Closes up an additional US$100m debt facility with Victory Park Capital in Jun](https://kredivocorp.com/milestone/closes-up-an-additional-us100m-warehouse-financing-facility-with-victory-park-capital-in-jun/) - [Donated USD 100,000 to GSI Lab (~2,348 PCR tests) to accelerate COVID-19 testing in Indonesia, especially for those in need in Feb](https://kredivocorp.com/milestone/donated-usd-100000-to-gsi-lab-2348-pcr-tests-to-accelerate-covid-19-testing-in-indonesia-especially-for-those-in-need-in-feb/) - [The launch of Kredivo Katadata 2nd annual edition of Indonesian e-Commerce Consumer Behavior Report in Jun](https://kredivocorp.com/milestone/the-launch-of-kredivo-katadata-2nd-annual-edition-of-indonesian-e-commerce-consumer-behavior-report-in-jun/) - [Become the official and exclusive partner in Indonesia and the first in Southeast Asia for Samsung Financing, an instant credit solution for Samsung in Mar](https://kredivocorp.com/milestone/become-the-official-and-exclusive-partner-in-indonesia-and-the-first-in-southeast-asia-for-samsung-financing-an-instant-credit-solution-for-samsung-in-mar-ini-yang-paling-atas-ya-pack/) - [Closes up to US$100m warehouse financing facility with Victory Park Capital to boost Indonesian expansion in Nov](https://kredivocorp.com/milestone/closed-up-to-us100m-warehouse-financing-facility-with-victory-park-capital-to-boost-indonesian-expansion/) - [The release of the joint Kredivo Katadata report on Indonesian ecommerce user behavior in Aug](https://kredivocorp.com/milestone/the-release-of-the-joint-kredivo-katadata-report-on-indonesian-ecommerce-user-behavior/) - [Launched "Generasi Djempolan", a financial literacy movement to encourage millennials to be both tech-savvy and financially-savvy to accelerate economic recovery in Nov](https://kredivocorp.com/milestone/launched-generasi-djempolan-a-financial-literacy-movement-to-encourage-millennials-to-be-both-tech-savvy-and-financially-savvy-to-accelerate-economic-recovery/) - [Raised $90 million series C funding led by Asia Growth Fund and Square Peg in Dec](https://kredivocorp.com/milestone/raised-90-million-series-c-funding-led-by-asia-growth-fund-and-square-peg/) - [Closed Rp 1 Trillion Credit Line with Permata Bank to Accelerate Financial Inclusion in Sep](https://kredivocorp.com/milestone/closed-rp-1-trillion-credit-line-with-permata-bank-to-accelerate-financial-inclusion-in-sep/) - [Won IDC DX 2019 "Information Visionary" Award in Sep](https://kredivocorp.com/milestone/won-idc-dx-2019-information-visionary-award-in-sep/) - [Won "The Best Frictionless Credit Evaluation Initiative" Award at the Asian Banker Indonesia Country Awards in Sep](https://kredivocorp.com/milestone/won-the-best-frictionless-credit-evaluation-initiative-award-at-the-asian-banker-indonesia-country-awards-in-sep/) - [Closed a US$20 million debt funding round with Partners for Growth (PFG) to fuel Indonesian expansion in Sep](https://kredivocorp.com/milestone/closed-a-us20-million-debt-funding-round-with-partners-for-growth-pfg-to-fuel-indonesian-expansion-in-sep/) - [Launched Zero-click checkout, the fastest and most seamless checkout experience to transact on e-commerce in Sep](https://kredivocorp.com/milestone/launched-zero-click-checkout-the-fastest-and-most-seamless-checkout-experience-to-transact-on-e-commerce-in-sep/) - [Volunteered for #iamchange program by Happy Hearts Indonesia to build schools for early childhood education in East Nusa Tenggara in Aug](https://kredivocorp.com/milestone/volunteered-for-iamchange-program-by-happy-hearts-indonesia-to-build-schools-for-early-childhood-education-in-east-nusa-tenggara-in-aug/) - [Got fresh funding from Telkomsel, MDI Ventures in July](https://kredivocorp.com/milestone/got-fresh-funding-from-telkomsel-mdi-ventures-in-july/) - [Partnered with Citilink to offer affordable, instant credit to buy air travel for Indonesians in June](https://kredivocorp.com/milestone/partnered-with-citilink-to-offer-affordable-instant-credit-to-buy-air-travel-for-indonesians-in-june/) - [Launched "Donation" feature in welcoming the Holy Month of Ramadan in May](https://kredivocorp.com/milestone/launched-donation-feature-in-welcoming-the-holy-month-of-ramadan-in-may/) - [Partnered with Moka POS to Provide Digital Credit Payments in Offline Merchant in Feb](https://kredivocorp.com/milestone/partnered-with-moka-pos-to-provide-digital-credit-payments-in-offline-merchant-in-feb/) - [FinAccel is incorporated, raised Seed Round lead by Jungle Ventures in Dec](https://kredivocorp.com/milestone/finaccel-is-incorporated-raised-seed-round-lead-by-jungle-ventures-in-dec/) - [Started operating, first loan disbursed in Apr](https://kredivocorp.com/milestone/started-operating-first-loan-disbursed-in-apr/) - [Installment loan product introduced in Aug](https://kredivocorp.com/milestone/installment-loan-product-introduced-in-aug/) - [Google Play’s Best App of 2017 “Hidden Gem” in Dec](https://kredivocorp.com/milestone/google-plays-best-app-of-2017-hidden-gem-in-dec/) - [Live with all of Indonesia’s top 5 ecommerce merchants in March](https://kredivocorp.com/milestone/live-with-all-of-indonesias-top-5-ecommerce-merchants-in-march/) - [Google Play’s Top 30 Shortlist of “Standout Startup of 2018” in May](https://kredivocorp.com/milestone/google-plays-top-30-shortlist-of-standout-startup-of-2018-in-may/) - [Won “Information Visionary of the Year” Award at IDC DX Awards Indonesia in Aug](https://kredivocorp.com/milestone/won-information-visionary-of-the-year-award-at-idc-dx-awards-indonesia-in-aug/) - [Won “The Best Lending Technology Platform in Indonesia” Award at the Asian Banker Indonesia Country Awards in Aug](https://kredivocorp.com/milestone/won-the-best-lending-technology-platform-in-indonesia-award-at-the-asian-banker-indonesia-country-awards-in-aug/) - [Product Expansion into Personal Loans in Sept](https://kredivocorp.com/milestone/product-expansion-into-personal-loans-in-sept/) - [Kredivo Selected in the KPMG & H2 Ventures top 100 Fintech Startups Globally and Singapore Fintech Festival’s #1 Fintech Startup in SEA in Nov](https://kredivocorp.com/milestone/kredivo-selected-in-the-kpmg-h2-ventures-top-100-fintech-startups-globally-and-singapore-fintech-festivals-1-fintech-startup-in-sea-in-nov/) - [Volunteer Trip to Lombok, Helping with the Reconstruction Efforts Post Natural Disaster in Dec](https://kredivocorp.com/milestone/volunteer-trip-to-lombok-helping-with-the-reconstruction-efforts-post-natural-disaster-in-dec/) ## Team - [William Sugianto](https://kredivocorp.com/team/william-sugianto/) - [Andy N Gultom](https://kredivocorp.com/team/andy-n-gultom/) - [Lily Suriani](https://kredivocorp.com/team/lily-suriani/) - [Karan Mirpuri](https://kredivocorp.com/team/karan-mirpuri/) - [Yansen Tan](https://kredivocorp.com/team/yansen-tan/) - [Henri Harianja](https://kredivocorp.com/team/henri-harianja/) - [Fabian Sulaiman](https://kredivocorp.com/team/fabian-sulaiman/) - [Mahesh Bhosale](https://kredivocorp.com/team/mahesh-bhosale/) - [Joelian Samuel](https://kredivocorp.com/team/joelian-samuel/) - [Iswara Gozali](https://kredivocorp.com/team/iswara-gozali/) - [Helen Diana](https://kredivocorp.com/team/helen-diana/) - [Matt Mullarkey](https://kredivocorp.com/team/matt-mullarkey/) - [Peter Juanda](https://kredivocorp.com/team/peter-juanda/) - [Catur Sugianto](https://kredivocorp.com/team/catur-sugianto/) - [Krisna Parapat](https://kredivocorp.com/team/krisna-parapat/) - [Gerardus Redya](https://kredivocorp.com/team/gerardus-redya/) - [Chieh Ho](https://kredivocorp.com/team/chieh-ho/) - [Alethia Tan](https://kredivocorp.com/team/alethia-tan/) - [Andrew Gunawan](https://kredivocorp.com/team/andrew-gunawan/) - [Aries Purwo](https://kredivocorp.com/team/aries-purwo/) - [Ahmad Johari](https://kredivocorp.com/team/ahmad-johari/) - [Tarun Sharma](https://kredivocorp.com/team/tarun-sharma/) - [Abhijay Sethia](https://kredivocorp.com/team/abhijay-sethia/) - [Kevin Siahaan](https://kredivocorp.com/team/kevin-siahaan/) - [Krishnadas](https://kredivocorp.com/team/krishnadas/) - [Anita Wijanto](https://kredivocorp.com/team/anita-wijanto/) - [Umang Rustagi](https://kredivocorp.com/team/umang-rustagi/) - [Valery Crottaz](https://kredivocorp.com/team/valery-crottaz/) - [Indina Andamari](https://kredivocorp.com/team/indina-andamari/) - [Junario Wibawa](https://kredivocorp.com/team/junario-wibawa/) - [Paramananda Setiawan](https://kredivocorp.com/team/paramananda-setiawan/) - [Dennis Lerchl](https://kredivocorp.com/team/dennis-lerchl/) - [Alvin Kurniawan](https://kredivocorp.com/team/alvin-kurniawan/) - [Alie Tan](https://kredivocorp.com/team/alie-tan/) - [Akshay Garg](https://kredivocorp.com/team/akshay-garg/) ## Group Leadership - [Akshay Garg](https://kredivocorp.com/leadership/akshay-grag/) - [Abhijay Sethia](https://kredivocorp.com/leadership/abhijay-sethia/) - [Jean Lua](https://kredivocorp.com/leadership/jean-lua/) - [Dennis Lerchl](https://kredivocorp.com/leadership/dennis-lerchl/) - [Alie Tan](https://kredivocorp.com/leadership/alie-tan/) ## Group Kredivo - [Phuong Tran](https://kredivocorp.com/kredivo/phuong-tran/) - [Alethia Tan](https://kredivocorp.com/kredivo/alethia-tan/) - [Ahmad Johari](https://kredivocorp.com/kredivo/ahmad-johari/) - [Tarun Sharma](https://kredivocorp.com/kredivo/tarun-sharma/) - [Krishnadas](https://kredivocorp.com/kredivo/krishnadas/) - [Valery Crottaz](https://kredivocorp.com/kredivo/valery-crottaz/) - [Abhijay Sethia](https://kredivocorp.com/kredivo/abhijay-sethia/) - [Jean Lua](https://kredivocorp.com/kredivo/jean-lua/) - [Dennis Lerchl](https://kredivocorp.com/kredivo/dennis-lerchl/) - [Akshay Garg](https://kredivocorp.com/kredivo/akshay-garg/) ## KrediFazz - [Helen Diana](https://kredivocorp.com/kredifazz/helen-diana/) - [Anita Wijanto](https://kredivocorp.com/kredifazz/anita-wijanto/) ## Krom - [Laniwati Tjandra](https://kredivocorp.com/krom/laniwati-tjandra/) - [Alie Tan](https://kredivocorp.com/krom/alie-tan/) - [Alvin Kurniawan](https://kredivocorp.com/krom/alvin-kurniawan/) - [Wisaksana Djawi](https://kredivocorp.com/krom/wisaksana-djawi/) - [Anton Hermawan](https://kredivocorp.com/krom/anton-hermawan/) ## Board - [Allen Shim](https://kredivocorp.com/board/allen-shim/) - [Osamu Sugita](https://kredivocorp.com/board/osamu-sugita/) - [Tushar Roy](https://kredivocorp.com/board/tushar-roy/) - [David Gowdey](https://kredivocorp.com/board/david-gowdey/) - [Akshay Garg](https://kredivocorp.com/board/akshay-garg/) - [Umang Rustagi](https://kredivocorp.com/board/umang-rustagi/) ## Kredivo Indonesia - [Aries Purwo](https://kredivocorp.com/kredivoindo/aries-purwo/) - [Indina Andamari](https://kredivocorp.com/kredivoindo/indina-andamari/) - [Lily Suriani](https://kredivocorp.com/kredivoindo/lily-suriani/) - [Kevin Siahaan](https://kredivocorp.com/kredivoindo/kevin-siahaan/) - [Paramananda Setiawan](https://kredivocorp.com/kredivoindo/paramananda-setiawan/) - [Umang Rustagi](https://kredivocorp.com/kredivoindo/umang-rustagi/) ## Careers - [3D Illustrator](https://kredivocorp.com/career/3d-illustrator/) - We are looking for a 3D Illustrator that shares our philosophy: to create fast, low-cost, highly accessible mobile financial services, wrapped into a package that delivers an amazing customer experience. Someone who believes in the power of branding. A master of their craft who can translate ideas into experiences. As 3D Illustrator, you will support - [Senior Illustrator](https://kredivocorp.com/career/senior-illustrator/) - We are looking for an Illustrator that shares our philosophy: to create fast, low-cost, highly accessible mobile financial services, wrapped into a package that delivers an amazing customer experience. Someone who believes in the power of branding. A master of their craft who can translate ideas into experiences. As Illustrator, you will support all branding - [Senior UX Researcher](https://kredivocorp.com/career/senior-ux-researcher/) - We are looking for an experienced UX researcher to join our team. You will be responsible for helping define and drive the future of our products. You will reveal what our users need from our products by conducting research, working with cross-functional teams, and performing usability studies. These responsibilities also include inspiring change, delivering oral - [Lead UX Writer](https://kredivocorp.com/career/lead-ux-writer/) - We are looking for an experienced Lead UX Writer to join the Product Design team and lead UX writing across every step of the user journey. In this role, you’ll work closely with product designers, product managers, executives and other divisions to shape the language across our design ecosystem while establishing guidelines and best practices. - [Risk Specialist - Underwriting](https://kredivocorp.com/career/risk-specialist-underwriting/) - We are now expanding our presence in Vietnam and looking for a Risk Specialist - Underwriting to help support the establishment of our fintech product and its operations in Vietnam. This opportunity will ensure a fast paced, highly rewarding and challenging career. The successful candidate will require a detailed mindset, big picture thinking, relationship building - [Portfolio Risk Analyst](https://kredivocorp.com/career/jd-portfolio-risk-analyst/) - Responsibilities: As Portfolio Risk Analyst, you will be responsible for the following Daily review on key risk indicators and identified potential risk factor if any Perform in-depth analysis to evaluate risk event and outline findings Develop understanding on the business process to address inquiries related to credit, risk and portfolio management Actively identify opportunities to improve portfolio quality and - [Talent Acquisition](https://kredivocorp.com/career/talent-acquisition/) - We are now expanding our presence in Vietnam and looking for a Talent Acquisition to join our Human Resource team. The incumbent will need to understand the roles, what managers want, and how we are going to attract people to apply to us. The incumbent will be the main point of contact for people who’re - [Portfolio Risk Specialist](https://kredivocorp.com/career/portfolio-risk-specialist/) - We are now expanding our presence in Vietnam and looking for a Portfolio Risk Specialist that will perform data analysis on performance, risk, market dynamics & opportunities, and portfolio construction.This role requires somebody who wants to go above and beyond and thrives in a dynamic environment. You will work closely with the Risk team in - [Fraud Reviewer](https://kredivocorp.com/career/fraud-reviewer-2/) - We are looking for Fraud Reviewer to join our team. You will analyze high-frequency transaction data and user behavior to identify fraudulent/ high risk transactions as well as suggest improvements to business processes and systems to prevent such transactions from happening in the future. Job Responsibilities : Daily monitoring and review of suspicious transactions and - [Fraud Investigator](https://kredivocorp.com/career/fraud-investigator/) - We are looking for Fraud Investigators to join our team. Job Responsibilities: Responsible for collecting information relating to investigations including interviews and business / mystery shopper investigation audit Responsible for security and investigation-related data collection and analysis Responsible for aggregating and summarizing required to prepare fraud investigator reports Liaise with legal team / relevant authorities - [Associate Product Manager](https://kredivocorp.com/career/associate-product-manager/) - We're looking for an Associate Product Manager for Kredivo, Indonesia's first fully online and automated installment financing solution. Kredivo is a breakthrough financial product -- an instant credit card for ecommerce, without all the hassles of a traditional credit card. Your job as Associate Product Manager is to take on the responsibility for building a - [Product Manager](https://kredivocorp.com/career/product-manager-2/) - We are now expanding our presence in Vietnam and looking for great talents to join our core product team in Vietnam as Product Manager. The winning candidate will be the one who has product management experience, strong customer empathy, excellent execution capability, and strategic vision. We are a small group of PMs in a flat - [Product Manager](https://kredivocorp.com/career/product-manager/) - We are looking for Product Managers that will collaborate with teams across divisions to deeply understand their opportunities and challenges, and together with designers and engineers creating high impact solutions to our products. The shortlisted candidates will be the ones that are able to develop product strategy and roadmap as well as drive execution of - [Senior UX Writer](https://kredivocorp.com/career/senior-ux-writer/) - We are looking for a UX Writer who can drive cohesive product narratives across multiple platforms and touch points while maintaining Kredivo's tone and voice. You will use your gift for storytelling to design intuitive, delightful product experiences that help users accomplish their goals. You will write concise, well-crafted messaging that supports and helps to - [Senior Data Scientist](https://kredivocorp.com/career/data-science/) - We are looking for Senior Data scientist to be part of our team. You will lead initiatives to build diverse set data products and mentor junior data scientists. Working in a fast-growing company, we are about to expand regionally thus there will be an exciting opportunity for high personal growth and unlimited access to lots - [Machine Learning Engineer](https://kredivocorp.com/career/machine-learning-engineer/) - We are looking for Machine Learning Engineers to join our Data team. The incumbent will closely collaborate with Data Science team in feeding data (across functions such as, credit scoring, fraud, and risk) into financial models defined by data scientists. This role is also responsible to make sure that data science code is maintainable, scalable - [Data Scientist](https://kredivocorp.com/career/data-scientist-2/) - We are looking for a result-focused and innovative Data Scientist who also possesses strong business acumen to be based in our newly established branch in Ho Chi Minh, Vietnam. As the first Data Scientist, you will lead the initiatives to help build a variety of data products to improve the efficiency and the effectiveness of - [Data Engineer & Analytics](https://kredivocorp.com/career/data-engineer/) - We are looking for Data Engineer & Analytics to join our team. Job Responsibilities: Design and develop scalable business data solutions across the entire data supply chain. Create and review technical and user-focused documentation for data solutions (data models, data dictionaries, business glossaries, process and data flows, architecture diagrams, etc.). Solve for complex data integrations - [SEIT](https://kredivocorp.com/career/seit-engineer/) - We are looking for SEIT to join the engineering team to develop and configure test automation networks on our apps and execute stability and performance tests. The chosen candidate will be the one who has both grit and good technical exposure in the SEIT field. Job Responsibilities: Write test scripts to automate complex test cases - [Security Engineer - Blue Team](https://kredivocorp.com/career/security-engineer/) - We are looking for Security Engineer - Blue Team to be part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Blue Team will continuously detect, analyze, investigate and prevent any cyber attacks. Security Engineer must understand every phase of development so that he can do pre-screening of - [Security Analyst - Blue Team](https://kredivocorp.com/career/security-analyst-blue-team/) - We are looking for Security Analyst – Blue Team to be part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Blue Team will continuously detect, analyze, investigate and prevent any security incidents. Blue team member must able to understand each of development’s phases in order to pre-screening - [Security Engineer - Red Team](https://kredivocorp.com/career/security-engineer-red-team/) - We are looking for Security Engineer - Red Team to be part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Red Team will continuously detect, analyze, and find security gaps in Finaccel's systems (Infrastructure & Application). Security Engineer - Red Team must have extensive knowledge in vulnerability - [IT GRC Team - Governance Risk and Compliance](https://kredivocorp.com/career/it-grc-team-governance-risk-and-compliance/) - We are looking for The Governance, Risk, and Compliance Team. You will be responsible for defining, measuring, assessing and aligning with the ISO 27001 framework and other regulatory compliance legislature through maintenance/publication of the information Security Policy & Guiding Standards, coordination of security training/awareness and being responsible for Policy enforcement. The purpose of this position - [Fullstack Engineer](https://kredivocorp.com/career/fullstack-engineer/) - We are looking for a Fullstack Engineer to join our team. You will cover everything from building interfaces and backend services, for a wide range of web-based applications, and involvement in the deployment process. You will be a part of a team who utilizes Javascript technologies such as React/Angular/Vue in frontend development and NodeJS in - [Engineering Manager](https://kredivocorp.com/career/engineering-manager/) - We are in search of an Engineering Manager who will be responsible for designing, building, improving, and operating our Products and systems. The perfect candidate will be clearly characterized by progressive technical experience and demonstrated progression in management responsibility. He/she has also kept sharp coding skills and brings an unwavering passion for managing the dynamics - [DevOps Engineer](https://kredivocorp.com/career/devops-engineer/) - We are looking for someone who could help us create and maintain the development platforms and processes that enable automation of builds and releases as the engineering organization grows. You will be collaborating with development, infrastructure, and QA teams to drive productivity, repeatability and quality improvements for our products. Job ​​Responsibilities: Support automated build, configuration, - [Senior Backend Engineer](https://kredivocorp.com/career/senior-backend-engineer-3/) - We are looking for Senior Backend Engineers to join our team. The team is responsible for developing new product functionality for Kredivo, building scalable services and tools using open source frameworks/cloud infrastructure and integrating machine learning models for real-time credit scoring and fraud detection. Candidates should have a strong background in developing scalable microservices using - [Senior Backend Engineer](https://kredivocorp.com/career/senior-backend-engineer-2/) - We are looking for Senior Backend Engineers to join our team. The team is responsible for developing new product functionality for Kredivo, building scalable services and tools using open source frameworks/cloud infrastructure and integrating machine learning models for real-time credit scoring and fraud detection. Candidates should have a strong background in developing scalable microservices using - [Backend Engineer](https://kredivocorp.com/career/backend-engineer/) - We are looking for Backend Engineers to join our team. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have a strong background in developing scalable microservices using event - [Android Engineer](https://kredivocorp.com/career/android-engineer/) - We’re looking for an Android Engineer who is excited to help design, develop, and polish our Kredivo apps to be the next generation of fintech apps. Our Android Engineer will make an impact in: Job Responsibility: Designing and developing of Kredivo Android app, and building other exciting Android products in the future Writing high quality, - [Collection Analyst](https://kredivocorp.com/career/jd-collection-analyst/) - We are looking for a Collection Analyst to identify continuous improvements and implementing the best solutions for collection operations. The ideal candidate is a self-starter, strategic thinker, great communicator, and enjoys collaborating with people with a diverse set of talents in a dynamic fast- paced environment Job Responsibilities: Daily review key Collection indicators and provide highlight to Collection Director Perform regular analysis on agent productivity metrics Develop understanding on Collection process, to address any related issue Conduct in-depth analysis on Collection portfolio when needed, and provide recommendations for improvement Perform monthly inventory planning to ensure Collection capacity is sufficient Provide assistance for Collection managers on Collection tools and system support Actively participate on Collection system enhancement Minimum Qualifications: Bachelor’s Degree from reputable University with minimum GPA 3.0 Minimum 2 years experiences in Collection function, data analysis, lending, or other related ## Locations - [Kredivo Philippines Business Office](https://kredivocorp.com/location/kredivo-philippines-business-office/) - Kredivo Philippines Lending Corp. (Kredivo PH) West Tower 2106A, Tektite Towers, Exchange Road, Ortigas Center, Pasig City 1605, Metro Manila, Philippines - [Bangalore Office](https://kredivocorp.com/location/india/) - DivyaSree NR Enclave, 1st Main Rd, KIADB Export Promotion Industrial Area, Whitefield, Bengaluru, Karnataka 560066, India - [Singapore Office](https://kredivocorp.com/location/singapore-office-3/) - FPL Capital Pte. Ltd. 331 North Bridge Road Odeon Towers, #14-04 Singapore 188720 - [Operations Office](https://kredivocorp.com/location/indonesia-office/) - PT FinAccel Teknologi Indonesia Jl. Tomang Raya No. 1, RW 1, Tomang Kec. Grogol Petamburan, Kota Jakarta Barat Daerah Khusus Ibukota Jakarta 11440 - [Business Office](https://kredivocorp.com/location/business-office/) - PT FinAccel Teknologi Indonesia Dipo Tower Level Lobby Jalan Jenderal Gatot Subroto Kav. 51-52, RW.7 Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260 - [Kredivo Thailand Business Office](https://kredivocorp.com/location/kredivo-thailand-business-office/) - Kredivo (Thailand) Company Limited 24th Floor. 944, Mitrtown Office Tower, Rama 4 Road, Wang Mai, Pathum Wan, Bangkok 10330, Thailand - [Kredivo Vietnam Business Office](https://kredivocorp.com/location/kredivo-vietnam-business-office-2/) - Kredivo Joint Stock Company 14th Floor, 412 Nguyen Thi Minh Khai street, Ward 05, District 3, Ho Chi Minh City, Vietnam ## Sliders - [Krom Bank Crosses 1 Million Accounts and Rp10 Trillion in Deposits](https://kredivocorp.com/slider/krom-bank-crosses-1-million-accounts-and-rp10-trillion-in-deposits/) - A landmark in its mission to become the preferred bank account for Indonesian millennials and Gen Z - [Kredivo Group Acquires Timo, Vietnam's Pioneering Digital Banking Platform](https://kredivocorp.com/slider/kredivo-group-acquires-timo-vietnams-pioneering-digital-banking-platform-marking-a-major-milestone-in-its-southeast-asian-expansion/) - This accelerates the Group’s ambition to become the region’s leading digital financial services platform. - [Kredivo Secures IDR 3 Trillion Expanded Channeling Facility from DBS Indonesia](https://kredivocorp.com/slider/kredivo-collaborates-with-samsung-as-the-first-official-partner-for-samsung-finance-in-southeast-asia/) - Since the partnership began in 2020, both parties have shared commitment to expanding inclusive credit access in Indonesia - [Kredivo Partners with BCA Digital for Channeling Facility](https://kredivocorp.com/slider/kredivo-partners-with-bca-digital-for-channeling-facility/) - This channeling facility aims to accelerate financial inclusion in tier-2 and tier-3 cities, enabling more people to meet their everyday needs - [Kredivo Group Acquires Earned Wage Access Platform GajiGesa](https://kredivocorp.com/slider/kredivo-and-katadata-launches-the-2024-indonesian-paylater-user-behavior-report/) - This acquisition will mark Kredivo Group’s entry into the fast growing EWA market, and is in line with the Group’s mission of providing accessible financial services ## Categories - [Uncategorized](https://kredivocorp.com/category/uncategorized/)