generated: '2026-07-19'
method: derived
status: candidate
source: openapi/kredivo-checkout-openapi.yml
summary: 'Kredivo publishes no MCP server. Searches of the developer documentation, the MCP registries
  and

  npm found no official or community Kredivo MCP server, and Kredivo has no public GitHub

  organization. The tool list below is a CANDIDATE surface derived one-to-one from the operations in

  the transcribed OpenAPI — it describes what a Kredivo MCP server could expose, and is not a

  published or running server.

  '
published_server:
  exists: false
  searched:
  - https://doc.kredivo.com/
  - npm registry
  - GitHub (no public Kredivo or FinAccel organization)
server:
  name: kredivo
  transport: http
  url: null
  note: No hosted endpoint exists. Populate only if Kredivo publishes one.
safety:
  note: 'This is a payments API that moves real consumer credit. Any agent-facing exposure should treat

    the write operations below as escalation-gated: initiating a checkout creates a credit

    obligation for a consumer, and cancelling or reversing a transaction moves money. Only the read

    operations are safely autonomous.

    '
tools:
- name: calculate_payments
  description: Calculate the available Kredivo installment options, interest and fees for a cart.
  source_operation: openapi/kredivo-checkout-openapi.yml#calculatePayments
  action_class: read
  consequence: none
  autonomous: true
- name: check_transaction_status
  description: Look up the authoritative status of a Kredivo transaction by merchant order id.
  source_operation: openapi/kredivo-checkout-openapi.yml#checkTransactionStatus
  action_class: read
  consequence: none
  autonomous: true
- name: confirm_transaction
  description: 'Verify a Kredivo push notification and read the authoritative transaction state, using
    the

    transaction id and signature key from the notification.

    '
  source_operation: openapi/kredivo-checkout-openapi.yml#confirmTransaction
  action_class: read
  consequence: none
  autonomous: true
- name: get_user_credit_details
  description: 'Read a tokenized shopper''s account status, account type and remaining credit limit per

    installment tenure.

    '
  source_operation: openapi/kredivo-checkout-openapi.yml#getUserCreditDetails
  action_class: read
  consequence: discloses consumer credit data
  autonomous: false
  note: Returns personal financial data about an identified consumer — gate on consent.
- name: create_checkout_url
  description: 'Initiate a Kredivo 2-click or 0-click installment checkout for a cart and return the redirect
    URL

    for the shopper.

    '
  source_operation: openapi/kredivo-checkout-openapi.yml#createCheckoutUrl
  action_class: write
  consequence: creates a consumer credit obligation
  autonomous: false
  escalation: required
- name: init_offline_checkout
  description: Initiate a QR or EDC installment checkout for a physical store.
  source_operation: openapi/kredivo-checkout-openapi.yml#initOfflineCheckout
  action_class: write
  consequence: creates a consumer credit obligation
  autonomous: false
  escalation: required
- name: cancel_transaction
  description: Cancel a Kredivo transaction in full or in part.
  source_operation: openapi/kredivo-checkout-openapi.yml#cancelTransaction
  action_class: write
  consequence: moves money; irreversible
  autonomous: false
  escalation: required
  idempotency:
    key_field: cancellation_id
    note: 'An agent MUST supply an explicit cancellation_id. Without one, Kredivo de-duplicates on

      (order_id, cancellation_amount) over a one-hour window, which will silently reject a second

      legitimate partial cancellation of the same value.

      '
- name: reverse_offline_transaction
  description: Reverse an incomplete offline (EDC) transaction by order id.
  source_operation: openapi/kredivo-checkout-openapi.yml#reverseOfflineTransaction
  action_class: write
  consequence: moves money
  autonomous: false
  escalation: required
- name: deactivate_user_token
  description: Deactivate a tokenized shopper's Kredivo token, ending 0-click eligibility.
  source_operation: openapi/kredivo-checkout-openapi.yml#deactivateUserToken
  action_class: write
  consequence: destroys a stored consumer credential
  autonomous: false
  escalation: required
credential:
  field: server_key
  location: request body
  note: 'Every tool call must carry the merchant server_key in the JSON body. There is no header-based

    auth and no scoped token, so a Kredivo MCP server would hold a single all-powerful merchant

    credential with no way to grant an agent a reduced-privilege subset. That is the central

    security consideration for any agentic exposure of this API.

    '
deployment:
  mode: none
  verified: derived
  tools: 9
  checked: '2026-08-12'
  source: catalog MCP census