generated: '2026-07-23'
method: derived
source: >-
  openapi/obie-account-info-openapi.yaml,
  openapi/obie-payment-initiation-openapi.yaml,
  openapi/obie-confirmation-funds-openapi.yaml
standard: UK Open Banking Read/Write API Standard v4.0.1 (OBIE)
notes: >-
  Entity graph derived from the OBIE resource paths. In the OBIE model every data
  interaction is anchored to a prior consent resource (ConsentId), which is the
  hub linking a TPP's authorised access to the underlying account resources.
entities:
- name: AccountAccessConsent
  api: account-information
  id: ConsentId
  description: AISP consent granting read access to a PSU's account data.
- name: Account
  api: account-information
  id: AccountId
  description: A PSU bank account exposed to the AISP under an access consent.
- name: Balance
  api: account-information
- name: Transaction
  api: account-information
- name: Beneficiary
  api: account-information
- name: DirectDebit
  api: account-information
- name: StandingOrder
  api: account-information
- name: ScheduledPayment
  api: account-information
- name: Statement
  api: account-information
- name: Party
  api: account-information
- name: Product
  api: account-information
- name: DomesticPaymentConsent
  api: payment-initiation
  id: ConsentId
  description: PISP consent authorising a single domestic payment.
- name: DomesticPayment
  api: payment-initiation
  id: DomesticPaymentId
- name: DomesticScheduledPaymentConsent
  api: payment-initiation
- name: DomesticStandingOrderConsent
  api: payment-initiation
- name: FilePaymentConsent
  api: payment-initiation
- name: FundsConfirmationConsent
  api: confirmation-of-funds
  id: ConsentId
- name: FundsConfirmation
  api: confirmation-of-funds
relationships:
- from: Account
  type: belongs_to
  to: AccountAccessConsent
  via: ConsentId
- from: Balance
  type: belongs_to
  to: Account
  via: AccountId
- from: Transaction
  type: belongs_to
  to: Account
  via: AccountId
- from: Beneficiary
  type: belongs_to
  to: Account
  via: AccountId
- from: DirectDebit
  type: belongs_to
  to: Account
  via: AccountId
- from: StandingOrder
  type: belongs_to
  to: Account
  via: AccountId
- from: Statement
  type: belongs_to
  to: Account
  via: AccountId
- from: DomesticPayment
  type: belongs_to
  to: DomesticPaymentConsent
  via: ConsentId
- from: FundsConfirmation
  type: belongs_to
  to: FundsConfirmationConsent
  via: ConsentId
- from: AccountAccessConsent
  type: has_many
  to: Account
  via: ConsentId