specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Kushki
providerId: kushki
created: '2026-05-24'
modified: '2026-05-24'
reconciled: false
tags:
  - Payments
  - LatAm
  - Card Payments
  - Subscriptions
  - Cash
  - Bank Transfers
  - Payouts
description: |
  Kushki does not publish standard list pricing. Per the Kushki and Transbank/PSE/SPEI/PIX network rules
  surfaced in the public Terms & Conditions, pricing is bespoke per merchant — a Merchant Discount Rate
  (MDR) plus optional fixed fees, settlement fees, and chargeback fees, negotiated by country and
  payment method. Annual fixed-fee adjustments track the local consumer price index. This file is a
  reconciliation surface for the negotiated plan; populate with the actual rates once contracted.
sources:
  - https://kushkipagos.com/
  - https://kushkipagos.com/terminos-y-condiciones
  - https://docs.kushki.com/
contactSales:
  url: https://kushkipagos.com/
  email: dev@kushkipagos.com
plans:
  - id: kushki-card-payments-mdr
    name: Card Payments — Merchant Discount Rate
    type: transaction-fee
    description: Per-transaction MDR (Merchant Discount Rate) on card-not-present and card-present sales,
      quoted per country and brand. Confirm rates with the Kushki commercial team.
    entries:
      - label: MDR percent
        name: mdr_percent
        type: per-transaction
        metric: percent
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
      - label: Fixed fee per transaction
        name: fixed_fee
        type: per-transaction
        metric: transaction
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
  - id: kushki-subscriptions
    name: Subscriptions
    type: transaction-fee
    description: MDR applies to each recurring or one-click charge. Optional storage / token-on-file fee per
      stored card may apply.
    entries:
      - label: Recurring charge MDR
        name: subscription_mdr
        type: per-transaction
        metric: percent
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
  - id: kushki-cash-vouchers
    name: Cash Payments
    type: transaction-fee
    description: Fixed fee or MDR per cash voucher redeemed at OXXO, 7-Eleven, PagoEfectivo, Boleto, or
      Ecuadorean / Colombian correspondent networks. Network surcharge passes through.
    entries:
      - label: Cash voucher fee
        name: cash_voucher_fee
        type: per-transaction
        metric: transaction
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
  - id: kushki-transfers
    name: Bank Transfers
    type: transaction-fee
    description: Per-transaction fee on PSE, Webpay Transferencia, SPEI, and PIX charges. Generally lower
      than card MDR; varies by rail and country.
    entries:
      - label: Transfer fee
        name: transfer_fee
        type: per-transaction
        metric: transaction
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
  - id: kushki-payouts
    name: Payouts (Dispersions)
    type: transaction-fee
    description: Per-payout fee on outbound disbursements via ACH, PSE, SPEI, PIX, Webpay Transferencia, or
      intrabank. Same-day rail surcharges may apply.
    entries:
      - label: Payout fee
        name: payout_fee
        type: per-transaction
        metric: transaction
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
  - id: kushki-card-present
    name: Card-Present (Kushki One POS)
    type: transaction-fee
    description: MDR on in-person EMV chip and contactless sales via Kushki One terminals, plus per-terminal
      monthly rental or one-time purchase.
    entries:
      - label: Terminal MDR
        name: terminal_mdr
        type: per-transaction
        metric: percent
        timeFrame: usage
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
      - label: Terminal rental
        name: terminal_rental
        type: subscription
        metric: terminal
        timeFrame: month
        geo: LATAM
        unit: 1
        price: contact-sales
        userMultiplied: false
ancillaryFees:
  - name: Chargeback fee
    description: Fixed fee charged when an issuer initiates a chargeback.
    price: contact-sales
  - name: Refund fee
    description: Some rails pass a per-refund network fee through to the merchant.
    price: contact-sales
  - name: Currency conversion / DCC margin
    description: FX margin on cross-currency settlement.
    price: contact-sales
adjustments:
  - name: Annual CPI adjustment
    description: 'Per Kushki T&C: fixed-fee components are adjusted each January using the prior year''s
      country CPI (or the inflation rate certified by the local competent authority).'