generated: '2026-07-15'
method: generated
source: openapi/lean-authentication-api-openapi.yml, openapi/lean-banks-api-openapi.yml, openapi/lean-customers-api-openapi.yml,
  openapi/lean-data-api-openapi.yml, openapi/lean-entities-api-openapi.yml, openapi/lean-insights-api-openapi.yml,
  openapi/lean-payment-sources-api-openapi.yml, openapi/lean-payments-api-openapi.yml, openapi/lean-payouts-api-openapi.yml,
  openapi/lean-refunds-api-openapi.yml, openapi/lean-verifications-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 51
  by_action_class:
    acting: 14
    connected: 37
  by_consequence:
    write: 7
    read: 37
    physical: 7
  human_in_the_loop_required: 0
operations:
- path: /oauth2/token
  method: post
  operationId: generateAccessToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /banks/v1/
  method: get
  operationId: listBanks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1
  method: post
  operationId: createCustomer
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/v1
  method: get
  operationId: listCustomers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}
  method: get
  operationId: getCustomerById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/app-user-id/{app_user_id}
  method: get
  operationId: getCustomerByAppUserId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts
  method: get
  operationId: getAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/transactions
  method: get
  operationId: getTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/balances
  method: get
  operationId: getBalances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/beneficiaries
  method: get
  operationId: getBeneficiaries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/direct-debits
  method: get
  operationId: getDirectDebits
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/scheduled-payments
  method: get
  operationId: getScheduledPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/standing-orders
  method: get
  operationId: getStandingOrders
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/accounts/{account_id}/identities
  method: get
  operationId: getAccountIdentities
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/identity
  method: get
  operationId: getIdentity
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/refreshes
  method: post
  operationId: triggerDataRefresh
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /data/v2/refreshes
  method: get
  operationId: getDataRefreshes
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /data/v2/refreshes/{refresh_id}
  method: get
  operationId: getDataRefreshStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}/entities
  method: get
  operationId: getEntitiesForCustomer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}/entities/{entity_id}
  method: get
  operationId: getEntityById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/entities
  method: get
  operationId: retrieveEntitiesForDateRange
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/v2/income
  method: post
  operationId: computeIncome
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /insights/v2/expenses
  method: get
  operationId: getExpenses
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/v2/assets/cashflows
  method: get
  operationId: getCashflows
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}/payment-sources
  method: get
  operationId: listCustomerPaymentSources
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}/payment-sources/{payment_source_id}
  method: get
  operationId: getPaymentSourceById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/v1/{customer_id}/payment-sources/{payment_source_id}
  method: delete
  operationId: deletePaymentSource
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/v1/intents
  method: post
  operationId: createPaymentIntent
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/v1/intents
  method: get
  operationId: listPaymentIntents
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments/v1/intents/{intent_id}
  method: get
  operationId: getPaymentByIntentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments/v1/{payment_id}
  method: get
  operationId: getPaymentByPaymentId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments/account-on-file
  method: post
  operationId: initiateAofPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /consents/account-on-file
  method: post
  operationId: createAofConsent
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /consents/v1
  method: get
  operationId: listCustomerConsents
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /consents/{consent_id}
  method: get
  operationId: getConsentDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /consents/{consent_id}/balance
  method: get
  operationId: fetchConsentBalance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /consents/{consent_id}/history
  method: get
  operationId: getConsentHistory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/payment
  method: post
  operationId: createPayoutPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/v1/payments
  method: get
  operationId: listPayouts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/payments/{payment_id}/history
  method: get
  operationId: getPayoutPaymentHistory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/{payment_id}
  method: get
  operationId: getPayout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/intents/{payment_intent_id}
  method: get
  operationId: getPayoutIntent
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/payment/destinations
  method: post
  operationId: createPayoutDestination
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/v1/payment/destinations
  method: get
  operationId: listPayoutDestinations
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/v1/payment/destinations/{destination_id}
  method: get
  operationId: getPayoutDestination
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/refunds
  method: get
  operationId: listRefunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/refunds
  method: post
  operationId: createRefund
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/refunds
  method: put
  operationId: processRefunds
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/refunds/reasons
  method: get
  operationId: getRefundReasons
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /verifications/v1/accounts
  method: post
  operationId: verifyAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /insights/v1/name-verification
  method: post
  operationId: verifyName
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required