aid: lean-tech url: https://raw.githubusercontent.com/api-evangelist/lean-tech/refs/heads/main/apis.yml apis: - aid: lean-tech:lean-authentication-api name: Lean Authentication API tags: - Authentication - OAuth - Open Banking humanURL: https://docs.leantech.me/docs/authentication properties: - url: https://docs.leantech.me/docs/authentication type: Documentation - url: openapi/lean-authentication-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/authentication-tokens.yaml description: OAuth 2.0 client-credentials token issuance for Lean APIs. Generates API access tokens (scope=api) for server-to-server calls and customer-scoped access tokens (scope=customer.) for the LinkSDK. Production auth endpoint is auth.leantech.me; sandbox endpoints are regional (auth.sandbox.sa.leantech.me, auth.sandbox.ae.leantech.me). - aid: lean-tech:lean-customers-api name: Lean Customers API tags: - Customers - Open Banking - End Users humanURL: https://docs.leantech.me/reference/customers properties: - url: https://docs.leantech.me/reference/customers type: Documentation - url: openapi/lean-customers-api-openapi.yml type: OpenAPI - url: json-schema/lean-customer-schema.json type: JSONSchema - type: NaftikoCapability url: capabilities/customers-customers.yaml description: Manage end-user customer records that Lean uses to anchor data and payment consents. Create customers with an app_user_id, list customers, and retrieve a customer by ID or by app_user_id. - aid: lean-tech:lean-entities-api name: Lean Entities API tags: - Entities - Open Banking - Consents humanURL: https://docs.leantech.me/reference/entities properties: - url: https://docs.leantech.me/reference/entities type: Documentation - url: openapi/lean-entities-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/entities-entities.yaml description: Entities represent a customer's authenticated connection to a single bank, returned after a successful LinkSDK consent. List entities for a customer, retrieve a single entity by ID, or query entities across a date range. - aid: lean-tech:lean-data-api name: Lean Data API tags: - Open Banking - Account Information - Transactions - Balances - Identity humanURL: https://docs.leantech.me/reference/data-api properties: - url: https://docs.leantech.me/reference/data-api type: Documentation - url: openapi/lean-data-api-openapi.yml type: OpenAPI - url: json-schema/lean-account-schema.json type: JSONSchema - url: json-schema/lean-transaction-schema.json type: JSONSchema - url: json-ld/lean-tech-context.jsonld type: JSONLD - type: NaftikoCapability url: capabilities/data-accounts.yaml - type: NaftikoCapability url: capabilities/data-transactions.yaml - type: NaftikoCapability url: capabilities/data-identity.yaml description: Raw bank-account data retrieval (v2) returning accounts, transactions, balances, beneficiaries, standing orders, scheduled payments, direct debits, and identity, plus manual data refresh triggers and refresh status. Available after an Account Information consent has been collected via the LinkSDK. - aid: lean-tech:lean-insights-api name: Lean Insights API tags: - Open Banking - Insights - Income - Expenses - Cashflows humanURL: https://docs.leantech.me/reference/insights properties: - url: https://docs.leantech.me/reference/insights type: Documentation - url: openapi/lean-insights-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/insights-income.yaml - type: NaftikoCapability url: capabilities/insights-expenses.yaml - type: NaftikoCapability url: capabilities/insights-cashflows.yaml description: Derived analytics over an entity's transaction history — income detection, expense categorisation, and cashflow summaries — for underwriting, affordability, and BFM use cases. - aid: lean-tech:lean-banks-api name: Lean Banks API tags: - Open Banking - Banks - Coverage humanURL: https://docs.leantech.me/reference/banks properties: - url: https://docs.leantech.me/reference/banks type: Documentation - url: openapi/lean-banks-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/banks-banks.yaml description: List the banks Lean currently supports for Data and Payments per region, including identifiers, logos, and supported product surfaces (AIS, PIS, AOF, payouts). - aid: lean-tech:lean-verifications-api name: Lean Verifications API tags: - Verifications - Account Verification - Name Verification - KYC humanURL: https://docs.leantech.me/reference/verifications properties: - url: https://docs.leantech.me/reference/verifications type: Documentation - url: openapi/lean-verifications-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/verifications-accounts.yaml - type: NaftikoCapability url: capabilities/verifications-names.yaml description: Account Verification confirms ownership and validity of a bank account by IBAN or local account number across 27+ countries (UAE, KSA, GB, US, EU, BR, IN, ID, NG, ZA, and more). Name Verification compares a supplied name against a payee record. Used for fraud reduction, payout pre-checks, and Confirmation of Payee. - aid: lean-tech:lean-payments-api name: Lean Payments API tags: - Open Banking - Payments - Pay by Bank - PIS - A2A humanURL: https://docs.leantech.me/reference/payments properties: - url: https://docs.leantech.me/reference/payments type: Documentation - url: openapi/lean-payments-api-openapi.yml type: OpenAPI - url: json-schema/lean-payment-intent-schema.json type: JSONSchema - type: NaftikoCapability url: capabilities/payments-intents.yaml - type: NaftikoCapability url: capabilities/payments-aof.yaml - type: NaftikoCapability url: capabilities/payments-consents.yaml description: Single Instant Payment ("Pay by Bank") and Account-on-File (AOF) payment initiation, plus consent management. Create payment intents, retrieve payments by intent or payment id, list payment intents, and manage long-lived AOF consents with balance and history endpoints. - aid: lean-tech:lean-payment-sources-api name: Lean Payment Sources API tags: - Open Banking - Payment Sources - Tokenization humanURL: https://docs.leantech.me/reference/payment-sources properties: - url: https://docs.leantech.me/reference/payment-sources type: Documentation - url: openapi/lean-payment-sources-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/payment-sources-payment-sources.yaml description: Tokenized representation of a customer's funding bank account once linked. List payment sources for a customer, retrieve a single source by ID, and delete a payment source to revoke its associated AOF consent. - aid: lean-tech:lean-payouts-api name: Lean Payouts API tags: - Open Banking - Payouts - Disbursements - A2A humanURL: https://docs.leantech.me/reference/payouts properties: - url: https://docs.leantech.me/reference/payouts type: Documentation - url: openapi/lean-payouts-api-openapi.yml type: OpenAPI - url: json-schema/lean-payout-schema.json type: JSONSchema - type: NaftikoCapability url: capabilities/payouts-payments.yaml - type: NaftikoCapability url: capabilities/payouts-destinations.yaml description: Initiate outbound bank-to-bank payouts from corporate accounts to consumer or business beneficiaries. Create payout payments, list payouts, retrieve a payout intent, get per-payment history, and manage payout destinations (the beneficiary records that receive funds). - aid: lean-tech:lean-refunds-api name: Lean Refunds API tags: - Open Banking - Refunds - Payouts humanURL: https://docs.leantech.me/reference/refunds properties: - url: https://docs.leantech.me/reference/refunds type: Documentation - url: openapi/lean-refunds-api-openapi.yml type: OpenAPI - type: NaftikoCapability url: capabilities/refunds-refunds.yaml description: Issue full or partial refunds against prior Pay by Bank payments. List refunds, create a new refund, process queued refunds, and retrieve the canonical list of refund reason codes. name: Lean Technologies tags: - Open Banking - Open Finance - MENA - UAE - Saudi Arabia - Payments - Pay by Bank - A2A - Account Information - Payment Initiation - Verifications - Identity - Fintech kind: contract image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg access: 3rd-Party common: - type: LinkedIn url: https://www.linkedin.com/company/leantech - url: https://www.leantech.me name: Lean Technologies type: Portal - url: https://docs.leantech.me name: Lean Developer Docs type: Documentation - url: https://docs.leantech.me/reference name: Lean API Reference type: Documentation - url: https://dev.leantech.me name: Lean Application Dashboard type: Console - url: https://status.leantech.me name: Lean Status type: StatusPage - url: https://help.leantech.me name: Lean Help Center type: Support - url: https://docs.leantech.me/docs/authentication name: Authentication Guide type: Documentation - url: https://github.com/leantechnologies name: Lean Technologies on GitHub type: SourceCode - url: https://github.com/leantechnologies/lean-postman name: Lean Postman Collection type: PostmanCollection - url: https://github.com/leantechnologies/link-sdk-react-native name: LinkSDK - React Native type: SDK - url: https://github.com/leantechnologies/link-sdk-ios-distribution name: LinkSDK - iOS type: SDK - url: https://github.com/leantechnologies/link-sdk-flutter name: LinkSDK - Flutter type: SDK - url: https://github.com/leantechnologies/integration-snippets name: Integration Snippets type: SampleCode - url: plans/lean-tech-plans-pricing.yml type: Plans - url: rate-limits/lean-tech-rate-limits.yml type: RateLimits - url: finops/lean-tech-finops.yml type: FinOps - url: vocabulary/lean-tech-vocabulary.yml type: Vocabulary - url: rules/lean-tech-rules.yml type: SpectralRules maintainers: - FN: API Evangelist email: info@apievangelist.com created: '2026-05-25' modified: '2026-05-25' specificationVersion: '0.20' description: 'Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider founded in 2019 and headquartered in the UAE. Lean offers regulated Account Information (AIS), Payment Initiation (PIS), payouts, refunds, account and name verifications, and derived insights across the UAE and Saudi Arabia, with verification coverage extending to 27+ countries globally. Lean holds an In-Principle Approval from the Central Bank of UAE for Open Finance Services (August 2025), a Major Payment Institution licence from the Saudi Central Bank (SAMA), and an FSP licence from the Abu Dhabi Global Market FSRA (no. 200033). The platform is SOC 2 Type II and ISO 27001:2022 certified and has processed AED 16B+ across 2M+ linked accounts. Investors include Sequoia, General Catalyst, Breyer Capital, Shorooq, Raed, BCV, and Liberty City.'