slug: lendapi
provider: LendAPI
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 6
edges:
- tag: Application
  spec_file: lendapi-application-api-openapi.yml
  capability_id: BC-1320.10
  capability_id_l1: BC-1320
  capability_name: Credit Origination Management
  confidence: 0.85
  evidence: POST /application/ create-application "Create application"; GET /application/{id} "Get an
    application" on a "loan origination and digital account-opening platform"
  reason: Operations create and retrieve loan applications on a loan origination platform — this is credit
    application intake/origination, not a generic software 'application'.
- tag: Decision
  spec_file: lendapi-decision-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.8
  evidence: POST /decision/{id}/run/ "Run Decision"; GET /decision/{id}/versions/ "List Decision Versions"
    — vendor describes a "versioned decision engine" for "underwriting logic"
  reason: Executing versioned decision rules in a lending platform is credit underwriting and decisioning.
- tag: Sub Tenant
  spec_file: lendapi-sub-tenant-api-openapi.yml
  capability_id: BC-4230.10
  capability_id_l1: BC-4230
  capability_name: Tenant Provisioning & Lifecycle
  confidence: 0.8
  evidence: POST /sub_tenant/ "Create Sub Tenant"; GET /sub_tenant/{tenant_id} "Get Sub Tenant"
  reason: Creating and reading sub-tenants is multi-tenant tenant provisioning of the SaaS platform itself,
    not a lending business capability.
- tag: Sub Tenants
  spec_file: lendapi-sub-tenants-api-openapi.yml
  capability_id: BC-4230.10
  capability_id_l1: BC-4230
  capability_name: Tenant Provisioning & Lifecycle
  confidence: 0.75
  evidence: GET /sub_tenants list-all-sub-tenants "List all Sub Tenants"
  reason: Listing the tenant fleet is tenant lifecycle/provisioning administration for the multi-tenant
    platform.
- tag: Decisions
  spec_file: lendapi-decisions-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.7
  evidence: GET /decisions/ list-all-decision-trees "List all Decisions"
  reason: Listing decision trees of the lending decision engine supports underwriting/decisioning; thinner
    surface than the Decision tag so lower confidence.
- tag: Pricing Engine
  spec_file: lendapi-pricing-engine-api-openapi.yml
  capability_id: BC-1310.30
  capability_id_l1: BC-1310
  capability_name: Banking Product Pricing Management
  confidence: 0.7
  evidence: POST /pricing_engine/{id}/run/ "Run Pricing Engine"; vendor cites "a versioned pricing engine"
    for a lending product
  reason: Executes versioned pricing rules for lending products, i.e. banking product pricing; could alternatively
    be read as product parameter configuration, hence 0.7.