generated: '2026-07-19'
method: searched
source: https://developer.lendapi.com/reference/introduction
sandbox:
  published: true
  name: Test mode
  isolation: >-
    "This mode ensures that your requests do not impact your live data or interact
    with actual production systems."
  selection:
    mechanism: api-key
    detail: >-
      "The mode in which your request operates, either live or test, is determined by
      the API key used for authentication." There is no separate sandbox host and no
      test path prefix -- the same base URL (https://app.lendapi.com/api/v1/) serves
      both modes.
  key_prefixes: not published
  base_url: https://app.lendapi.com/api/v1/
mode_signal:
  field: live_mode
  location: webhook event envelope
  values: [true, false]
  evidence: >-
    The published example webhook payload carries "live_mode": false, so consumers can
    tell test traffic from live traffic on the event side.
  source: https://developer.lendapi.com/reference/example-response
test_values:
  published: false
  notes: >-
    LendAPI publishes NO magic test values -- no test SSNs, no test applicant
    identities, no test bank accounts or cards, and no documented triggers for forcing
    an approve / decline / manual-review outcome from the decision engine. Test-mode
    behaviour is driven entirely by the tenant's own configured products, decision
    trees and pricing engines rather than by fixed fixtures. Nothing is invented here.
test_clock:
  supported: not documented
fixtures:
  tooling: none published
self_service:
  signup_url: https://app.lendapi.com/login/
  notes: >-
    Access is commercial -- the pricing page routes to "Contact Us" for both the LOS
    and Embarc LMS products, so test credentials are provisioned through sales rather
    than by open self-service signup.