aid: lendbuzz
name: Lendbuzz
description: 'Lendbuzz is a Boston-headquartered auto finance platform, founded in
  2015, that uses machine learning and alternative data — bank transaction history,
  education, employment and income signals rather than a traditional FICO file — to
  underwrite consumers with thin or no US credit history. The company originates retail
  auto loans through a nationwide network of franchise and independent dealerships,
  and also provides dealers with floor planning and an AI-assisted "Express Contract"
  digital contracting flow. Dealers submit and manage deals through the Lendbuzz Dealer
  Portal at app.lendbuzz.com, or by routing credit applications through the Dealertrack
  and RouteOne F&I networks; consumers use a separate Client Portal. Lendbuzz Funding,
  LLC is a licensed lender (NMLS ID #1636296) and funds originations through recurring
  asset-backed securitizations. As of this profiling pass Lendbuzz publishes no public
  developer portal, API documentation, or machine-readable API contract — partner integration
  is intermediated by Dealertrack and RouteOne.'
url: https://raw.githubusercontent.com/api-evangelist/lendbuzz/refs/heads/main/apis.yml
image: https://cdn.prod.website-files.com/62ed374a7616c514c0bbad26/68d60c7c8b5cfcfd77c7615b_LBZ-OG-Home.jpg
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-08-01 — identity + probes; no public API surface found
specificationVersion: '0.20'
created: '2026-08-01'
modified: '2026-08-01'
tags:
- Company
- Auto Lending
- Automotive
- Financial Services
- Fintech
- Lending
- Credit
- Machine Learning
- Consumer Finance
- Dealers
apis: []
x-enrichment:
  date: '2026-08-01'
  status: enriched
  artifacts_added: 5
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/lendbuzz-domain-security.yml
- type: Website
  url: https://www.lendbuzz.com/
- type: About
  url: https://www.lendbuzz.com/about
- type: Blog
  url: https://www.lendbuzz.com/dealer-resources
- type: News
  url: https://www.lendbuzz.com/news
- type: Support
  url: https://www.lendbuzz.com/contact
- type: FAQ
  url: https://www.lendbuzz.com/faq
- type: Onboarding
  url: https://www.lendbuzz.com/onboarding
- type: SignUp
  url: https://app.lendbuzz.com/dealers/signup
- type: Login
  url: https://app.lendbuzz.com/dealer_portal
- type: Demo
  url: https://www.lendbuzz.com/book-a-demo
- type: TermsOfService
  url: https://www.lendbuzz.com/tos
- type: PrivacyPolicy
  url: https://www.lendbuzz.com/privacy
- type: StatusPage
  url: https://www.lendbuzz.com/system-status
- type: SLA
  url: https://www.lendbuzz.com/service-level-agreement
- type: Licensing
  url: https://www.lendbuzz.com/state-licenses
- type: Disclosures
  url: https://www.lendbuzz.com/state-disclosures
- type: Careers
  url: https://www.lendbuzz.com/careers
- type: GitHubOrganization
  url: https://github.com/LendBuzz
- type: Lifecycle
  url: lifecycle/lendbuzz-lifecycle.yml
- type: Conformance
  url: conformance/lendbuzz-conformance.yml
- type: Compliance
  url: https://www.lendbuzz.com/state-licenses
- type: LLMsTxt
  url: llms/lendbuzz-llms.txt