name: Lendio Plans and Pricing
description: >-
  Lendio operates a marketplace model where loan applications for small
  businesses are free. Revenue is generated through lender partnerships and
  referral arrangements. For B2B products (Embedded Financing and Intelligent
  Lending), pricing is negotiated directly with Lendio's sales team and is not
  publicly listed. Implementation timelines range from 3 to 12 weeks depending
  on requirements.
url: https://www.lendio.com/embedded-financing
created: '2026-06-13'
modified: '2026-06-13'
plans:
  - name: Marketplace (Borrower)
    description: >-
      Free for small business borrowers. Submit one application and receive
      funding offers from 75+ lenders. No application fees, no hidden costs,
      and no impact on personal credit score from the initial inquiry.
    url: https://www.lendio.com/
    price: Free
    rateLimits: []
    features:
      - Single application to multiple lenders
      - Access to 75+ lenders in network
      - Loan amounts from $1K to $1M+
      - Funding in as little as 24 hours
      - AI-driven lender matching
      - No personal credit score impact from application
  - name: Embedded Financing (Partner)
    description: >-
      For service providers and platforms wanting to embed Lendio's loan
      marketplace within their ecosystem. Deployed via a single line of
      JavaScript with an authentication API endpoint for secure data sharing.
      Pricing is custom and negotiated with Lendio's team.
    url: https://www.lendio.com/embedded-financing
    price: Custom (contact sales)
    rateLimits: []
    features:
      - Single-line JavaScript integration
      - Authentication API endpoint for customer data pre-fill
      - CNAME DNS configuration for branded experience
      - White-label UI with customizable fonts, colors, graphics
      - Dedicated account manager and engineering support
      - Quarterly optimization reviews
      - Analytics and performance partner portal
      - Implementation in 3-12 weeks
  - name: Intelligent Lending (Banks and Lenders)
    description: >-
      SaaS platform for banks and lenders featuring digital borrower experience,
      loan processing automation, and credit policy automation. Includes
      transaction analytics via API integration or batch data import. Pricing is
      custom and negotiated with Lendio's sales team.
    url: https://www.lendio.com/intelligent-lending
    price: Custom (contact sales)
    rateLimits: []
    features:
      - Digital borrower application
      - Loan processing automation
      - Credit policy automation
      - Transaction data analytics (API or batch import)
      - Finicity or OCR integration for financial data collection
      - LOS integration support
      - Loan Performance Tracking API (up to 10,000 records per submission)