# LendUp

> LendUp was a San Francisco fintech lender (2011–2022) backed by GV and QED Investors that offered
> single-payment and installment loans to subprime borrowers alongside a gamified "LendUp Ladder"
> credit-building program. LendUp Loans LLC ceased lending operations in January 2022 following
> Consumer Financial Protection Bureau enforcement over misleading marketing and pricing claims.
> The lendup.com domain is now operated by an unrelated entity, LendUp LLC of Dover, Delaware, which
> runs a consumer loan-matching and financial-education site. Neither entity publishes a public API,
> developer portal, SDKs, or any machine-readable discovery surface.

## Status

- The original LendUp fintech is defunct; there is no developer program to integrate with.
- The current lendup.com operator states it has no corporate, ownership, or operational relationship
  to the former lender and no access to the former lender's customer data.
- No API, OpenAPI/AsyncAPI specification, SDK, CLI, MCP server, or /.well-known/ surface was found.

## Current site (LendUp LLC, loan-matching service)

- [Website](https://www.lendup.com/): Consumer loan-matching front door.
- [About](https://www.lendup.com/about/): Operating entity, and its disclaimer regarding the former lender.
- [How LendUp Works](https://www.lendup.com/how-lendup-works/): Loan-matching process for borrowers.
- [Security](https://www.lendup.com/security/): Consumer data-protection and scam-awareness guidance.
- [Contact](https://www.lendup.com/contact/): Support channel.
- [Terms of Use](https://www.lendup.com/terms/)
- [Privacy Policy](https://www.lendup.com/privacy/)

## API Evangelist artifacts

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/lendup/refs/heads/main/apis.yml): APIs.json profile for this company.
- [Domain security](https://raw.githubusercontent.com/api-evangelist/lendup/refs/heads/main/security/lendup-domain-security.yml): Probed TLS/HSTS/DNSSEC/CAA/SPF/DMARC posture.
- [Well-known probe](https://raw.githubusercontent.com/api-evangelist/lendup/refs/heads/main/well-known/lendup-well-known.yml): Record of the absent /.well-known/ discovery surface.

## Notes for agents

- Do not attempt to construct API calls against lendup.com; no programmatic interface is published.
- Any historical reference to a "LendUp API" refers to the defunct pre-2022 lender and is not actionable.
- Treat the current site as a lead-generation and content property, not as an API provider.