slug: lightspark provider: Lightspark generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 7 edges: - tag: KYC/KYB Verifications spec_file: lightspark-kyc-kyb-verifications-api-openapi.yml capability_id: BC-1300.20 capability_id_l1: BC-1300 capability_name: KYC & Customer Due Diligence Management confidence: 0.95 evidence: POST /verifications createVerification 'Submit customer for verification'; POST /customers/{customerId}/kyc-link 'Generate a hosted KYC link'; schemas BeneficialOwner, KycProvider, VerificationStatus reason: Operations perform customer identity verification and beneficial-owner collection — the definition of KYC/CDD for a financial services provider. - tag: Cards spec_file: lightspark-cards-api-openapi.yml capability_id: BC-1340.60 capability_id_l1: BC-1340 capability_name: Card Issuance Management confidence: 0.92 evidence: POST /cards createCard 'Issue a card'; POST /cards/{id}/reveal 'Reveal card details'; schemas CardState, CardBrand, CardForm reason: Operations issue, update and activate/reveal payment cards — card issuance lifecycle, not transaction switching. - tag: Cross-Currency Transfers spec_file: lightspark-cross-currency-transfers-api-openapi.yml capability_id: BC-1340.40 capability_id_l1: BC-1340 capability_name: Cross-Border Payment Management confidence: 0.85 evidence: GET /receiver/uma/{receiverUmaAddress} 'Look up an UMA address for payment'; POST /quotes 'Create a transfer quote'; POST /quotes/{quoteId}/execute 'Execute a quote'; schema CurrencyPreference reason: Cross-currency payee lookup, FX quoting and execution of international transfers — cross-border payment management including FX. - tag: Agent Operations spec_file: lightspark-agent-operations-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.75 evidence: POST /agents/me/quotes 'Create a transfer quote'; POST /agents/me/quotes/{quoteId}/execute 'Execute a quote'; POST /agents/me/transfer-out 'Create a transfer-out' reason: Operations capture, quote and execute transfers on behalf of an agent principal — payment instruction capture, validation and execution. Sub-capability could arguably be cross-border, so confidence held below 0.8. - tag: Same-Currency Transfers spec_file: lightspark-same-currency-transfers-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.75 evidence: POST /transfer-in createTransferIn 'Create a transfer-in request'; POST /transfer-out createTransferOut 'Create a transfer-out request' reason: Creating transfer-in/transfer-out requests is capture and submission of payment instructions, i.e. payment initiation. Slight ambiguity between initiation and downstream processing keeps confidence moderate. - tag: Transactions spec_file: lightspark-transactions-api-openapi.yml capability_id: BC-1340 capability_id_l1: BC-1340 capability_name: Payments & Card Management confidence: 0.75 evidence: GET /transactions listTransactions 'List transactions'; POST /transactions/{transactionId}/approve 'Approve a pending incoming payment' reason: Retrieval and approval/rejection of payment transactions on a money-movement rail sits squarely in payments management; evidence spans both authorisation and processing so no single L2 is asserted. - tag: Customers spec_file: lightspark-customers-api-openapi.yml capability_id: BC-1300.40 capability_id_l1: BC-1300 capability_name: Customer Information Management confidence: 0.7 evidence: POST /customers 'Add a new customer'; PATCH /customers/{customerId} 'Update customer by ID'; schemas BusinessInfo, BeneficialOwnerRole, SourceOfFundsCategory reason: Customer master record lifecycle for a regulated payments provider, carrying entity/beneficial-owner and source-of-funds attributes. Primarily customer information management, though it also feeds onboarding/KYC, hence 0.7.