specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: LIMRA
providerId: limra
created: '2026-07-11'
modified: '2026-07-11'
reconciled: false
tags:
- Life Insurance
- Insurance Research
- Benchmarking
- Financial Services
- Membership
- Plans
description: >-
  LIMRA has no API product and therefore no API pricing. Access to its
  research, benchmarking, and experience-study data is a benefit of
  organizational membership - member companies (primarily life insurers,
  annuity providers, and workplace benefits carriers) pay annual dues set each
  year by the LL Global Board of Directors, plus a US$300 application fee on
  joining. Member rates also apply to assessment tools, conferences,
  consortium and custom research, and professional development. The one
  offering with a self-serve access model is the LIMRA Data Exchange (LDEx)
  Standards, which are free to download after registering a LIMRA.com
  account - membership is not required. Exact dues amounts are not published
  and are not reconciled here.
notes: >-
  Dues are established annually by the Board of Directors and vary by company;
  no public rate card exists. Verify current membership terms with LIMRA
  member services during reconciliation. The LDEx Standards are a
  specification download, not a hosted service - implementing them carries no
  LIMRA usage fee.
sources:
- https://www.limra.com/en/about/membership/
- https://www.limra.com/en/about/membership/becoming-a-member/
- https://www.limra.com/en/solutions-and-services/data-exchange-standards/standards-download/
- https://www.limra.com/en/research/
plans:
- id: limra-ldex-standards
  name: LDEx Standards Download
  type: free
  description: >-
    The LIMRA Data Exchange (LDEx) Standards packages - Benefits Enrollment
    Management, Benefits Configuration Management, and Evidence of
    Insurability Status and Decision - including implementation models in XML
    and JSON, REST endpoint definitions (OpenAPI 3.1 in recent releases),
    companion guides, coding supplements, and sample transactions. Free to
    download after creating a LIMRA.com account; employment at a member
    company is not required.
  entries:
  - label: Standards Download
    name: ldex_standards_download
    type: flat
    metric: download
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: free with LIMRA.com registration
    userMultiplied: false
  elements:
  - name: LDEx Standards Packages
  - name: XML and JSON Implementation Models
  - name: OpenAPI 3.1 Endpoint Definitions
  - name: Companion Guides and Coding Supplements
  - name: Community Forum Support
- id: limra-membership
  name: LIMRA Membership
  type: enterprise
  description: >-
    Organizational membership for life insurance and financial services
    companies. Grants access to member-gated research, sales and market data,
    benchmarking, experience studies, Compass programs, publications, and
    webinars via the LIMRA.com portal, plus member rates on assessment tools,
    conferences, consortium and custom research, and professional development.
    Annual dues are set each year by the Board of Directors; a US$300
    application fee applies to new LIMRA or LIMRA-and-LOMA applications.
  entries:
  - label: Annual Membership Dues
    name: membership_dues
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: annual dues set by the Board of Directors (contact LIMRA member services)
    userMultiplied: false
  - label: Application Fee
    name: application_fee
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: US$300 one-time application fee
    userMultiplied: false
  elements:
  - name: Member-Gated Research and Studies
  - name: Benchmarking and Experience Studies
  - name: Sales and Market Data
  - name: Member Rates on Conferences and Programs
  - name: LIMRA.com Portal Access
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com