name: LiqPay FinOps
description: LiqPay transaction pricing is usage-based with no monthly or setup fees. Fees are charged as a percentage of each transaction amount. Domestic Ukrainian card transactions carry a 0.6% merchant fee; international cards may reach up to 2%. High-volume merchants can negotiate reduced rates with PrivatBank. Settlements to merchant accounts occur instantly (same-bank) or within one to three business days (inter-bank).
url: https://www.liqpay.ua/en/developers
finops:

  - name: Domestic Card Transaction Fee
    description: Per-transaction fee for payments made with Mastercard or Visa cards issued by Ukrainian banks.
    type: Transaction Fee
    model: Percentage
    rate: "0.6%"
    currency: UAH
    notes: Applies to PrivatBank and other Ukrainian-issued Mastercard/Visa cards

  - name: International Card Transaction Fee
    description: Per-transaction fee for payments made with internationally-issued Mastercard or Visa cards.
    type: Transaction Fee
    model: Percentage
    rate: "Up to 2%"
    currency: USD/EUR/UAH
    notes: Exact rate depends on card BIN country and merchant agreement

  - name: Monthly Fee
    description: LiqPay does not charge a monthly platform or subscription fee.
    type: Monthly Fee
    model: Fixed
    rate: "0"
    notes: No monthly fee for standard merchant accounts

  - name: Setup Fee
    description: LiqPay does not charge a setup or onboarding fee for new merchant accounts.
    type: Setup Fee
    model: Fixed
    rate: "0"
    notes: Self-service registration at liqpay.ua

  - name: High-Volume Discount
    description: Merchants with large monthly transaction volumes may qualify for negotiated fee reductions. Contact LiqPay/PrivatBank sales to discuss.
    type: Volume Discount
    model: Negotiated
    rate: Contact LiqPay
    contact:
      - FN: LiqPay Support
        email: liqpay.support@privatbank.ua
        url: https://www.liqpay.ua/en/support

  - name: Settlement — Same-Bank
    description: Funds from transactions settled between PrivatBank accounts are transferred to the merchant account instantly, around the clock.
    type: Settlement
    timing: Instant (24/7)

  - name: Settlement — Inter-Bank
    description: Funds from transactions involving non-PrivatBank cards or accounts are transferred within one business day, though some settlements may take up to three business days.
    type: Settlement
    timing: 1–3 business days