{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/ach-action",
  "title": "ACH Action",
  "oneOf": [
    {
      "title": "Approve Action (ACH)",
      "type": "object",
      "properties": {
        "type": {
          "type": "string",
          "enum": [
            "APPROVE"
          ],
          "description": "Approve the ACH transaction"
        }
      },
      "required": [
        "type"
      ]
    },
    {
      "title": "Return Action",
      "type": "object",
      "properties": {
        "type": {
          "type": "string",
          "enum": [
            "RETURN"
          ],
          "description": "Return the ACH transaction"
        },
        "code": {
          "type": "string",
          "description": "NACHA return code to use when returning the transaction. Note that the list of available return codes is subject to an allowlist configured at the program level",
          "enum": [
            "R01",
            "R02",
            "R03",
            "R04",
            "R05",
            "R06",
            "R07",
            "R08",
            "R09",
            "R10",
            "R11",
            "R12",
            "R13",
            "R14",
            "R15",
            "R16",
            "R17",
            "R18",
            "R19",
            "R20",
            "R21",
            "R22",
            "R23",
            "R24",
            "R25",
            "R26",
            "R27",
            "R28",
            "R29",
            "R30",
            "R31",
            "R32",
            "R33",
            "R34",
            "R35",
            "R36",
            "R37",
            "R38",
            "R39",
            "R40",
            "R41",
            "R42",
            "R43",
            "R44",
            "R45",
            "R46",
            "R47",
            "R50",
            "R51",
            "R52",
            "R53",
            "R61",
            "R62",
            "R67",
            "R68",
            "R69",
            "R70",
            "R71",
            "R72",
            "R73",
            "R74",
            "R75",
            "R76",
            "R77",
            "R80",
            "R81",
            "R82",
            "R83",
            "R84",
            "R85"
          ]
        }
      },
      "required": [
        "type",
        "code"
      ]
    }
  ]
}