{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/bank_account_api_response_unlinked",
  "title": "Bank Account Api Response",
  "type": "object",
  "properties": {
    "token": {
      "description": "A globally unique identifier for this record of an external bank account association. If a program links an external bank account to more than one end-user or to both the program and the end-user, then Lithic will return each record of the association",
      "type": "string",
      "format": "uuid"
    },
    "owner": {
      "description": "Legal Name of the business or individual who owns the external account. This will appear in statements",
      "type": "string"
    },
    "routing_number": {
      "description": "Routing Number",
      "type": "string"
    },
    "last_four": {
      "description": "The last 4 digits of the bank account. Derived by Lithic from the account number passed",
      "type": "string"
    },
    "name": {
      "description": "The nickname for this External Bank Account",
      "type": [
        "string",
        "null"
      ]
    },
    "currency": {
      "description": "currency of the external account 3-character alphabetic ISO 4217 code",
      "type": "string"
    },
    "country": {
      "description": "The country that the bank account is located in using ISO 3166-1. We will only accept USA bank accounts e.g., USA",
      "type": "string"
    },
    "account_token": {
      "description": "Indicates which Lithic account the external account is associated with. For external accounts that are associated with the program, account_token field returned will be null",
      "type": [
        "string",
        "null"
      ],
      "format": "uuid"
    },
    "created": {
      "description": "An ISO 8601 string representing when this funding source was added to the Lithic account.",
      "type": "string",
      "format": "date-time"
    },
    "company_id": {
      "description": "Optional field that helps identify bank accounts in receipts",
      "type": [
        "string",
        "null"
      ]
    },
    "dob": {
      "description": "Date of Birth of the Individual that owns the external bank account",
      "title": "Date of Birth",
      "type": [
        "string",
        "null"
      ],
      "format": "date"
    },
    "doing_business_as": {
      "description": "Doing Business As",
      "type": [
        "string",
        "null"
      ]
    },
    "user_defined_id": {
      "description": "User Defined ID",
      "title": "User Defined ID",
      "type": [
        "string",
        "null"
      ]
    },
    "verification_failed_reason": {
      "description": "Optional free text description of the reason for the failed verification. For ACH micro-deposits returned, this field will display the reason return code sent by the ACH network",
      "type": [
        "string",
        "null"
      ]
    },
    "verification_attempts": {
      "description": "The number of attempts at verification",
      "type": "integer"
    },
    "financial_account_token": {
      "description": "The financial account token of the operating account to fund the micro deposits",
      "type": [
        "string",
        "null"
      ],
      "format": "uuid"
    },
    "type": {
      "description": "Account Type",
      "$ref": "#/components/schemas/account_type"
    },
    "verification_method": {
      "title": "Verification Method",
      "description": "Verification Method",
      "type": "string",
      "enum": [
        "MANUAL",
        "MICRO_DEPOSIT",
        "PLAID",
        "PRENOTE"
      ]
    },
    "owner_type": {
      "title": "Owner Type",
      "description": "Owner Type",
      "type": "string",
      "enum": [
        "BUSINESS",
        "INDIVIDUAL"
      ]
    },
    "state": {
      "description": "Account State",
      "$ref": "#/components/schemas/account_state",
      "x-stainless-naming": {
        "java": {
          "type_name": "State"
        }
      }
    },
    "verification_state": {
      "description": "Verification State",
      "$ref": "#/components/schemas/verification_state"
    },
    "address": {
      "description": "Address",
      "oneOf": [
        {
          "type": "null"
        },
        {
          "$ref": "#/components/schemas/external_bank_account_address"
        }
      ]
    }
  },
  "required": [
    "token",
    "type",
    "verification_method",
    "owner_type",
    "owner",
    "state",
    "verification_state",
    "routing_number",
    "last_four",
    "currency",
    "country",
    "created",
    "verification_attempts"
  ]
}