{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/merchant",
  "title": "Merchant",
  "type": "object",
  "properties": {
    "acceptor_id": {
      "description": "Unique alphanumeric identifier for the payment card acceptor (merchant).",
      "example": "333301802529120",
      "type": "string"
    },
    "acquiring_institution_id": {
      "description": "Unique numeric identifier of the acquiring institution.",
      "example": "191231",
      "type": "string"
    },
    "city": {
      "description": "City of card acceptor. Note that in many cases, particularly in card-not-present transactions, merchants may send through a phone number or URL in this field.",
      "example": "NEW YORK",
      "type": "string"
    },
    "country": {
      "description": "Country or entity of card acceptor. Possible values are: (1) all ISO 3166-1 alpha-3 country codes, (2) QZZ for Kosovo, and (3) ANT for Netherlands Antilles.",
      "example": "USA",
      "type": "string"
    },
    "descriptor": {
      "description": "Short description of card acceptor.",
      "example": "COFFEE SHOP",
      "type": "string"
    },
    "mcc": {
      "description": "Merchant category code (MCC). A four-digit number listed in ISO 18245. An MCC is used to classify a business by the types of goods or services it provides.",
      "example": "5812",
      "type": "string"
    },
    "state": {
      "description": "Geographic state of card acceptor.",
      "example": "NY",
      "type": "string"
    }
  },
  "required": [
    "acceptor_id",
    "acquiring_institution_id",
    "city",
    "country",
    "descriptor",
    "mcc",
    "state"
  ]
}