aid: lloyds-banking-group url: https://raw.githubusercontent.com/api-evangelist/lloyds-banking-group/refs/heads/main/apis.yml name: Lloyds Banking Group kind: company description: Lloyds Banking Group plc is the United Kingdom's largest retail and commercial banking group, serving personal, business, and corporate customers through the Lloyds Bank, Halifax, Bank of Scotland, MBNA, and Scottish Widows brands. Formed in 2009 through the acquisition of HBOS by Lloyds TSB, it is a publicly listed company on the London Stock Exchange (LLOY) and a FTSE 100 constituent - not a mutual or building society. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. As one of the nine CMA-mandated banks (CMA9), Lloyds operates a public developer platform at developer.lloydsbanking.com that publishes UK Open Banking (OBIE / PSD2) APIs - unauthenticated Open Data reference APIs for ATMs, branches, and product information, plus the FAPI-secured Read/Write family - Account and Transaction Information (AIS), Payment Initiation (PIS), Confirmation of Funds (CBPII), Variable Recurring Payments (VRP), and Event Notifications - conformant to the Open Banking Implementation Entity (OBIE) Read/Write API Standard, secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication using OBIE/eIDAS certificates. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Open Banking - PSD2 - OBIE - CMA9 - United Kingdom - Payments - Account Information - Open Data - FAPI created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: lloyds-banking-group:open-data-api name: Lloyds Banking Group Open Data API description: Public, unauthenticated UK Open Banking Open Data API exposing reference data - ATMs, branches, personal current accounts, business current accounts, unsecured SME loans, and commercial credit cards - conformant to the OBIE Open Data standard. Confirmed live for the Lloyds Bank brand host on 2026-07-23 (HTTP 200), with equivalent hosts for the Halifax and Bank of Scotland brands. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_lloyds baseURL: https://api.lloydsbank.com/open-banking/v2.2 tags: - Open Data - ATMs - Branches - Products properties: - type: OpenAPI url: openapi/obie-opendata-swagger.json - type: Overlay url: overlays/lloyds-banking-group-opendata-overlay.yaml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_lloyds - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - aid: lloyds-banking-group:account-information-api name: Lloyds Banking Group Account and Transaction Information API description: OBIE Read/Write Account and Transaction Information (AIS) API for accessing account, balance, transaction, beneficiary, standing order, direct debit, and statement data with customer consent. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding and Open Banking directory registration. Spec provenance is the shared OBIE Read/Write standard, not a Lloyds-proprietary contract. humanURL: https://developer.lloydsbanking.com/prod01/lbg/products baseURL: https://api.lloydsbank.com/open-banking/v3.1 tags: - Account Information - AIS - Open Banking properties: - type: OpenAPI url: openapi/obie-account-info-openapi.yaml - type: Overlay url: overlays/lloyds-banking-group-account-info-overlay.yaml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - aid: lloyds-banking-group:payment-initiation-api name: Lloyds Banking Group Payment Initiation API description: OBIE Read/Write Payment Initiation (PIS) API for initiating domestic, scheduled, standing-order, international, and business bulk/batch payments with customer authorisation. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding and Open Banking directory registration. Spec provenance is the shared OBIE Read/Write standard, not a Lloyds-proprietary contract. humanURL: https://developer.lloydsbanking.com/prod01/lbg/products baseURL: https://api.lloydsbank.com/open-banking/v3.1 tags: - Payment Initiation - PIS - Payments properties: - type: OpenAPI url: openapi/obie-payment-initiation-openapi.yaml - type: Overlay url: overlays/lloyds-banking-group-payment-initiation-overlay.yaml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - aid: lloyds-banking-group:confirmation-of-funds-api name: Lloyds Banking Group Confirmation of Funds API description: OBIE Read/Write Confirmation of Funds (CBPII) API allowing an authorised card-based payment instrument issuer to check whether funds are available on a customer account. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding and Open Banking directory registration. Spec provenance is the shared OBIE Read/Write standard, not a Lloyds-proprietary contract. humanURL: https://developer.lloydsbanking.com/prod01/lbg/products baseURL: https://api.lloydsbank.com/open-banking/v3.1 tags: - Confirmation of Funds - CBPII - Open Banking properties: - type: OpenAPI url: openapi/obie-confirmation-funds-openapi.yaml - type: Overlay url: overlays/lloyds-banking-group-confirmation-funds-overlay.yaml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - aid: lloyds-banking-group:variable-recurring-payments-api name: Lloyds Banking Group Variable Recurring Payments API description: OBIE Variable Recurring Payments (VRP) profile API enabling consent-based recurring payments under a customer-agreed mandate, including sweeping between a customer's own accounts. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer-portal onboarding. Spec provenance is the shared OBIE VRP standard, not a Lloyds-proprietary contract. humanURL: https://developer.lloydsbanking.com/prod01/lbg/products baseURL: https://api.lloydsbank.com/open-banking/v3.1 tags: - Variable Recurring Payments - VRP - Payments properties: - type: OpenAPI url: openapi/obie-vrp-openapi.yaml - type: Overlay url: overlays/lloyds-banking-group-vrp-overlay.yaml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - aid: lloyds-banking-group:event-notifications-api name: Lloyds Banking Group Event Notifications API description: OBIE Event Notifications API delivering aggregated and real-time event signals (e.g. consent revocation, resource-update notifications) to registered TPPs. FAPI-secured; requires developer-portal onboarding. Documented as a product on the Lloyds Banking Group developer portal. humanURL: https://developer.lloydsbanking.com/prod01/lbg/products baseURL: https://api.lloydsbank.com/open-banking/v3.1 tags: - Event Notifications - Events - Open Banking properties: - type: Webhooks url: asyncapi/lloyds-banking-group-event-notifications-webhooks.yml - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products common: - type: DomainSecurity url: security/lloyds-banking-group-domain-security.yml - type: AgenticAccess url: agentic-access/lloyds-banking-group-agentic-access.yml - type: OAuthScopes url: scopes/lloyds-banking-group-scopes.yml - type: Authentication url: authentication/lloyds-banking-group-authentication.yml - type: Conventions url: conventions/lloyds-banking-group-conventions.yml - type: Idempotency url: conventions/lloyds-banking-group-conventions.yml - type: ErrorCatalog url: errors/lloyds-banking-group-problem-types.yml - type: Conformance url: conformance/lloyds-banking-group-conformance.yml - type: Lifecycle url: lifecycle/lloyds-banking-group-lifecycle.yml - type: DataModel url: data-model/lloyds-banking-group-data-model.yml - type: LLMsTxt url: llms/lloyds-banking-group-llms.txt - type: AgentSkill url: skills/_index.yml - type: Website url: https://www.lloydsbankinggroup.com/ - type: DeveloperPortal url: https://developer.lloydsbanking.com/prod01/lbg/home - type: GettingStarted url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/products - type: APIReference url: https://developer.lloydsbanking.com/prod01/lbg/products - type: GitHubOrganization url: https://github.com/LloydsBanking - type: LinkedIn url: https://www.linkedin.com/company/lloyds-banking-group - type: Blog url: https://www.lloydsbankinggroup.com/insights.html - type: Support url: https://developer.lloydsbanking.com/prod01/lbg/support - type: PrivacyPolicy url: https://www.lloydsbankinggroup.com/privacy.html maintainers: - FN: Kin Lane email: kin@apievangelist.com