generated: '2026-07-23'
method: derived
source: >-
  Derived from OpenAPI paths, $ref links, and id-reference fields across the OBIE
  Read/Write specs (Account Information 4.0.1, Payment Initiation 4.0.1, VRP 4.0.1,
  Confirmation of Funds 4.0.1).
entities:
  - name: AccountAccessConsent
    id_field: ConsentId
    domain: account-information
    description: PSU authorisation granting a TPP read access to a set of accounts and permissions.
  - name: Account
    id_field: AccountId
    domain: account-information
    description: A PSU bank account exposed under an authorised account-access consent.
  - name: Balance
    domain: account-information
    description: Balance snapshot(s) for an account.
  - name: Transaction
    domain: account-information
    description: A posted or booked transaction on an account.
  - name: Beneficiary
    domain: account-information
  - name: StandingOrder
    domain: account-information
  - name: DirectDebit
    domain: account-information
  - name: ScheduledPayment
    domain: account-information
  - name: Statement
    id_field: StatementId
    domain: account-information
  - name: Party
    domain: account-information
    description: Account holder / party details.
  - name: DomesticPaymentConsent
    id_field: ConsentId
    domain: payment-initiation
  - name: DomesticPayment
    id_field: DomesticPaymentId
    domain: payment-initiation
  - name: InternationalPaymentConsent
    id_field: ConsentId
    domain: payment-initiation
  - name: InternationalPayment
    id_field: InternationalPaymentId
    domain: payment-initiation
  - name: FilePaymentConsent
    id_field: ConsentId
    domain: payment-initiation
  - name: FilePayment
    id_field: FilePaymentId
    domain: payment-initiation
  - name: DomesticVRPConsent
    id_field: ConsentId
    domain: variable-recurring-payments
  - name: DomesticVRP
    id_field: DomesticVRPId
    domain: variable-recurring-payments
  - name: FundsConfirmationConsent
    id_field: ConsentId
    domain: confirmation-of-funds
  - name: FundsConfirmation
    domain: confirmation-of-funds
relationships:
  - from: Account
    to: AccountAccessConsent
    type: belongs_to
    via: ConsentId
  - from: Balance
    to: Account
    type: belongs_to
    via: AccountId
  - from: Transaction
    to: Account
    type: belongs_to
    via: AccountId
  - from: Beneficiary
    to: Account
    type: belongs_to
    via: AccountId
  - from: StandingOrder
    to: Account
    type: belongs_to
    via: AccountId
  - from: DirectDebit
    to: Account
    type: belongs_to
    via: AccountId
  - from: Statement
    to: Account
    type: belongs_to
    via: AccountId
  - from: DomesticPayment
    to: DomesticPaymentConsent
    type: belongs_to
    via: ConsentId
  - from: InternationalPayment
    to: InternationalPaymentConsent
    type: belongs_to
    via: ConsentId
  - from: FilePayment
    to: FilePaymentConsent
    type: belongs_to
    via: ConsentId
  - from: DomesticVRP
    to: DomesticVRPConsent
    type: belongs_to
    via: ConsentId
  - from: FundsConfirmation
    to: FundsConfirmationConsent
    type: belongs_to
    via: ConsentId
notes: >-
  Every resource in the OBIE model is anchored to a consent (ConsentId) authorised
  by the PSU via SCA. Account-scoped resources reference AccountId; payment resources
  reference their consent. Id-prefix conventions are ASPSP-assigned opaque strings.