slug: lorum
provider: Lorum
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: Payments
  spec_file: lorum-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.85
  evidence: POST /v1/accounts/{account_id}/payments  create_customer_payment  Create outbound payment
    for a customer; schemas BeneficiaryBank, BicCode, WireBankDetails, PurposeCode
  reason: Captures and authorises outbound payment instructions with beneficiary bank, BIC, wire details
    and fee estimation — clearly payment initiation within Payments & Card Management.
- tag: Internal Transfers
  spec_file: lorum-internal-transfers-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.72
  evidence: POST /v1/internal-transfers  create_internal_transfer  Move funds between two accounts with
    the same currency
  reason: Initiates a book transfer of funds between accounts — payment instruction capture and execution
    on the platform's own ledger. L2 payment initiation is the closest fit, though it is a book transfer
    rather than an external rail.
- tag: Accounts
  spec_file: lorum-accounts-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.7
  evidence: POST /v1/customers/{customer_id}/accounts  create_customer_account  Create account ... GET
    /v1/accounts/{account_id}/history  get_account_history  Get an account's balance history
  reason: Full lifecycle of multi-currency customer deposit accounts (create, update, balance history,
    confirmation letter, schemas Account, AccountStatus, WireBankDetails) — demand/segregated account
    management; sub-capability choice between account management and lifecycle operations is somewhat
    open.
- tag: Customers
  spec_file: lorum-customers-api-openapi.yml
  capability_id: BC-1300.10
  capability_id_l1: BC-1300
  capability_name: Customer Onboarding Management
  confidence: 0.7
  evidence: POST /v1/customers/{customer_id}/onboarding/{currency}  onboard_customer  Onboard a customer
    for a specific currency ... POST /v1/customers/{customer_id}/documents  link_document  Submit a document
  reason: Registers individual and business customers, captures shareholders/UBOs, submits documents and
    tracks onboarding ApprovalStatus/RejectionReason — banking customer onboarding with an evident KYC/CDD
    overlap, hence moderate confidence on the sub-capability.