aid: macquarie-bank
url: https://raw.githubusercontent.com/api-evangelist/macquarie-bank/refs/heads/main/apis.yml
name: Macquarie Bank
kind: company
description: Macquarie Bank Limited is an Australian authorised deposit-taking institution
  (ADI) and the retail and business banking arm of Macquarie Group Limited, the ASX-listed
  (ASX:MQG) global financial services group headquartered in Sydney. It is not a mutual
  or customer-owned bank; it is a wholly-owned, shareholder-owned subsidiary of a publicly
  listed parent. Its digital bank offers transaction and savings accounts, home loans,
  credit and charge cards, term deposits, overdrafts and business lending. As a designated
  data holder under Australia's Consumer Data Right (CDR / Open Banking), Macquarie
  Bank exposes a public, unauthenticated Product Reference Data (PRD) API conforming
  to the Consumer Data Standards (CDS), alongside accredited-data-recipient data sharing
  and a registered developer portal that documents its DEFT payments platform.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
- Payments
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: macquarie-bank:macquarie-bank-cdr-product-reference-data-api
  name: Macquarie Bank CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking Products
  - Public
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  properties:
  - url: https://www.macquarie.com.au/digital-banking/open-banking.html
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Right Product Reference Data API.
    Get Products (GET /banking/products) and Get Product Detail (GET /banking/products/{productId})
    return Macquarie Bank Limited's publicly offered banking products - transaction
    and savings accounts, residential mortgages, credit and charge cards, term deposits,
    overdrafts, business loans and regulated trust accounts - conforming to the DSB
    Consumer Data Standards. Confirmed live returning HTTP 200 with an x-v response
    header and a data.products array (21 products at time of review).
- aid: macquarie-bank:macquarie-bank-cdr-discovery-status-api
  name: Macquarie Bank CDR Discovery Status API
  tags:
  - CDR
  - Open Banking
  - Discovery
  - Status
  - Public
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/discovery
  properties:
  - url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Standards discovery endpoints
    (GET /discovery/status and GET /discovery/outages) that publish the availability
    and planned outages of Macquarie Bank's CDR data holder implementation. GET /discovery/status
    confirmed live returning HTTP 200.
- aid: macquarie-bank:macquarie-bank-cdr-accounts-balances-api
  name: Macquarie Bank CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Accounts
  - Balances
  - Data Sharing
  - Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking/accounts
  properties:
  - url: https://www.macquarie.com.au/digital-banking/open-banking.html
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised CDR account information sharing per the DSB Consumer
    Data Standards CDR Banking API - Get Accounts (GET /banking/accounts), Get Bulk
    Balances (GET /banking/accounts/balances), Get Account Balance (GET /banking/accounts/{accountId}/balance)
    and Get Account Detail (GET /banking/accounts/{accountId}). NOT publicly callable -
    access requires Accredited Data Recipient (ADR) status and explicit consumer consent,
    secured with the CDR OAuth2 / OpenID Connect (FAPI 1.0 Advanced) security profile
    over MTLS-bound tokens. The listed OpenAPI is the shared DSB standard, not a Macquarie-proprietary
    contract.
- aid: macquarie-bank:macquarie-bank-cdr-transactions-api
  name: Macquarie Bank CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Transactions
  - Data Sharing
  - Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  properties:
  - url: https://www.macquarie.com.au/digital-banking/open-banking.html
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised CDR transaction data sharing per the DSB Consumer
    Data Standards - Get Transactions For Account (GET /banking/accounts/{accountId}/transactions)
    and Get Transaction Detail (GET /banking/accounts/{accountId}/transactions/{transactionId}),
    supporting date, amount and text filters. NOT publicly callable - requires ADR accreditation
    and consumer consent under the CDR OAuth2 / OpenID Connect (FAPI) profile over MTLS.
    The listed OpenAPI is the shared DSB standard, not a Macquarie-proprietary contract.
- aid: macquarie-bank:macquarie-bank-cdr-direct-debits-scheduled-payments-api
  name: Macquarie Bank CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Direct Debits
  - Scheduled Payments
  - Data Sharing
  - Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  properties:
  - url: https://www.macquarie.com.au/digital-banking/open-banking.html
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised CDR sharing of authorised direct debits and scheduled/recurring
    payments per the DSB Consumer Data Standards - Get Direct Debits For Account, Get
    Bulk Direct Debits, Get Scheduled Payments For Account, Get Scheduled Payments Bulk
    (GET /banking/accounts/{accountId}/direct-debits, /banking/accounts/direct-debits,
    /banking/accounts/{accountId}/payments/scheduled, /banking/payments/scheduled).
    NOT publicly callable - requires ADR accreditation and consumer consent under the
    CDR OAuth2 / OpenID Connect (FAPI) profile over MTLS. The listed OpenAPI is the
    shared DSB standard, not a Macquarie-proprietary contract.
- aid: macquarie-bank:macquarie-bank-cdr-payees-api
  name: Macquarie Bank CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Payees
  - Data Sharing
  - Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking/payees
  properties:
  - url: https://www.macquarie.com.au/digital-banking/open-banking.html
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
    type: APIReference
  - url: openapi/macquarie-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised CDR sharing of a customer's saved payees per the
    DSB Consumer Data Standards - Get Payees (GET /banking/payees) and Get Payee Detail
    (GET /banking/payees/{payeeId}), covering domestic, international and BILLER payee
    types. NOT publicly callable - requires Accredited Data Recipient status and consumer
    consent under the CDR OAuth2 / OpenID Connect (FAPI) profile over MTLS. The listed
    OpenAPI is the shared DSB standard, not a Macquarie-proprietary contract.
- aid: macquarie-bank:macquarie-connectivity-data-api
  name: Macquarie Connectivity & Data API
  tags:
  - Payments
  - Accounts
  - Business Banking
  - Developer Portal
  - Connectivity
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.macquariebank.io/devportal/
  properties:
  - url: https://developer.macquariebank.io/devportal/
    type: DeveloperPortal
  - url: https://www.macquarie.com.au/help/business/manage-your-accounts/connectivity-services-and-open-banking/macquarie-connectivity-solutions.html
    type: Documentation
  description: Macquarie's connectivity / data APIs for business, documented through
    the registered Macquarie developer portal, let approved businesses and software
    partners automate account information retrieval and payment operations (balances,
    transaction history, payment automation) as an alternative to file-based banking.
    Partner-gated - access, credentials and the OpenAPI/Swagger reference are only
    available after registration and approval through the developer portal (the portal
    is edge-protected and returns HTTP 403 to unauthenticated requests); no public,
    downloadable spec is published, so none is fabricated here.
- aid: macquarie-bank:macquarie-deft-payments-api
  name: Macquarie DEFT Payments API
  tags:
  - Payments
  - Direct Debit
  - Developer Portal
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.macquariebank.io/devportal/
  properties:
  - url: https://developer.macquariebank.io/devportal/
    type: DeveloperPortal
  - url: https://www.macquarie.com.au/help/business/deft.html
    type: Documentation
  description: Macquarie's DEFT payments platform, surfaced through the registered
    Macquarie developer portal, lets businesses build branded payment experiences
    with tokenised credit card, bank account and direct debit APIs, payment schedules
    and one-off payments. Documentation and access require registration through the
    developer portal (no unauthenticated public base URL is published).
common:
- type: DomainSecurity
  url: security/macquarie-bank-domain-security.yml
- type: AgenticAccess
  url: agentic-access/macquarie-bank-agentic-access.yml
- type: Authentication
  url: authentication/macquarie-bank-authentication.yml
- type: OAuthScopes
  url: scopes/macquarie-bank-scopes.yml
- type: Conformance
  url: conformance/macquarie-bank-conformance.yml
- type: ErrorCatalog
  url: errors/macquarie-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/macquarie-bank-lifecycle.yml
- type: StatusPage
  url: https://api.macquariebank.io/cds-au/v1/discovery/status
- type: Deprecation
  url: lifecycle/macquarie-bank-lifecycle.yml
- type: Conventions
  url: conventions/macquarie-bank-conventions.yml
- type: DataModel
  url: data-model/macquarie-bank-data-model.yml
- type: MCPServer
  url: mcp/macquarie-bank-mcp.yml
- type: Overlay
  url: overlays/macquarie-bank-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/macquarie-bank-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Sandbox
  url: sandbox/macquarie-bank-sandbox.yml
- type: Website
  url: https://www.macquarie.com.au/
- type: DeveloperPortal
  url: https://developer.macquariebank.io/devportal/
- type: Documentation
  url: https://www.macquarie.com.au/digital-banking/open-banking.html
- type: LinkedIn
  url: https://www.linkedin.com/company/macquarie-group/
- type: CDRRegister
  url: https://www.cdr.gov.au/find-a-provider
- type: Support
  url: https://www.macquarie.com.au/help.html
- type: PrivacyPolicy
  url: https://www.macquarie.com.au/privacy-and-security.html
- type: TermsOfService
  url: https://www.macquarie.com.au/terms-and-conditions.html
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api
- type: VulnerabilityDisclosure
  url: security/macquarie-bank-vulnerability-disclosure.yml
- type: Security
  url: https://www.macquarie.com/us/en/disclosures/cybersecurity.html
- type: Compliance
  url: https://www.macquarie.com/us/en/disclosures/cybersecurity.html
- type: SignUp
  url: https://developer.macquariebank.io/devportal/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com