generated: '2026-07-20'
method: derived
source: openapi/macquarie-bank-cds-banking-products-openapi.yml
note: |
  Entity-relationship graph derived from the DSB Consumer Data Standards CDR
  Banking API schemas and id-reference fields. The public surface exposes Product;
  the consumer-authorised data-sharing surface exposes Account and its children.
entities:
- name: BankingProduct
  key: productId
  public: true
  description: A publicly offered banking product (Get Products / Get Product Detail).
  detail_schema: ResponseBankingProductByIdV5
- name: BankingAccount
  key: accountId
  description: A consumer's account (requires consent).
- name: BankingBalance
  key: accountId
  description: Current/available balance for an account.
- name: BankingTransaction
  key: transactionId
  description: A transaction on an account.
- name: BankingDirectDebit
  key: accountId
  description: A direct-debit authorisation on an account.
- name: BankingScheduledPayment
  key: scheduledPaymentId
  description: A scheduled/recurring payment from an account.
- name: BankingPayee
  key: payeeId
  description: A saved payee.
relationships:
- from: BankingAccount
  to: BankingBalance
  type: has_one
  via: accountId
- from: BankingAccount
  to: BankingTransaction
  type: has_many
  via: accountId
- from: BankingAccount
  to: BankingDirectDebit
  type: has_many
  via: accountId
- from: BankingAccount
  to: BankingScheduledPayment
  type: has_many
  via: accountId
- from: BankingScheduledPayment
  to: BankingPayee
  type: belongs_to
  via: payeeReference
- from: BankingAccount
  to: BankingProduct
  type: belongs_to
  via: productCategory