generated: '2026-07-20'
method: searched
source: |
  DSB Consumer Data Standards (versioning model) + harvested OpenAPI (per-operation
  x-version) + Macquarie DEFT card-payments retirement notice + live discovery
  status endpoint.
versioning:
  scheme: header
  header: x-v
  negotiation: |
    CDS per-endpoint version negotiation. Clients send x-v with the requested
    integer version; responses echo x-v and advertise x-min-v/x-max-v. Confirmed
    live: Get Products responds x-v:3; discovery status responds x-v:1.
  docs: https://consumerdatastandardsaustralia.github.io/standards/#versioning
  current_versions:
    getBankingProducts: '5'
    getBankingProductDetail: '6'
    discoveryStatus: '1'
deprecation:
  policy: |
    CDS retires endpoint versions as obsolete; the OpenAPI links obsolete versions
    per operation (Get Products v1-v4, Get Product Detail v1-v6). Consumers migrate
    by raising the x-v version they request.
  sunsets:
  - product: DEFT card payments
    date: '2026-10-01'
    note: Macquarie has announced that DEFT card payments cease from 1 October 2026.
status_page:
  url: https://api.macquariebank.io/cds-au/v1/discovery/status
  type: cds-discovery-status
  note: Machine-readable CDS availability endpoint (GET /discovery/status; live 200,
    status OK). GET /discovery/outages publishes planned outages.
sla:
  note: CDR data holders operate under Consumer Data Standards availability/performance
    NFRs (data holders target high availability with defined planned-outage reporting).