# Macquarie Bank

> Macquarie Bank Limited is an Australian authorised deposit-taking institution (ADI) and the retail/business banking arm of Macquarie Group (ASX:MQG). As a designated Consumer Data Right (CDR / Open Banking) data holder it exposes a public, unauthenticated Product Reference Data (PRD) API and CDS discovery endpoints, plus consent-based CDR banking data sharing and the DEFT payments platform through a registered developer portal. Generated by the API Evangelist enrichment pipeline (2026-07-20).

## APIs

- [Macquarie Bank CDR Product Reference Data API](https://www.macquarie.com.au/digital-banking/open-banking.html): Public, unauthenticated CDS Product Reference Data. Base https://api.macquariebank.io/cds-au/v1/banking. GET /banking/products and /banking/products/{productId}. Requires the x-v version header (confirmed live: HTTP 200, x-v:3, 21 products).
- [Macquarie Bank CDR Discovery Status API](https://www.macquarie.com.au/digital-banking/open-banking.html): Public CDS discovery. GET /discovery/status (live 200, x-v:1) and /discovery/outages.
- [Macquarie Bank CDR Banking Data Sharing API](https://www.macquarie.com.au/digital-banking/open-banking.html): Consent-based accounts/balances/transactions/payees/direct-debits/scheduled-payments. Requires CDR ADR accreditation + FAPI 1.0 Advanced OAuth2/OIDC over MTLS. Not openly callable.
- [Macquarie DEFT Payments API](https://developer.macquariebank.io/devportal/): Tokenised card, bank account and direct-debit payment APIs via the registered developer portal (Macquarie Connect). Card payments cease 1 October 2026.

## Specs

- [CDS Banking API OpenAPI (v1.36.0, shared standard)](openapi/macquarie-bank-cds-banking-products-openapi.yml)
- [OpenAPI Overlay (AE enhancements)](overlays/macquarie-bank-cds-banking-products-overlay.yaml)

## Artifacts

- [Authentication profile](authentication/macquarie-bank-authentication.yml)
- [OAuth / CDR scopes](scopes/macquarie-bank-scopes.yml)
- [Conformance](conformance/macquarie-bank-conformance.yml)
- [Error catalog (CDS error codes)](errors/macquarie-bank-problem-types.yml)
- [Lifecycle & versioning](lifecycle/macquarie-bank-lifecycle.yml)
- [API conventions](conventions/macquarie-bank-conventions.yml)
- [Data model](data-model/macquarie-bank-data-model.yml)
- [MCP candidate tools](mcp/macquarie-bank-mcp.yml)
- [Agent skills](skills/_index.yml)
- [Agentic access contracts](agentic-access/macquarie-bank-agentic-access.yml)
- [Domain security probe](security/macquarie-bank-domain-security.yml)
- [Sandbox](sandbox/macquarie-bank-sandbox.yml)

## Docs

- [Open banking](https://www.macquarie.com.au/digital-banking/open-banking.html)
- [Developer portal (Macquarie Connect)](https://developer.macquariebank.io/devportal/)
- [DEFT](https://www.macquarie.com.au/help/business/deft.html)
- [Consumer Data Standards (AU)](https://consumerdatastandardsaustralia.github.io/standards/)
- [CDR Register / find a provider](https://www.cdr.gov.au/find-a-provider)