openapi: 3.1.0
info:
  title: Majesco Insurance Policy Administration Billing Distribution API
  description: Majesco cloud-based insurance platform API for policy administration, claims management, billing, and distribution. Supports P&C, L&A, and specialty lines with REST interfaces for digital insurance operations.
  version: 1.0.0
  contact:
    name: Majesco Support
    url: https://www.majesco.com/contact/
  license:
    name: Proprietary
    url: https://www.majesco.com/terms
servers:
- url: https://api.majesco.example.com/v1
  description: Majesco API (customer-specific tenant URL)
security:
- OAuth2:
  - read
  - write
tags:
- name: Distribution
  description: Quote and bind operations for distribution channels
paths:
  /quotes:
    post:
      operationId: createQuote
      summary: Generate an insurance quote
      description: Submit applicant and risk data to receive a premium quote with coverage options.
      tags:
      - Distribution
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/QuoteRequest'
      responses:
        '200':
          description: Quote generated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Quote'
        '422':
          description: Underwriting declination or missing required data
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationError'
components:
  schemas:
    Coverage:
      type: object
      properties:
        coverageCode:
          type: string
        coverageDescription:
          type: string
        limit:
          type: number
        deductible:
          type: number
        premium:
          type: number
        status:
          type: string
          enum:
          - active
          - excluded
          - suspended
    QuoteRequest:
      type: object
      required:
      - productType
      - effectiveDate
      - applicant
      properties:
        productType:
          type: string
        effectiveDate:
          type: string
          format: date
        applicant:
          $ref: '#/components/schemas/Policyholder'
        riskData:
          type: object
          additionalProperties: true
          description: Product-specific risk data (vehicle, property, etc.)
        requestedCoverages:
          type: array
          items:
            $ref: '#/components/schemas/CoverageRequest'
    CoverageRequest:
      type: object
      required:
      - coverageCode
      properties:
        coverageCode:
          type: string
        limit:
          type: number
        deductible:
          type: number
    ValidationError:
      type: object
      properties:
        code:
          type: string
        message:
          type: string
        violations:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
    Address:
      type: object
      properties:
        street1:
          type: string
        street2:
          type: string
        city:
          type: string
        state:
          type: string
          description: Two-letter US state code
          pattern: ^[A-Z]{2}$
        postalCode:
          type: string
        country:
          type: string
          default: US
    Policyholder:
      type: object
      required:
      - firstName
      - lastName
      properties:
        id:
          type: string
        firstName:
          type: string
        lastName:
          type: string
        dateOfBirth:
          type: string
          format: date
        email:
          type: string
          format: email
        phone:
          type: string
        address:
          $ref: '#/components/schemas/Address'
    Quote:
      type: object
      properties:
        quoteId:
          type: string
        status:
          type: string
          enum:
          - quoted
          - declined
          - referred
          - expired
        totalPremium:
          type: number
        coverages:
          type: array
          items:
            $ref: '#/components/schemas/Coverage'
        expiresAt:
          type: string
          format: date-time
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://auth.majesco.example.com/oauth2/token
          scopes:
            read: Read access to policies, claims, and billing
            write: Write access for policy and claim operations
externalDocs:
  description: Majesco Developer Portal
  url: https://www.majesco.com/