specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Polygon
providerId: polygon
created: '2026-05-29'
modified: '2026-05-29'
reconciled: true
tags:
  - Fintech
  - Market Data
  - FinOps
  - FOCUS
description: >-
  FinOps view of Polygon (Massive). Subscription-based per asset class with multiple tiers; Business
  contracts add redistribution rights and pass through exchange data fees (OPRA, CME, NYSE TAQ).
  Customers should budget per-asset-class subscriptions, expect a step-function when promoting from
  Developer to Advanced (real-time SIP), and reserve a separate line item for exchange-licensed data
  on Business plans.
sources:
  - https://polygon.io/pricing
  - https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Polygon / Massive
serviceCategory: Fintech
billingModel:
  pricingCategory: Subscription
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
    - Subscription
    - Usage
    - Adjustment
focusColumns:
  ServiceName: Polygon Market Data API
  ServiceCategory: Fintech
  ProviderName: Polygon
  PublisherName: Polygon / Massive
  InvoiceIssuerName: Polygon
  BillingCurrency: USD
  ChargeCategory: Subscription
meters:
  - name: stocks_subscription
    description: Stocks plan monthly subscription (Starter / Developer / Advanced).
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - plan_tier
  - name: options_subscription
    description: Options plan monthly subscription (includes OPRA exchange fee on Business).
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - plan_tier
  - name: indices_subscription
    description: Indices plan monthly subscription.
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - plan_tier
  - name: forex_subscription
    description: Forex plan monthly subscription.
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - plan_tier
  - name: crypto_subscription
    description: Crypto plan monthly subscription.
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - plan_tier
  - name: exchange_passthrough
    description: Exchange data fees (OPRA, CME, NYSE) passed through on Business plans.
    unit: month
    aggregation: sum
    dimensions:
      - api_key
      - exchange_code
principles:
  - name: Visibility
    description: Tag each Polygon API key to a single owning workload to enable accurate allocation.
  - name: Allocation
    description: Allocate subscription cost across consuming products; redistribution requires a Business plan.
  - name: Optimization
    description: Right-size between Starter / Developer / Advanced based on actual rpm and real-time SIP requirements; consolidate API keys per workload.
  - name: Accountability
    description: Assign a billing owner per asset-class subscription; review at renewal and audit unused asset-class subscriptions quarterly.
  - name: Forecasting
    description: Model step-function cost at Developer → Advanced (SIP) and at Business (exchange fees + redistribution).
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com