generated: '2026-08-17'
method: searched
source: https://docs.api.memo.bank/changes
docs: https://docs.api.memo.bank/changes
scheme: dated entries with structural diffs, generated by the Bump.sh documentation platform
current_version: '2.0'
current_version_note: >-
  The documentation labels itself version 2.0 and every shipped path is /v2/. Last documentation update
  recorded by the platform: 2026-07-31.
cadence: irregular - roughly monthly to quarterly, 20 entries between 2023-10-19 and 2026-07-03
machine_readable: >-
  Changes are also reachable programmatically through the documentation-portal MCP server
  (https://docs.api.memo.bank/mcp, tools list_changes and get_change), which is an unusually good
  agent-facing changelog surface. No RSS or JSON feed is published for the changelog itself.
entries:
- date: '2026-07-03'
  title: Add a redirect mode for mandate signature requests and a link to the webapp on transactions
  breaking: true
  highlights:
  - Redirect mode added for mandate signature requests, alongside the existing email mode.
  - A link to the web application added on transactions.
- date: '2026-05-13'
  title: Introduce page tokens
  breaking: false
  kind: modifications
  highlights:
  - Added the page_token query parameter as the cursor-based pagination mechanism.
  - Deprecated the page query parameter. No sunset date was published.
- date: '2026-04-30'
  title: Add new transaction source types and fields
  breaking: false
  kind: modifications
  highlights:
  - Additional TransactionSource enum members and fields.
  - >-
      Permitted inside a version by the published backwards-compatibility policy, which requires clients to
      tolerate new enum values.
- date: '2026-03-18'
  title: Introduce Webhooks management endpoints
  breaking: false
  kind: additions
  highlights:
  - Four new endpoints - listWebhooks, createWebhook, getWebhook, deleteWebhook.
  - >-
      Moved webhook configuration from a manual/support-managed setup into the API itself.
- date: '2025-10-29'
  title: Introduce account assessments
  breaking: false
  kind: additions
  highlights:
  - Two new endpoints - createAccountAssessment, getAccountAssessment.
  - IBAN and account-holder name verification surface.
- date: '2025-08-20'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2025-06-25'
  title: API structure has changed
  breaking: false
  kind: modifications
  highlights:
  - Linked virtual IBANs to their account.
- date: '2025-05-28'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2025-04-16'
  title: Introduce wire transfers
  breaking: false
  kind: additions and modifications
  highlights:
  - Four new wire-transfer endpoints plus twelve modifications.
  - Added the SWIFT/RTGS payment rail to the API.
- date: '2025-01-22'
  title: Sandbox documentation added
  breaking: false
  kind: additions
  highlights:
  - Two sandbox-only endpoints documented - createIncomingCollection, createIncomingTransfer.
- date: '2025-01-08'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2024-08-21'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2024-07-25'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2024-06-13'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2024-05-15'
  title: API structure has changed
  breaking: false
  kind: additions
  highlights:
  - Five mandate signature request endpoints added.
- date: '2024-02-28'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2024-02-07'
  title: API structure has changed
  breaking: true
  highlights:
  - Documented mandatory field requirements.
- date: '2023-12-18'
  title: API structure has changed
  breaking: true
  highlights:
  - Clarified mandatory address fields.
- date: '2023-11-15'
  title: API structure has changed
  breaking: false
  kind: modifications
- date: '2023-10-19'
  title: API structure has changed
  breaking: false
  kind: modifications
  note: Earliest entry published in the changelog.
summary:
  entries_captured: 20
  window: 2023-10-19 to 2026-07-03
  breaking_changes: 3
  additions_releases: 5
  observation: >-
    A genuinely maintained changelog with structural diffs, but 11 of 20 entries are titled only "API
    structure has changed" - the platform's auto-generated default - so a reader must open the diff to learn
    what moved. The five hand-titled entries (wire transfers, account assessments, webhooks management, page
    tokens, mandate redirect mode) trace a clear product expansion from core SEPA payments into SWIFT rails,
    verification and self-service integration management.