generated: '2026-10-12'
method: derived
generator: derive-vocabulary.py
source:
- openapi/memo-bank-account-assessments-api-openapi.yml
- openapi/memo-bank-accounts-api-openapi.yml
- openapi/memo-bank-ais-api-openapi.yml
- openapi/memo-bank-attachments-api-openapi.yml
- openapi/memo-bank-collections-api-openapi.yml
vocabulary:
  name: Memo Bank Domain Vocabulary
  description: 'Terms declared by Memo Bank''s own API contract: its resource groups, objects and enumerations, with the contract''s definitions.
    Derived, not authored.'
  version: '2026-10-12'
  terms:
  - term: Account assessments
    definition: Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them.
    tags:
    - Resource Group
    source: openapi/memo-bank-account-assessments-api-openapi.yml
  - term: Accounts
    definition: 'Accounts are any bank account that your company owns: current account, ring-fenced account, settlement account, specially dedicated
      account, trust account, meal voucher account, booster account, etc. They boil down to a list of transactions and a balance.'
    tags:
    - Resource Group
    source: openapi/memo-bank-accounts-api-openapi.yml
  - term: AIS
    definition: Account Information Service.
    tags:
    - Resource Group
    source: openapi/memo-bank-ais-api-openapi.yml
  - term: Attachments
    definition: Documents attached to transactions.
    tags:
    - Resource Group
    source: openapi/memo-bank-attachments-api-openapi.yml
  - term: Collections
    definition: Collections are SEPA direct debit collections, including SEPA CORE direct debits and SEPA B2B direct debits.
    tags:
    - Resource Group
    source: openapi/memo-bank-collections-api-openapi.yml
  - term: IBANs
    definition: IBANs are identifiers for bank accounts.
    tags:
    - Resource Group
    source: openapi/memo-bank-ibans-api-openapi.yml
  - term: Mandate signature requests
    definition: Mandate signature requests are a way to prepare and send collection mandates for signature. The mandate debtor receives an email
      with a link so they can complete and sign the mandate. Once it has been signed, the resulting mandate becomes immediately available for
      making collections. Dedicated webhook events can be used to track mandate signature requests state changes.
    tags:
    - Resource Group
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml
  - term: OAuth2
    definition: OAuth2 token management endpoints.
    tags:
    - Resource Group
    source: openapi/memo-bank-oauth2-api-openapi.yml
  - term: PIS
    definition: Payment Initiation Service.
    tags:
    - Resource Group
    source: openapi/memo-bank-pis-api-openapi.yml
  - term: Sandbox
    definition: Sandbox only endpoints.
    tags:
    - Resource Group
    source: openapi/memo-bank-sandbox-api-openapi.yml
  - term: Transactions
    definition: Transactions are any debit and credit operations on an account. Note that the status of the transaction indicates whether or not
      it affects the account’s available balance. `debit` transactions impact the balance as soon as they reach the `authorized` state. `credit`
      transactions impact it only when their status turns to `confirmed`.
    tags:
    - Resource Group
    source: openapi/memo-bank-transactions-api-openapi.yml
  - term: Transfers
    definition: Transfers are transfers within the SEPA-zone, including SEPA standard transfers, SEPA instant transfers and Target 2 transfers.
      They can be initiated asynchronously, one by one or in bulk. They have a similar lifecycle compared to transactions but note that there
      are some minor differences for the `canceled` and `failed` states.
    tags:
    - Resource Group
    source: openapi/memo-bank-transfers-api-openapi.yml
  - term: Webhook
    definition: '# Events When something interesting happens on your Memo Bank workspace, such as a new transaction being created, Memo Bank can
      reach out to your application so that you can take action (such as sending an e-mail alert about the transaction to your user) automatically.'
    tags:
    - Resource Group
    source: openapi/memo-bank-webhook-api-openapi.yml
  - term: Webhooks
    definition: Manage webhooks for your application. Webhooks allow you to receive real-time notifications when events occur on your Memo Bank
      workspace. Please refer to the Webhook section for more information.
    tags:
    - Resource Group
    source: openapi/memo-bank-webhooks-api-openapi.yml
  - term: Wire Transfers
    definition: Wire transfers are transfers going through Swift. They allow you to send funds outside the SEPA network and to transfer money
      in foreign currencies. Initiating a wire transfer may require you to upload a supporting document. In such case the transfer will have a
      `pending_attachment_required` status and you'll receive an event `wire_transfer_attachment_required` on your webhook. If no document is
      r
    tags:
    - Resource Group
    source: openapi/memo-bank-wire-transfers-api-openapi.yml
  - term: CreateAccountAssessment
    definition: 'Object declared by the contract with fields: iban, identifications.'
    tags:
    - Object
    source: openapi/memo-bank-account-assessments-api-openapi.yml#/components/schemas/CreateAccountAssessment
  - term: Capability
    definition: 'Object declared by the contract with fields: type, can_debit, can_credit.'
    tags:
    - Object
    source: openapi/memo-bank-account-assessments-api-openapi.yml#/components/schemas/Capability
  - term: AccountAssessmentDiscriminator
    definition: 'Object declared by the contract with fields: id, status, iban.'
    tags:
    - Object
    source: openapi/memo-bank-account-assessments-api-openapi.yml#/components/schemas/AccountAssessmentDiscriminator
  - term: IdentificationMatchDiscriminator
    definition: 'Object declared by the contract with fields: type, identification.'
    tags:
    - Object
    source: openapi/memo-bank-account-assessments-api-openapi.yml#/components/schemas/IdentificationMatchDiscriminator
  - term: IdentificationDiscriminator
    definition: 'Object declared by the contract with fields: value, type.'
    tags:
    - Object
    source: openapi/memo-bank-account-assessments-api-openapi.yml#/components/schemas/IdentificationDiscriminator
  - term: AccountPage
    definition: 'Object declared by the contract with fields: results, has_prev, has_next, next_page_token, prev_page_token.'
    tags:
    - Object
    source: openapi/memo-bank-accounts-api-openapi.yml#/components/schemas/AccountPage
  - term: Account
    definition: 'Object declared by the contract with fields: id, name, status, balance, currency, iban, type, is_main.'
    tags:
    - Object
    source: openapi/memo-bank-accounts-api-openapi.yml#/components/schemas/Account
  - term: AccountDetailsResponse
    definition: 'Object declared by the contract with fields: account.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountDetailsResponse
  - term: AccountBalancesResponse
    definition: 'Object declared by the contract with fields: account, balances.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountBalancesResponse
  - term: Balance
    definition: 'Object declared by the contract with fields: balanceAmount, balanceType, creditLimitIncluded, referenceDate.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/Balance
  - term: Amount
    definition: 'Object declared by the contract with fields: currency, amount.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/Amount
  - term: TransactionExtras
    definition: 'Object declared by the contract with fields: counterpartyAndRemittanceInformationUnstructured.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/TransactionExtras
  - term: CardAccountReport
    definition: 'Object declared by the contract with fields: _links, booked, pending.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountReport
  - term: ReportExchangeRate
    definition: 'Object declared by the contract with fields: sourceCurrency, exchangeRate, unitCurrency, targetCurrency, quotationDate.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/ReportExchangeRate
  - term: AccountDetails
    definition: 'Object declared by the contract with fields: currency, resourceId, iban, name, displayName, product, cashAccountType, status,
      bic, usage, balances, _links. (1 more)'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountDetails
  - term: CardAccountTransactionListResponse
    definition: 'Object declared by the contract with fields: cardAccount, debitAccounting, cardTransactions, balances.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountTransactionListResponse
  - term: CardAccountBalancesResponse
    definition: 'Object declared by the contract with fields: balances, cardAccount, debitAccounting.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountBalancesResponse
  - term: Address
    definition: 'Object declared by the contract with fields: country, streetName, townName, postCode.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/Address
  - term: CardAccountDetails
    definition: 'Object declared by the contract with fields: maskedPan, currency, resourceId, ownerName, name, displayName, product, debitAccounting,
      status, usage, creditLimit, balances. (1 more)'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountDetails
  - term: CardTransaction
    definition: 'Object declared by the contract with fields: transactionAmount, cardTransactionId, transactionDate, bookingDate, valueDate, currencyExchange,
      originalAmount, markupFee, markupFeePercentage, cardAcceptorId, cardAcceptorAddress, merchantCategoryCode. (2 more)'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardTransaction
  - term: LinksAccountDetails
    definition: 'Object declared by the contract with fields: balances, transactions.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/LinksAccountDetails
  - term: AccountReport
    definition: 'Object declared by the contract with fields: _links, booked, pending.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountReport
  - term: HrefType
    definition: 'Object declared by the contract with fields: href.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/HrefType
  - term: LinksCardAccountReport
    definition: 'Object declared by the contract with fields: cardAccount, next, previous.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/LinksCardAccountReport
  - term: TransactionDetailsResponse
    definition: 'Object declared by the contract with fields: transactionsDetails.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/TransactionDetailsResponse
  - term: AccountListResponse
    definition: 'Object declared by the contract with fields: accounts.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountListResponse
  - term: TransactionListResponse
    definition: 'Object declared by the contract with fields: account, balances, transactions.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/TransactionListResponse
  - term: CardAccountDetailsResponse
    definition: 'Object declared by the contract with fields: cardAccount.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountDetailsResponse
  - term: CardAccountListResponse
    definition: 'Object declared by the contract with fields: cardAccounts.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/CardAccountListResponse
  - term: LinksAccountReport
    definition: 'Object declared by the contract with fields: account, next, previous.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/LinksAccountReport
  - term: AccountReference
    definition: 'Object declared by the contract with fields: iban, maskedPan, currency, cashAccountType.'
    tags:
    - Object
    source: openapi/memo-bank-ais-api-openapi.yml#/components/schemas/AccountReference
  - term: AttachmentPage
    definition: 'Object declared by the contract with fields: results, has_prev, has_next, next_page_token, prev_page_token.'
    tags:
    - Object
    source: openapi/memo-bank-attachments-api-openapi.yml#/components/schemas/AttachmentPage
  - term: Attachment
    definition: 'Object declared by the contract with fields: id, transaction_id, filename, size, mime_type, date, is_deleted.'
    tags:
    - Object
    source: openapi/memo-bank-attachments-api-openapi.yml#/components/schemas/Attachment
  - term: CollectionMandateDebtorAddress
    definition: The debtor's address. Mandatory only when the debtor's bank — more specifically, its BIC — is located in a non-EEA SEPA country
      or territory.
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CollectionMandateDebtorAddress
  - term: CollectionMandate
    definition: The SEPA Direct Debit collection mandate used.
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CollectionMandate
  - term: Collection
    definition: 'Object declared by the contract with fields: id, reference, amount, currency, mandate, scheduled_date, local_iban, account_id,
      status, failure_code, message, end_to_end_id. (4 more)'
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/Collection
  - term: CreateBulkCollections
    definition: 'Object declared by the contract with fields: collections.'
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CreateBulkCollections
  - term: BulkCollections
    definition: 'Object declared by the contract with fields: id, collections_total, collections_confirmed, collections_canceled, collections_failed,
      status.'
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/BulkCollections
  - term: CreateCollection
    definition: 'Object declared by the contract with fields: amount, mandate, scheduled_date, local_iban, message, end_to_end_id, internal_note,
      custom_id, custom_metadata.'
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CreateCollection
  - term: CollectionPage
    definition: 'Object declared by the contract with fields: results, has_prev, has_next, next_page_token, prev_page_token.'
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CollectionPage
  - term: CollectionMandateDebtor
    definition: The debtor associated with this mandate.This field is only required in case of a new mandate. If there is an existing mandate
      with this reference and scheme, all information in this field will be ignored except for the debtor IBAN which needs to be the same as the
      one in the existing mandate. Providing a different IBAN will produce a 400 error with the code `outgoing_collection_mandate_iban_mismat
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CollectionMandateDebtor
  - term: CreateCollectionMandate
    definition: The SEPA Direct Debit collection mandate to be used.
    tags:
    - Object
    source: openapi/memo-bank-collections-api-openapi.yml#/components/schemas/CreateCollectionMandate
  - term: Iban
    definition: 'Object declared by the contract with fields: id, account_id, iban, name, status, type, allow_collections, is_deleted.'
    tags:
    - Object
    source: openapi/memo-bank-ibans-api-openapi.yml#/components/schemas/Iban
  - term: IbanPage
    definition: 'Object declared by the contract with fields: results, has_prev, has_next, next_page_token, prev_page_token.'
    tags:
    - Object
    source: openapi/memo-bank-ibans-api-openapi.yml#/components/schemas/IbanPage
  - term: UpdateIban
    definition: 'Object declared by the contract with fields: name, status, allow_collections, account_id.'
    tags:
    - Object
    source: openapi/memo-bank-ibans-api-openapi.yml#/components/schemas/UpdateIban
  - term: CreateIban
    definition: 'Object declared by the contract with fields: account_id, name, allow_collections.'
    tags:
    - Object
    source: openapi/memo-bank-ibans-api-openapi.yml#/components/schemas/CreateIban
  - term: CreateMandateSignatureRequestDebtor
    definition: Debtor data used to prefill the signing form. All fields are optional; the debtor can still edit them before signing.
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/CreateMandateSignatureRequestDebtor
  - term: CreateMandateSignatureRequestDiscriminator
    definition: 'Object declared by the contract with fields: reference, scheme, language, mode, contract_reference, debtor, debtor_email.'
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/CreateMandateSignatureRequestDiscriminator
  - term: CreateMandateSignatureRequestDebtorAddress
    definition: Debtor address used to prefill the signing form. All fields are optional.
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/CreateMandateSignatureRequestDebtorAddress
  - term: MandateSignatureRequestPage
    definition: 'Object declared by the contract with fields: results, has_prev, has_next, next_page_token, prev_page_token.'
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/MandateSignatureRequestPage
  - term: MandateSignatureRequestDiscriminator
    definition: 'Object declared by the contract with fields: reference, id, scheme, language, status, mode, contract_reference, is_deleted, debtor,
      debtor_email.'
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/MandateSignatureRequestDiscriminator
  - term: MandateSignatureRequestDebtor
    definition: Debtor information filled when the request was signed. This is available when the request is completed.
    tags:
    - Object
    source: openapi/memo-bank-mandate-signature-requests-api-openapi.yml#/components/schemas/MandateSignatureRequestDebtor
  - term: CreateOauth2TokenDTODiscriminator
    definition: 'Object declared by the contract with fields: grant_type.'
    tags:
    - Object
    source: openapi/memo-bank-oauth2-api-openapi.yml#/components/schemas/CreateOauth2TokenDTODiscriminator
  - term: OAuth2Token
    definition: 'Object declared by the contract with fields: access_token, token_type, expires_in, refresh_token, scope, connection_id.'
    tags:
    - Object
    source: openapi/memo-bank-oauth2-api-openapi.yml#/components/schemas/OAuth2Token
  - term: LinksPaymentInitiation
    definition: 'Object declared by the contract with fields: self, status.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/LinksPaymentInitiation
  - term: PaymentInitiationCancelResponseMinus202
    definition: 'Object declared by the contract with fields: transactionStatus.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitiationCancelResponseMinus202
  - term: PaymentInitiationJson
    definition: 'Object declared by the contract with fields: debtorAccount, instructedAmount, creditorAccount, creditorName, endToEndIdentification,
      creditorAddress, remittanceInformationUnstructured, requestedExecutionDate.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitiationJson
  - term: PaymentInitationRequestResponseMinus201
    definition: 'Object declared by the contract with fields: transactionStatus, paymentId, _links, psuMessage, tppMessages.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitationRequestResponseMinus201
  - term: BulkPaymentInitiationWithStatusResponse
    definition: 'Object declared by the contract with fields: debtorAccount, payments, requestedExecutionDate, transactionStatus.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/BulkPaymentInitiationWithStatusResponse
  - term: PaymentInitiationBulkElementJson
    definition: 'Object declared by the contract with fields: instructedAmount, creditorAccount, creditorName, endToEndIdentification, creditorAddress,
      remittanceInformationUnstructured.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitiationBulkElementJson
  - term: PaymentInitiationWithStatusResponse
    definition: 'Object declared by the contract with fields: debtorAccount, instructedAmount, creditorAccount, creditorName, endToEndIdentification,
      remittanceInformationUnstructured, requestedExecutionDate, transactionStatus.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitiationWithStatusResponse
  - term: PaymentInitiationStatusResponseMinus200Json
    definition: 'Object declared by the contract with fields: transactionStatus, psuMessage, tppMessage.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/PaymentInitiationStatusResponseMinus200Json
  - term: BulkPaymentInitiationJson
    definition: 'Object declared by the contract with fields: debtorAccount, payments, requestedExecutionDate.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/BulkPaymentInitiationJson
  - term: TppMessage
    definition: 'Object declared by the contract with fields: category, code, path, text.'
    tags:
    - Object
    source: openapi/memo-bank-pis-api-openapi.yml#/components/schemas/TppMessage
  - term: CreateIncomingCollectionMandateCreditor
    definition: The creditor associated with this mandate.
    tags:
    - Object
    source: openapi/memo-bank-sandbox-api-openapi.yml#/components/schemas/CreateIncomingCollectionMandateCreditor