openapi: 3.1.0 info: title: Mercoa Entities Payment Gateway API description: 'The Mercoa REST API powers embedded accounts payable and accounts receivable workflows inside vertical SaaS platforms. This spec is a curated subset of the canonical Mercoa OpenAPI document (https://github.com/mercoa-finance/openapi). All requests authenticate with a Bearer token (API key or JWT) in the Authorization header. ' version: '1.0' contact: name: Mercoa url: https://docs.mercoa.com/ servers: - url: https://api.mercoa.com description: Production security: - bearerAuth: [] tags: - name: Payment Gateway paths: /payment-gateway/process: post: tags: - Payment Gateway summary: Process payment via gateway responses: '200': description: Processed /payment-gateway/validate: post: tags: - Payment Gateway summary: Validate payment via gateway responses: '200': description: Validated components: securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: token description: 'Mercoa API key or JWT. Send as "Authorization: Bearer {token}". API keys are issued from the Mercoa Dashboard and are backend-only. JWTs scope access to an entity or entity group. '