aid: mesh-payments
name: Mesh Payments
description: 'Mesh Payments is a global travel and expense (T&E) and spend management
  platform for finance teams, combining corporate virtual and physical card issuing,
  expense management, accounts payable, procurement (ProcurePay), travel booking and
  accounting automation in a single system. Mesh exposes a RESTful API on api.meshpayments.com
  for virtual card lifecycle management, merchant and category controls, metadata tagging,
  authorization and settlement retrieval and real-time balance queries, authenticated
  with either HMAC-SHA256 request signing or OAuth 2.0 client credentials. It also
  publishes an OAuth-protected Model Context Protocol (MCP) server at api.meshpayments.com/mcp
  and a configurable webhooks surface, plus ERP, HRIS and TMC integrations.'
image: https://meshpayments.com/wp-content/uploads/2026/05/meshpayments.png
url: https://raw.githubusercontent.com/api-evangelist/mesh-payments/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-04'
modified: '2026-08-04'
tags:
- Company
- Payments
- Spend Management
- Expense Management
- Corporate Cards
- Travel
- Accounts Payable
- Fintech
- Card Issuing
- Accounting Automation
apis:
- name: Mesh Payments API
  description: 'RESTful API for the Mesh spend management platform. Documented capabilities
    include connectivity verification, virtual card lifecycle management (issuance,
    suspension, cancellation), merchant and category limitation configuration, metadata
    tagging for tracking, authorization and settlement data retrieval, and real-time
    account balance access. Authentication is HMAC-SHA256 request signing or OAuth
    2.0 client credentials. Full endpoint reference and code samples (Python, Node.js,
    Java, C#, PHP) are published on the Mesh Developers Portal, which is served behind
    HTTP Basic authentication.'
  humanURL: https://developers.meshpayments.com
  baseURL: https://api.meshpayments.com
  tags:
  - Payments
  - Corporate Cards
  - Card Issuing
  - Spend Management
  properties:
  - type: Documentation
    url: https://developers.meshpayments.com
  - type: Authentication
    url: authentication/mesh-payments-authentication.yml
  - type: OAuthScopes
    url: scopes/mesh-payments-scopes.yml
  - type: Webhooks
    url: asyncapi/mesh-payments-webhooks.yml
- name: Mesh Payments MCP Server
  description: 'OAuth-protected Model Context Protocol (MCP) server operated by Mesh
    at api.meshpayments.com/mcp. The endpoint advertises RFC 9728 OAuth 2.0 Protected
    Resource Metadata at /.well-known/oauth-protected-resource/mcp and challenges
    unauthenticated JSON-RPC calls with a WWW-Authenticate Bearer header. Mesh describes
    its orchestration layer as MCP-compatible so customers can connect their own AI
    agents and build workflows on top of Mesh policy governance.'
  humanURL: https://meshpayments.com/orchestration/
  baseURL: https://api.meshpayments.com/mcp
  tags:
  - MCP
  - Agents
  - Spend Management
  properties:
  - type: MCPServer
    url: mcp/mesh-payments-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/mesh-payments-domain-security.yml
- type: Website
  url: https://meshpayments.com/
- type: DeveloperPortal
  url: https://developers.meshpayments.com
- type: Documentation
  url: https://kb.meshpayments.com/support/integrators-corner/
- type: Support
  url: https://kb.meshpayments.com/
- type: HelpCenter
  url: https://kb.meshpayments.com/
- type: Blog
  url: https://meshpayments.com/blog/
- type: GitHubOrganization
  url: https://github.com/mesh-payments
- type: Pricing
  url: https://meshpayments.com/pricing/
- type: SignUp
  url: https://app.meshpayments.com/
- type: Login
  url: https://app.meshpayments.com/
- type: TermsOfService
  url: https://meshpayments.com/legal/
- type: PrivacyPolicy
  url: https://meshpayments.com/privacy/
- type: ChangeLog
  url: https://meshpayments.com/feature-updates/
- type: ChangeLog
  url: changelog/mesh-payments-changelog.yml
- type: Integrations
  url: https://meshpayments.com/partners-and-integrations/
- type: WellKnown
  url: well-known/mesh-payments-well-known.yml
- type: LLMsTxt
  url: llms/mesh-payments-llms.txt
- type: MCPServer
  url: mcp/mesh-payments-mcp.yml
- type: Authentication
  url: authentication/mesh-payments-authentication.yml
- type: OAuthScopes
  url: scopes/mesh-payments-scopes.yml
- type: Conventions
  url: conventions/mesh-payments-conventions.yml
- type: Lifecycle
  url: lifecycle/mesh-payments-lifecycle.yml
- type: Conformance
  url: conformance/mesh-payments-conformance.yml
- type: Compliance
  url: https://meshpayments.com/security-is-our-priority/
- type: Security
  url: https://meshpayments.com/vulnerability-disclosure-policy/
- type: VulnerabilityDisclosure
  url: security/mesh-payments-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/mesh-payments-trust-center.yml
- type: Webhooks
  url: asyncapi/mesh-payments-webhooks.yml
- type: Packages
  url: packages/mesh-payments-packages.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 18
  pass: local-v1