aid: method-fi url: https://raw.githubusercontent.com/api-evangelist/method-fi/refs/heads/main/apis.yml name: Method Financial kind: company description: Method Financial provides an embedded liability connectivity and payments API that lets developers identify, retrieve, and pay down a consumer's debts (credit cards, student loans, auto loans, mortgages, personal loans) across a network of 15,000+ financial institutions. The REST API exposes entities, accounts, payments, merchants, connect (liability discovery), transactions, and webhooks, authenticated with a Bearer API key. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - FinTech - Payments - Liabilities - Debt - Embedded Finance created: '2026-06-20' modified: '2026-06-20' specificationVersion: '0.19' apis: - aid: method-fi:entities name: Method Entities API tags: - Entities - KYC - Identity image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/entities/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/entities/object type: Documentation - url: https://docs.methodfi.com/reference/entities/create type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: Create and manage Entities - the individuals and corporations that own accounts - along with their identities, credit scores, attributes, products, and KYC/KBA/SMS verification sessions. - aid: method-fi:accounts name: Method Accounts API tags: - Accounts - Liabilities - Balances image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/accounts/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/accounts/object type: Documentation - url: https://docs.methodfi.com/reference/accounts/create type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: Create and retrieve Accounts - the liability and asset accounts linked to an entity - with real-time balances, payoffs, transactions, attributes, and account verification sessions. - aid: method-fi:payments name: Method Payments API tags: - Payments - ACH - Debt Payoff image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/payments/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/payments/object type: Documentation - url: https://docs.methodfi.com/reference/payments/create type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: Move funds electronically by pulling from a source account and sending to a destination liability or asset account, with payment reversals for balancing unsuccessful payments. Settlement occurs in 1-3 business days. - aid: method-fi:merchants name: Method Merchants API tags: - Merchants - Lenders - Directory image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/merchants/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/merchants/object type: Documentation - url: https://docs.methodfi.com/reference/merchants/list type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: List and retrieve Merchants - the financial institutions (credit card issuers, student loan servicers, mortgage and auto lenders) that accept payments for a liability - with presentable names, logos, and account types. - aid: method-fi:connect name: Method Connect API tags: - Connect - Liability Discovery - Account Matching image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/connect/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/connect/object type: Documentation - url: https://docs.methodfi.com/reference/entities/connect/retrieve type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: Discover and connect all of an entity's liability accounts (credit cards, mortgages, auto loans, student loans) across Method's network of financial institutions from identity data alone. - aid: method-fi:transactions name: Method Transactions API tags: - Transactions - History - Statements image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/transactions/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/transactions/object type: Documentation - url: https://docs.methodfi.com/reference/accounts/transactions/list type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: List and retrieve transaction history for an account, surfacing the posted activity Method has on file for a connected liability or asset account. - aid: method-fi:webhooks name: Method Webhooks API tags: - Webhooks - Events - Notifications image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.methodfi.com/api/core/webhooks/object baseURL: https://production.methodfi.com properties: - url: https://docs.methodfi.com/api/core/webhooks/object type: Documentation - url: https://docs.methodfi.com/reference/webhooks/create type: APIReference - url: openapi/method-fi-openapi.yml type: OpenAPI - url: collections/method-fi.postman_collection.json type: PostmanCollection - url: collections/method-fi.opencollection.json type: OpenCollection description: Create and manage Webhooks that deliver asynchronous events - entity, account, payment, verification, and attribute updates - to your endpoints over HTTPS as resources change. common: - type: GitHubOrganization url: https://github.com/MethodFi - type: LinkedIn url: https://www.linkedin.com/company/methodfi - type: Website url: https://methodfi.com - type: Documentation url: https://docs.methodfi.com - type: Plans url: plans/method-fi-plans-pricing.yml - type: RateLimits url: rate-limits/method-fi-rate-limits.yml - type: FinOps url: finops/method-fi-finops.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com