aid: method-financial name: Method Financial description: 'Method Financial is a US financial connectivity platform that gives developers a single REST API for consumer liability data and debt payments. Instead of asking a consumer to hand over bank credentials, Method verifies the consumer''s identity and runs a permissioned soft credit pull to automatically discover every liability they hold — credit cards, auto loans, mortgages, student loans and personal loans — across 15,000+ financial institutions. It then normalizes balances, due dates, interest rates, payment amounts and limits into one data model, keeps them fresh through on-demand Updates and Subscriptions, and moves money directly to those creditors through its Payments API. The platform also ships embeddable Opal/Elements UI components, credit scores, financial attributes, card-brand enrichment, vehicle enrichment and a webhook event stream, and is used for lending origination, debt consolidation, portfolio intelligence, commerce card-linking and personal financial management.' url: https://raw.githubusercontent.com/api-evangelist/method-financial/refs/heads/main/apis.yml x-type: company x-source: harvest:secondary-market specificationVersion: '0.20' created: '2026-08-04' modified: '2026-08-04' image: https://framerusercontent.com/images/8VlzHm7NUhxHyDz7Bej54eBKKAc.png tags: - Company - Financial Services - Fintech - Lending - Payments - Liability Data - Credit - Debt - Open Banking - Identity Verification - Personal Finance apis: - aid: method-financial:method-financial-account-attributes-api name: Method Financial Account Attributes API description: Attribute data for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Attributes properties: - type: OpenAPI url: openapi/method-financial-account-attributes-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-balances-api name: Method Financial Account Balances API description: Balance data for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Balances properties: - type: OpenAPI url: openapi/method-financial-account-balances-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-card-brands-api name: Method Financial Account Card Brands API description: Card brand information for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Card Brands properties: - type: OpenAPI url: openapi/method-financial-account-card-brands-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-consent-api name: Method Financial Account Consent API description: Consent management for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Consent properties: - type: OpenAPI url: openapi/method-financial-account-consent-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-payment-instruments-api name: Method Financial Account Payment Instruments API description: Payment instruments for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Payment Instruments properties: - type: OpenAPI url: openapi/method-financial-account-payment-instruments-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-payoffs-api name: Method Financial Account Payoffs API description: Payoff data for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Payoffs properties: - type: OpenAPI url: openapi/method-financial-account-payoffs-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-products-api name: Method Financial Account Products API description: Products associated with accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Products properties: - type: OpenAPI url: openapi/method-financial-account-products-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-sensitive-api name: Method Financial Account Sensitive API description: Sensitive data for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Sensitive properties: - type: OpenAPI url: openapi/method-financial-account-sensitive-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-subscriptions-api name: Method Financial Account Subscriptions API description: Subscriptions for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Subscriptions properties: - type: OpenAPI url: openapi/method-financial-account-subscriptions-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-transactions-api name: Method Financial Account Transactions API description: Transactions for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Transactions properties: - type: OpenAPI url: openapi/method-financial-account-transactions-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-updates-api name: Method Financial Account Updates API description: Update records for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Updates properties: - type: OpenAPI url: openapi/method-financial-account-updates-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-account-verification-sessions-api name: Method Financial Account Verification Sessions API description: Verification sessions for accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Account Verification Sessions properties: - type: OpenAPI url: openapi/method-financial-account-verification-sessions-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-accounts-api name: Method Financial Accounts API description: Financial accounts (ACH, liability, clearing, debit card) humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Accounts properties: - type: OpenAPI url: openapi/method-financial-accounts-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-card-products-api name: Method Financial Card Products API description: Card product definitions humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Card Products properties: - type: OpenAPI url: openapi/method-financial-card-products-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-elements-api name: Method Financial Elements API description: Client-side Element endpoints humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Elements properties: - type: OpenAPI url: openapi/method-financial-elements-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entities-api name: Method Financial Entities API description: Individuals, corporations, and receive-only entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entities properties: - type: OpenAPI url: openapi/method-financial-entities-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-attributes-api name: Method Financial Entity Attributes API description: Attribute data for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Attributes properties: - type: OpenAPI url: openapi/method-financial-entity-attributes-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-connects-api name: Method Financial Entity Connects API description: Account connection sessions for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Connects properties: - type: OpenAPI url: openapi/method-financial-entity-connects-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-consent-api name: Method Financial Entity Consent API description: Consent management for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Consent properties: - type: OpenAPI url: openapi/method-financial-entity-consent-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-credit-scores-api name: Method Financial Entity Credit Scores API description: Credit score data for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Credit Scores properties: - type: OpenAPI url: openapi/method-financial-entity-credit-scores-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-identities-api name: Method Financial Entity Identities API description: Identity verification data for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Identities properties: - type: OpenAPI url: openapi/method-financial-entity-identities-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-products-api name: Method Financial Entity Products API description: Products associated with entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Products properties: - type: OpenAPI url: openapi/method-financial-entity-products-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-subscriptions-api name: Method Financial Entity Subscriptions API description: Subscriptions for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Subscriptions properties: - type: OpenAPI url: openapi/method-financial-entity-subscriptions-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-vehicles-api name: Method Financial Entity Vehicles API description: Vehicle data for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Vehicles properties: - type: OpenAPI url: openapi/method-financial-entity-vehicles-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-entity-verification-sessions-api name: Method Financial Entity Verification Sessions API description: Verification sessions for entities humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Entity Verification Sessions properties: - type: OpenAPI url: openapi/method-financial-entity-verification-sessions-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-events-api name: Method Financial Events API description: Webhook event log humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Events properties: - type: OpenAPI url: openapi/method-financial-events-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-forwarding-requests-api name: Method Financial Forwarding Requests API description: Request forwarding with sensitive data injection humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Forwarding Requests properties: - type: OpenAPI url: openapi/method-financial-forwarding-requests-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-managed-accounts-api name: Method Financial Managed Accounts API description: Method-managed accounts humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Managed Accounts properties: - type: OpenAPI url: openapi/method-financial-managed-accounts-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-merchants-api name: Method Financial Merchants API description: Merchant directory humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Merchants properties: - type: OpenAPI url: openapi/method-financial-merchants-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-opal-api name: Method Financial Opal API description: Opal client-side session and token management humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Opal properties: - type: OpenAPI url: openapi/method-financial-opal-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-payment-reversals-api name: Method Financial Payment Reversals API description: Reversals for payments humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Payment Reversals properties: - type: OpenAPI url: openapi/method-financial-payment-reversals-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-payments-api name: Method Financial Payments API description: ACH and clearing payments humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Payments properties: - type: OpenAPI url: openapi/method-financial-payments-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-ping-api name: Method Financial Ping API description: Health check endpoint humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Ping properties: - type: OpenAPI url: openapi/method-financial-ping-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-public-keys-api name: Method Financial Public Keys API description: Public key discovery endpoints for Message-Level Encryption. humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Public Keys properties: - type: OpenAPI url: openapi/method-financial-public-keys-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-reports-api name: Method Financial Reports API description: Downloadable reports humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Reports properties: - type: OpenAPI url: openapi/method-financial-reports-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-secrets-api name: Method Financial Secrets API description: Secure secret storage humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Secrets properties: - type: OpenAPI url: openapi/method-financial-secrets-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-simulate-accounts-api name: Method Financial Simulate Accounts API description: Sandbox account simulation humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Simulate Accounts properties: - type: OpenAPI url: openapi/method-financial-simulate-accounts-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-simulate-entities-api name: Method Financial Simulate Entities API description: Sandbox entity simulation humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Simulate Entities properties: - type: OpenAPI url: openapi/method-financial-simulate-entities-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-simulate-events-api name: Method Financial Simulate Events API description: Sandbox event simulation humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Simulate Events properties: - type: OpenAPI url: openapi/method-financial-simulate-events-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-simulate-payments-api name: Method Financial Simulate Payments API description: Sandbox payment simulation humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Simulate Payments properties: - type: OpenAPI url: openapi/method-financial-simulate-payments-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-teams-api name: Method Financial Teams API description: Team and API key management humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Teams properties: - type: OpenAPI url: openapi/method-financial-teams-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication - aid: method-financial:method-financial-webhooks-api name: Method Financial Webhooks API description: Webhook subscriptions humanURL: https://docs.methodfi.com/ baseURL: https://production.methodfi.com tags: - Webhooks properties: - type: OpenAPI url: openapi/method-financial-webhooks-api-openapi.yml - type: Documentation url: https://docs.methodfi.com/ - type: APIReference url: https://docs.methodfi.com/reference/authentication maintainers: - FN: Kin Lane email: kin@apievangelist.com - FN: APIs.json email: info@apis.io common: - type: AgenticAccess url: agentic-access/method-financial-agentic-access.yml - type: TrustCenter url: security/method-financial-trust-center.yml - type: Website url: https://methodfi.com/ - type: DeveloperPortal url: https://docs.methodfi.com/ - type: Documentation url: https://docs.methodfi.com/guides/overview - type: APIReference url: https://docs.methodfi.com/reference/authentication - type: GettingStarted url: https://docs.methodfi.com/guides/quickstart - type: SignUp url: https://dashboard.methodfi.com - type: Support url: https://methodfi.com/company/contact - type: Blog url: https://methodfi.com/resources/perspectives - type: GitHubOrganization url: https://github.com/MethodFi - type: Postman url: https://www.postman.com/methodfi/method-api/collection/8d5j00b/method-api-v2 - type: TermsOfService url: https://methodfi.com/legal/terms-of-service-for-developers - type: PrivacyPolicy url: https://methodfi.com/legal/privacy-policy - type: Compliance url: https://security.methodfi.com/ - type: Security url: https://security.methodfi.com/ - type: ChangeLog url: https://docs.methodfi.com/changelog - type: OpenAPI url: openapi/_original/method-financial-openapi-original.yml - type: Packages url: packages/method-financial-packages.yml - type: SDKs url: packages/method-financial-packages.yml - type: WellKnown url: well-known/method-financial-well-known.yml - type: MCPServer url: mcp/method-financial-mcp.yml - type: ToolCrosswalk url: mcp/method-financial-tool-crosswalk.yml - type: AgentCard url: a2a/method-financial-a2a.yml - type: AgentSkill url: skills/_index.yml - type: LLMsTxt url: llms/method-financial-llms.txt - type: Conformance url: conformance/method-financial-conformance.yml - type: ErrorCatalog url: errors/method-financial-problem-types.yml - type: Lifecycle url: lifecycle/method-financial-lifecycle.yml - type: Deprecation url: https://docs.methodfi.com/reference/versioning - type: Authentication url: authentication/method-financial-authentication.yml - type: DomainSecurity url: security/method-financial-domain-security.yml - type: VulnerabilityDisclosure url: security/method-financial-vulnerability-disclosure.yml - type: Sandbox url: sandbox/method-financial-sandbox.yml - type: Conventions url: conventions/method-financial-conventions.yml - type: Idempotency url: conventions/method-financial-conventions.yml - type: ChangeLog url: changelog/method-financial-changelog.yml - type: Components url: components/method-financial-components.yml - type: DataModel url: data-model/method-financial-data-model.yml - type: Webhooks url: asyncapi/method-financial-webhooks.yml - type: RateLimits url: rate-limits/method-financial-rate-limits.yml - type: ErrorCodes url: errors/method-financial-error-codes.yml - type: DeclineCodes url: errors/method-financial-decline-codes.yml - type: Overlay url: overlays/method-financial-method-api-overlay.yaml x-enrichment: date: '2026-08-04' status: enriched artifacts_added: 33 pass: local-v1