slug: methodfi
provider: MethodFi
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: Payments
  spec_file: methodfi-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.85
  evidence: POST /payments  createPayment  Create a payment; DELETE /payments/{pmt_id}  Delete a pending
    payment
  reason: Operations capture, retrieve and cancel payment instructions for ACH money movement, which is
    payment initiation management.
- tag: Webhooks
  spec_file: methodfi-webhooks-api-openapi.yml
  capability_id: BC-4270.80
  capability_id_l1: BC-4270
  capability_name: Webhook & Event Subscription Management
  confidence: 0.8
  evidence: POST /webhooks createWebhook Create a webhook; PATCH /webhooks/{webhookId} updateWebhook Update
    a webhook status; schemas WebhookCreateRequest, WebhookEventPayload, WebhookType
  reason: Pure lifecycle management of outbound event subscriptions (create/list/update/delete webhooks
    with event types and payloads). This is developer-platform plumbing, and the frame offers an explicit
    capability for outbound webhook and event subscription lifecycle, so it maps there rather than to
    any banking business capability.
- tag: Account Payoffs
  spec_file: methodfi-account-payoffs-api-openapi.yml
  capability_id: BC-1320.30
  capability_id_l1: BC-1320
  capability_name: Loan Servicing Management
  confidence: 0.7
  evidence: POST /accounts/{accountId}/payoffs  createAccountPayoff  Create an account payoff
  reason: Payoff quotes on loan accounts (AccountPayoff, PayoffResourceError) are a loan servicing function
    — obtaining the amount required to settle a loan — consistent with the vendor's debt payment product.
- tag: Entity Verification Sessions
  spec_file: methodfi-entity-verification-sessions-api-openapi.yml
  capability_id: BC-1300
  capability_id_l1: BC-1300
  capability_name: Banking Customer Management
  confidence: 0.7
  evidence: 'POST /entities/{entityId}/verification_sessions "Create an entity verification session";
    schemas EntityVerificationSession, VerificationSessionResourceError; vendor: "lets developers create
    entities, verify identity"'
  reason: Operations run identity/ownership verification sessions for a consumer entity — banking customer
    identity verification. Evidence supports Banking Customer Management at L1 but does not disambiguate
    between onboarding identity verification (BC-1300.10) and KYC/CDD (BC-1300.20), so no L2 is asserted.
- tag: Payment Reversals
  spec_file: methodfi-payment-reversals-api-openapi.yml
  capability_id: BC-1340.20
  capability_id_l1: BC-1340
  capability_name: Payment Processing Management
  confidence: 0.7
  evidence: GET /payments/{paymentId}/reversals  listPaymentReversals  List all reversals for a payment
  reason: Reversals of ACH payments are exception handling within payment processing for this payments-infrastructure
    vendor; L2 assignment to payment processing is the best fit though initiation/clearing readings are
    possible.