specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Method Financial
providerId: method-fi
created: '2026-06-20'
modified: '2026-06-20'
reconciled: false
tags:
- FinTech
- Payments
- Liabilities
- Debt
- Embedded Finance
- Plans
description: >-
  Method Financial pricing is sales-led and not published as public,
  self-service rate cards. Pricing is typically structured around the products
  consumed - entity verification, account connectivity (Connect / liability
  discovery), data refreshes (balances, payoffs, transactions, attributes),
  and ACH payment processing - and negotiated per customer based on volume and
  use case. Developers can build and test for free in the development
  environment; production access and pricing are arranged with Method sales.
notes: >-
  No public per-unit price list is documented. Specific per-product and
  per-transaction rates are not reconciled in this artifact; confirm directly
  with Method during contracting.
sources:
- https://methodfi.com
- https://methodfi.com/pricing
- https://docs.methodfi.com
plans:
- id: method-fi-development
  name: Development
  type: free
  description: >-
    Free access to the development environment for building and testing,
    including simulation endpoints for entities, accounts, payments, connect,
    and events.
  entries:
  - label: Development Environment
    name: development
    type: free
    metric: requests
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: free
    userMultiplied: false
  elements:
  - name: Entities
  - name: Accounts
  - name: Payments (test)
  - name: Connect
  - name: Simulations
- id: method-fi-production
  name: Production
  type: enterprise
  description: >-
    Production access with usage-based and contracted pricing across
    verification, connectivity, data, and payments products. Pricing is
    negotiated with Method sales based on volume and use case.
  entries:
  - label: Connect / Liability Discovery
    name: connect
    type: usage
    metric: requests
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: Account Data Refresh (balances, payoffs, transactions, attributes)
    name: data_refresh
    type: usage
    metric: requests
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: Payment Processing (ACH)
    name: payments
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: Entity Verification
    name: verification
    type: usage
    metric: requests
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Connect
  - name: Payments
  - name: Portfolio Intelligence
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com