specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Microsoft Copilot
providerId: microsoft-copilot
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: true
tags:
  - Agents
  - AI Assistant
  - Artificial Intelligence
  - Chatbot
  - Copilot
  - Extensibility
  - Generative AI
description: Microsoft Copilot is sold as a per-user-per-month add-on across multiple
  Microsoft 365 plans, plus a free consumer/web tier (Copilot Chat) for any user with an
  eligible Microsoft 365 subscription. Microsoft 365 Copilot is $30/user/month (annual
  commitment), requires an underlying eligible base license (M365 E3/E5, Business
  Basic/Standard/Premium, A3/A5 for education, GCC/GCC-H/DoD for US Gov), and includes Copilot
  in Word, Excel, PowerPoint, Outlook, Teams, plus business chat with grounding on Microsoft
  Graph. Microsoft 365 Copilot Business (a slimmer SMB SKU for Business Basic/Standard/Premium)
  is also offered. Pay-as-you-go per-message billing exists for Copilot Studio and certain
  agent SKUs.
sources:
  - https://www.microsoft.com/microsoft-365-copilot
  - https://learn.microsoft.com/en-us/microsoft-365-copilot/microsoft-365-copilot-licensing
  - https://www.microsoft.com/microsoft-copilot/copilot-pro
plans:
  - id: microsoft-copilot-chat-free
    name: Copilot Chat (Free, Web-Grounded)
    type: freemium
    description: Web-based chat experience automatically included with eligible Microsoft 365
      subscriptions. Grounds on public web data; does not access tenant data.
    entries:
      - label: Web chat
        name: web_chat
        type: quota
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '0.00'
        userMultiplied: true
    elements:
      - name: Web grounding
      - name: No tenant-data access
      - name: Auto-included with eligible M365 plan
  - id: microsoft-copilot-pro-consumer
    name: Copilot Pro (Consumer)
    type: subscription
    description: Consumer subscription for individuals — priority access to GPT-class models
      in Copilot, Copilot in Word/Excel/PowerPoint/Outlook for Microsoft 365 Personal/Family
      subscribers, image generation boosts.
    entries:
      - label: Per user per month
        name: copilot_pro_seat
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$20 per user per month'
        userMultiplied: true
    elements:
      - name: Priority model access
      - name: Copilot in M365 desktop apps (with M365 Personal/Family)
      - name: Image generation boosts
  - id: microsoft-copilot-business
    name: Microsoft 365 Copilot Business
    type: subscription
    description: SMB add-on for Microsoft 365 Business Basic / Standard / Premium / Apps for
      Business. Tenant-grounded chat; lighter capability set than the enterprise Microsoft
      365 Copilot SKU.
    entries:
      - label: Per user per month
        name: m365_copilot_business_seat
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: see vendor — varies by program; typically lower than the $30 enterprise SKU
        userMultiplied: true
    elements:
      - name: Tenant-grounded chat
      - name: Copilot in Outlook / Teams / Office apps
      - name: SMB-targeted
  - id: microsoft-copilot-m365-enterprise
    name: Microsoft 365 Copilot (Enterprise Add-On)
    type: subscription
    description: Per-user-per-month add-on for enterprise plans (M365 E3/E5, A3/A5, F1/F3,
      G3/G5). Annual commitment. Grounding on Microsoft Graph; Copilot in all Office apps and
      Teams; Business Chat (BizChat) for tenant-wide search/summarize/draft.
    entries:
      - label: Per user per month (annual commitment)
        name: m365_copilot_enterprise_seat
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$30 per user per month'
        userMultiplied: true
    elements:
      - name: Copilot in Word / Excel / PowerPoint / Outlook / Teams / OneNote / Loop
      - name: Business Chat (BizChat) grounded on Microsoft Graph
      - name: Copilot Studio inclusion (limited credits)
      - name: Microsoft Graph + SharePoint grounding
      - name: EU Data Boundary support
      - name: Available for GCC, GCC-High, DoD as add-on to G3/G5/F1
  - id: microsoft-copilot-studio
    name: Copilot Studio (Pay-As-You-Go Messages)
    type: usage-based
    description: Build and deploy custom copilots / agents. Billed per message — generative
      messages cost 2 credits, classifier 1 credit, etc. Credit packs sold per month.
    entries:
      - label: Message pack — 25,000 messages/month
        name: copilot_studio_25k_pack
        type: subscription
        metric: month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$200 per tenant per month for 25,000 messages'
        userMultiplied: false
      - label: Pay-as-you-go per message
        name: copilot_studio_payg
        type: metered
        metric: message
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: '$0.01 per message (PAYG)'
        userMultiplied: false
    elements:
      - name: Build custom agents on Microsoft 365
      - name: Connectors to enterprise data
      - name: Telemetry via Azure Monitor
  - id: microsoft-copilot-github
    name: GitHub Copilot (Developer Coding)
    type: subscription
    description: Developer-focused AI pair programmer. Available as Individual ($10/mo or
      $100/yr), Business ($19/seat/mo), and Enterprise ($39/seat/mo).
    entries:
      - label: GitHub Copilot Individual
        name: gh_copilot_individual
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$10 per user per month or $100/year'
        userMultiplied: true
      - label: GitHub Copilot Business
        name: gh_copilot_business
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$19 per user per month'
        userMultiplied: true
      - label: GitHub Copilot Enterprise
        name: gh_copilot_enterprise
        type: subscription
        metric: user-month
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: '$39 per user per month'
        userMultiplied: true
    elements:
      - name: Code completion in IDE
      - name: Copilot Chat in IDE
      - name: PR summaries (Enterprise)
  - id: microsoft-copilot-enterprise-volume
    name: Enterprise Agreement / Volume
    type: enterprise
    description: Negotiated rates via EA / MCA / CSP, often bundled with broader Microsoft 365
      / Power Platform ELAs.
    entries:
      - label: Negotiated rate
        name: ea_negotiated
        type: subscription
        metric: contract
        limit: -1
        timeFrame: month
        geo: global
        unit: 1
        price: custom
        userMultiplied: false
    elements:
      - name: Volume discount
      - name: Bundled with M365 ELA
      - name: Dedicated technical account management
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
    url: https://www.microsoft.com/microsoft-365-copilot
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - free
  - metered
  - subscription
  units:
  - message
  - negotiated
  - period
  - seat
  plans:
  - name: Copilot Chat (Free, Web-Grounded)
    access: freemium
    model: free
    model_how: derived
    units:
    - seat
    periods:
    - month
  - name: Copilot Pro (Consumer)
    access: other
    model: subscription
    model_how: stated
    units:
    - seat
    periods:
    - month
  - name: Microsoft 365 Copilot Business
    access: other
    model: subscription
    model_how: stated
    units:
    - seat
    periods:
    - month
  - name: Microsoft 365 Copilot (Enterprise Add-On)
    access: other
    model: subscription
    model_how: stated
    units:
    - seat
    periods:
    - month
  - name: Copilot Studio (Pay-As-You-Go Messages)
    access: other
    model: metered
    model_how: stated
    units:
    - message
    - period
    periods:
    - month
    - per-use
  - name: GitHub Copilot (Developer Coding)
    access: other
    model: subscription
    model_how: stated
    units:
    - seat
    periods:
    - month
  - name: Enterprise Agreement / Volume
    access: enterprise
    model: subscription
    model_how: derived
    units:
    - negotiated
    periods:
    - month