{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/external_account_create_request",
  "title": "external_account_create_request",
  "type": "object",
  "properties": {
    "account_type": {
      "$ref": "#/components/schemas/external_account_type"
    },
    "party_type": {
      "type": "string",
      "enum": [
        "business",
        "individual"
      ],
      "nullable": true,
      "description": "Either `individual` or `business`."
    },
    "party_address": {
      "$ref": "#/components/schemas/address_request",
      "description": "Required if receiving wire payments."
    },
    "name": {
      "type": "string",
      "nullable": true,
      "description": "A nickname for the external account. This is only for internal usage and won't affect any payments"
    },
    "counterparty_id": {
      "type": "string",
      "format": "uuid",
      "nullable": true
    },
    "account_details": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "account_number": {
            "type": "string"
          },
          "account_number_type": {
            "type": "string",
            "enum": [
              "au_number",
              "base_address",
              "card_token",
              "clabe",
              "ethereum_address",
              "hk_number",
              "iban",
              "id_number",
              "nz_number",
              "other",
              "pan",
              "polygon_address",
              "sg_number",
              "solana_address",
              "wallet_address"
            ]
          }
        },
        "required": [
          "account_number"
        ]
      }
    },
    "routing_details": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "routing_number": {
            "type": "string"
          },
          "routing_number_type": {
            "type": "string",
            "enum": [
              "aba",
              "au_bsb",
              "br_codigo",
              "ca_cpa",
              "chips",
              "cnaps",
              "dk_interbank_clearing_code",
              "gb_sort_code",
              "hk_interbank_clearing_code",
              "hu_interbank_clearing_code",
              "id_sknbi_code",
              "il_bank_code",
              "in_ifsc",
              "jp_zengin_code",
              "my_branch_code",
              "mx_bank_identifier",
              "nz_national_clearing_code",
              "pl_national_clearing_code",
              "se_bankgiro_clearing_code",
              "sg_interbank_clearing_code",
              "swift",
              "za_national_clearing_code"
            ]
          },
          "payment_type": {
            "type": "string",
            "enum": [
              "ach",
              "au_becs",
              "bacs",
              "book",
              "card",
              "chats",
              "check",
              "cross_border",
              "dk_nets",
              "eft",
              "gb_fps",
              "hu_ics",
              "interac",
              "masav",
              "mx_ccen",
              "neft",
              "nics",
              "nz_becs",
              "pl_elixir",
              "provxchange",
              "ro_sent",
              "rtp",
              "se_bankgirot",
              "sen",
              "sepa",
              "sg_giro",
              "sic",
              "signet",
              "sknbi",
              "stablecoin",
              "wire",
              "zengin"
            ]
          }
        },
        "required": [
          "routing_number",
          "routing_number_type"
        ]
      }
    },
    "external_id": {
      "type": "string",
      "nullable": true,
      "description": "An optional user-defined 180 character unique identifier."
    },
    "metadata": {
      "type": "object",
      "additionalProperties": {
        "type": "string"
      },
      "example": {
        "key": "value",
        "foo": "bar",
        "modern": "treasury"
      },
      "description": "Additional data represented as key-value pairs. Both the key and value must be strings."
    },
    "party_name": {
      "type": "string",
      "description": "If this value isn't provided, it will be inherited from the counterparty's name."
    },
    "party_identifier": {
      "type": "string"
    },
    "ledger_account": {
      "$ref": "#/components/schemas/ledger_account_create_request",
      "description": "Specifies a ledger account object that will be created with the external account. The resulting ledger account is linked to the external account for auto-ledgering Payment objects. See https://docs.moderntreasury.com/docs/linking-to-other-modern-treasury-objects for more details."
    },
    "plaid_processor_token": {
      "type": "string",
      "description": "If you've enabled the Modern Treasury + Plaid integration in your Plaid account, you can pass the processor token in this field."
    },
    "contact_details": {
      "type": "array",
      "items": {
        "$ref": "#/components/schemas/contact_detail_create_request"
      }
    }
  },
  "required": [
    "counterparty_id"
  ]
}