{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/incoming_payment_detail_create_request",
  "title": "incoming_payment_detail_create_request",
  "type": "object",
  "properties": {
    "type": {
      "type": "string",
      "enum": [
        "ach",
        "au_becs",
        "bacs",
        "book",
        "check",
        "eft",
        "interac",
        "neft",
        "nz_becs",
        "rtp",
        "sepa",
        "signet",
        "stablecoin",
        "wire",
        "zengin"
      ],
      "description": "One of `ach`, `wire`, `check`."
    },
    "direction": {
      "type": "string",
      "enum": [
        "credit",
        "debit"
      ],
      "description": "One of `credit`, `debit`."
    },
    "amount": {
      "type": "integer",
      "description": "Value in specified currency's smallest unit. e.g. $10 would be represented as 1000."
    },
    "currency": {
      "$ref": "#/components/schemas/currency",
      "nullable": true,
      "description": "Defaults to the currency of the originating account."
    },
    "internal_account_id": {
      "type": "string",
      "format": "uuid",
      "description": "The ID of one of your internal accounts."
    },
    "virtual_account_id": {
      "type": "string",
      "format": "uuid",
      "nullable": true,
      "description": "An optional parameter to associate the incoming payment detail to a virtual account."
    },
    "as_of_date": {
      "type": "string",
      "format": "date",
      "nullable": true,
      "description": "Defaults to today."
    },
    "description": {
      "type": "string",
      "nullable": true,
      "description": "Defaults to a random description."
    },
    "subtype": {
      "type": "string",
      "nullable": true,
      "description": "An additional layer of classification for the type of incoming payment detail, e.g. `ethereum` for a `stablecoin` type."
    },
    "data": {
      "type": "object",
      "nullable": true,
      "description": "An object passed through to the simulated IPD that could reflect what a vendor would pass."
    }
  }
}