slug: modernfi provider: ModernFi generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 3 edges: - tag: Accounts spec_file: modernfi-accounts-api-openapi.yml capability_id: BC-1330.10 capability_id_l1: BC-1330 capability_name: Deposit Account Management confidence: 0.85 evidence: POST /digital-banking/v1/accounts 'Create Account', DELETE 'Close Account'; schemas AccountType, InterestRateTierRequest, DepositorType reason: Full lifecycle of deposit accounts (open, update, close, allocation, interest rate tiers) for banks and credit unions — deposit account management. - tag: pricingGroups spec_file: modernfi-pricinggroups-api-openapi.yml capability_id: BC-1330.50 capability_id_l1: BC-1330 capability_name: Deposit Pricing & Interest Management confidence: 0.75 evidence: PUT /digital-banking/v1/pricing-groups/{pricing_group_id}/rates updateRates Update Pricing Group Rates; PricingGroupRateTierRequestMinBalance, PricingGroupRateTierRequestFloatingRatePercentage, ReferenceRateType; POST .../accounts Assign Accounts To Pricing Group reason: Balance-tiered interest rate structures assigned to deposit accounts — deposit interest/pricing management in a deposit network platform. - tag: Depositors spec_file: modernfi-depositors-api-openapi.yml capability_id: BC-1300.40 capability_id_l1: BC-1300 capability_name: Customer Information Management confidence: 0.7 evidence: POST /digital-banking/v1/depositors 'Create Depositor'; schemas DepositorResponse, OwnershipCategory, AddressData, DepositorTINResponse reason: Manages the customer (depositor) master record — identity, TIN, contact and ownership category — i.e. banking customer information management; onboarding reading is also plausible.