openapi: 3.2.0
info:
  version: 2.6.1
  title: Moneris Surcharge Lookup API
  description: 'Moneris API Platform



    [<img src="https://run.pstmn.io/button.svg" alt="Run In Postman" style="width: 128px; height:32px;">](https://god.gw.postman.com/run-collection/25575461-f04750a0-88e9-4c83-8b58-a3aff15eeea8?action=collection%2Ffork&collection-url=entityId%3D25575461-f04750a0-88e9-4c83-8b58-a3aff15eeea8%26entityType%3Dcollection%26workspaceId%3D5d2a9a0f-57a7-441c-b2af-fe6315e80a08)'
  termsOfService: https://www.moneris.com/en/legal/terms-of-use
  contact:
    url: https://api-developer.moneris.com
    email: UnifiedAPI@moneris.com
  license:
    name: Moneris
    url: https://developer.moneris.com/Agreements/Terms%20of%20Use
  x-audience: external-public
servers:
- url: https://api.sb.moneris.io
  description: Sandbox server (uses test data)
  x-internal: false
- url: https://api.moneris.io
  description: Production server (uses live data)
  x-internal: false
tags:
- name: Surcharge Lookup
paths:
  /surcharge-lookups:
    parameters:
    - $ref: '#/components/parameters/apiVersion'
    - $ref: '#/components/parameters/correlationId'
    - $ref: '#/components/parameters/merchantId'
    post:
      summary: Surcharge Lookup
      description: Performs surcharge lookup and determines if payment method is eligible or not and provides max rate and max amount if eligible.
      operationId: surchargeLookUp
      security:
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Surcharge Lookup
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/SurchargeEligibilityRequest'
            example:
              idempotencyKey: 5d8f812e-9969-4885-85bb-d03948eccac1
              amount:
                amount: 16000
                currency: CAD
              paymentMethod:
                paymentMethodSource: CARD
                card:
                  cardNumber: '4444111122223333'
                  expiryMonth: 1
                  expiryYear: 2025
                  cardSecurityCode: '123'
      responses:
        '200':
          $ref: '#/components/responses/SurchargeEligibilitySuccessfulResponse'
        '400':
          $ref: '#/components/responses/invalidListbadRequest'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '409':
          $ref: '#/components/responses/conflict'
        '422':
          $ref: '#/components/responses/unprocessableContent'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
components:
  schemas:
    expiryYear:
      type: integer
      format: int32
      description: 'Displays the card expiration year. Accepted format: YYYY'
      minimum: 2022
      maximum: 9999
      example: 2023
    currency:
      type: string
      description: "Provides the three letter currency code according the ISO 4217 standard. \n\nFor a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217\n"
      minLength: 3
      maxLength: 4
      example: CAD
      format: iso-4217
    paymentMethodCard:
      title: paymentMethodCard
      description: Credit/Debit/Gift Card payment method details.
      allOf:
      - type: object
        properties:
          card:
            $ref: '#/components/schemas/card'
        required:
        - card
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      required:
      - paymentMethodSource
      - card
    paymentMethodWithId:
      title: paymentMethodWithId
      description: Use existing unique payment method identifier.
      properties:
        paymentMethodSource:
          $ref: '#/components/schemas/paymentMethodRequestSource'
        paymentMethodId:
          $ref: '#/components/schemas/paymentMethodId'
      required:
      - paymentMethodSource
      - paymentMethodId
    cardholderName:
      type: string
      description: Cardholder name
      minLength: 1
      maxLength: 60
      example: John Doe
    paymentMethodPermanentToken:
      title: paymentMethodPermanentToken
      description: 'A Permanent Token is issued by Moneris to the merchant and represents the card details. This option is used for legacy purposes.

        '
      allOf:
      - type: object
        properties:
          permanentToken:
            $ref: '#/components/schemas/token'
        required:
        - permanentToken
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      required:
      - paymentMethodSource
      - permanentToken
    cardInformation:
      type: object
      description: Information about the card being used for the transaction
      properties:
        bankIdentificationNumber:
          type:
          - string
          - 'null'
          description: "**BIN**: Bank Identification Number \n\nConsists of the first six to eight digits of the Primary Account Number (PAN) and identifies the relevant payment network and the specific payment issuing institution.\n"
          minLength: 6
          maxLength: 8
          example: '123456'
        lastFour:
          type:
          - string
          - 'null'
          description: Last 4 digits of the card.
          minLength: 4
          maxLength: 4
          example: '1234'
        expiryMonth:
          $ref: '#/components/schemas/expiryMonth'
        expiryYear:
          $ref: '#/components/schemas/expiryYear'
        cardBrand:
          $ref: '#/components/schemas/cardBrand'
        cardType:
          type:
          - string
          - 'null'
          description: Specifies the intended card use; i.e. debit or credit.
          enum:
          - CREDIT
          - DEBIT
          - DOMESTIC_DEBIT
          - PREPAID_RELOADABLE
          - PREPAID_NON_RELOADABLE
          - UNKNOWN
          - GIFT
          - LOYALTY
          - FLEET
          - CORPORATE
          example: CREDIT
        cardFingerprint:
          $ref: '#/components/schemas/cardFingerprint'
        issuer:
          $ref: '#/components/schemas/issuer'
    storePaymentMethod:
      description: "Store this payment method created through this payment for future use. \n- DO_NOT_STORE: Payment method will not be stored.\n- CARDHOLDER_INITIATED: Payment method to be stored and can only re-used with cardholder's consent. Limited to store, pre-authorisation, and card validations.\"\n- MERCHANT_INITIATED: Payment method to be stored and can be reused without the cardholder's consent. For example, subscriptions.\n"
      type: string
      default: DO_NOT_STORE
      enum:
      - DO_NOT_STORE
      - CARDHOLDER_INITIATED
      - MERCHANT_INITIATED
    cardNumber:
      type: string
      description: Identifies the customer's credit or debit card number (Primary Account Number).
      pattern: ^[0-9]{13,19}$
      example: '4242424242424242'
    companyName:
      type:
      - string
      - 'null'
      description: Identifies the associated company name
      minLength: 1
      maxLength: 50
      example: SP Ltd
    cardSecurityCode:
      type: string
      pattern: '[0-9]*'
      description: CVD value located on credit card. The CVD value (supplied by the cardholder) must only be passed to the payment gateway. Under no circumstances may it be stored for subsequent use or displayed as part of the receipt information.
      minLength: 3
      maxLength: 4
      example: '123'
    modifiedAt:
      description: Time at which the object was modified
      type:
      - string
      - 'null'
      format: date-time
      example: '2019-07-30T06:43:40.252Z'
    customData:
      description: Merchant can send custom meta data with the transaction in this object. Moneris will echo these values back in response.
      type:
      - object
      - 'null'
      additionalProperties:
        type: string
        minLength: 1
        maxLength: 50
      maxProperties: 10
    paymentAccountReference:
      type:
      - string
      - 'null'
      description: 'Used to link Primary Account Number (PAN) based transactions and transactions on associated payment tokens without using the PAN as the linking mechanism.

        '
      minLength: 1
      maxLength: 29
      example: '11112222333344445555666677778'
    cardFingerprint:
      type:
      - string
      - 'null'
      description: "Unique card identifier. \n\nFingerprinting randomly assigns identfiers for cards that share the same Primary Account Number (PAN) to easily identify when multiple payments methods are attached to the same underlying card, and assists merchants identify individual customers across various channels; i.e.  loyalty programs.\n"
      maxLength: 255
      example: 1Q2W3E4r5t6rfwewerwewrrw
    cardBrand:
      type:
      - string
      - 'null'
      description: Displays the card brand name associated with the card type.
      enum:
      - MASTERCARD
      - VISA
      - AMERICAN_EXPRESS
      - JCB
      - DISCOVER
      - INTERAC
      - UNIONPAY
      - GIFT_MONERIS
      - GIFT_DATACANDY
      - GIFT_GIVEX
      - null
      example: MASTERCARD
    token:
      type: string
      description: Created when a temporary token is created and returned. This acts as a unique profile identifier, and is a required value for temporary token transactions.
      minLength: 25
      maxLength: 28
      example: ot-HCUeCFtXJfEZSSUqvUJkS0
    parameterError:
      title: Parameter error
      description: Request property or header related error.
      type: object
      properties:
        parameterName:
          type: string
          description: Property or header name. Can contain nested path separated by '.'
          example: address.postalCode
        parameterValue:
          type:
          - string
          - 'null'
          description: Property or header value string representation.
          example: MAP3J8
        reasonCode:
          type: string
          description: Reason that triggered the error.
          enum:
          - INVALID_FORMAT
          - REQUIRED_FIELD
          - INVALID_VALUE
          example: INVALID_FORMAT
        errorMessage:
          type:
          - string
          - 'null'
          description: Human readable description of the error.
          example: String 'MAP3J8' does not match the postal code pattern.
      required:
      - parameterName
      - reasonCode
    cardholderInformation:
      type:
      - object
      - 'null'
      description: Information about the holder of the card.
      properties:
        cardholderName:
          $ref: '#/components/schemas/cardholderName'
        companyName:
          $ref: '#/components/schemas/companyName'
      required:
      - cardholderName
    createdAt:
      description: Time at which the object was created
      type: string
      format: date-time
      example: '2019-07-30T06:43:40.252Z'
    idempotencyKey:
      type: string
      description: "A Unique Identifier that is required for handling idempotent requests. \n\nNote: Moneris encourages the use of UUID Version 4 in APIs as an idempotency key.\"    \n"
      minLength: 1
      maxLength: 36
      example: 6q5w4e7r8t9y
    error:
      description: Error response details.
      properties:
        type:
          description: 'A URI reference that identifies the problem type.  Ideally it should be a stable URL to the documentation of the details about this type of error but it also can be a URN.  If nothing can be provided, a "about:blank" value is returned.

            '
          type: string
          format: uri
          example: https://api-developer.moneris.com/responsehandling
        title:
          description: 'A short, human-readable summary of the problem type.   It SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization

            '
          type:
          - string
          - 'null'
          example: INSUFFICIENT_FUNDS
        status:
          description: 'it conveys the HTTP status code used for the convenience of the consumer.

            '
          type:
          - integer
          - 'null'
          format: int32
          minimum: 100
          maximum: 505
        detail:
          description: 'A human-readable message providing more details about the error. For card errors, these messages can be shown to your users.

            '
          type:
          - string
          - 'null'
          example: Funds are insufficient to execute the operation.
        instance:
          description: 'A URI reference that identifies the specific occurrence of the problem. Typically, this resolves to a resource that might include more details about the problem.

            '
          type:
          - string
          - 'null'
          example: /payments/12f3e0a8-1d68-2b86-dd30-4ca51bb66e10
          format: uri-reference
        category:
          description: "The type of error returned. \n - `API_ERROR`: This occurs due to an intermittent issue.  \n - `IDEMPOTENCY_ERROR`: The idempotency key has already been used.\n - `INVALID_REQUEST_ERROR`: The data provided in the request is invalid.\n - `DECLINED_ERROR`: Transaction was declined by the issuer.\n - `UNAUTHORIZED_ERROR`: Caller not authenticated, or not allowed to execute the current operation.\n - `INTERNAL_SERVER_ERROR`: An internal issue with our servers has occured.\n"
          enum:
          - API_ERROR
          - IDEMPOTENCY_ERROR
          - INVALID_REQUEST_ERROR
          - DECLINED_ERROR
          - UNAUTHORIZED_ERROR
          - INTERNAL_SERVER_ERROR
          - null
          type:
          - string
          - 'null'
          example: DECLINED_ERROR
        errors:
          type: array
          description: List of validation errors when error category is INVALID_REQUEST_ERROR.
          items:
            type: object
            $ref: '#/components/schemas/parameterError'
          example:
          - parameterName: address.postalCode
            parameterValue: MAP3J8
            errorMessage: address.Postal code does not match regular expression
            reasonCode: INVALID_FORMAT
      title: API Error
      type: object
      required:
      - type
    paymentMethodRequestSource:
      type: string
      description: "The source of Payment Method being used. It can be:\n  - The Id of a Payment Method already created.\n  - Permanent Token.\n  - Temporary Token.\n  - Card.\n  - E-Wallet.\n"
      enum:
      - PAYMENT_METHOD_ID
      - CARD
      - TEMPORARY_TOKEN
      - PERMANENT_TOKEN
      - APPLE_PAY_ENCRYPTED
      - APPLE_PAY_DECRYPTED
      - GOOGLE_PAY_ENCRYPTED
      - GOOGLE_PAY_DECRYPTED
    paymentMethodRequestBase:
      description: 'Payment Method details.


        Note: If defined, this will result in the creation of Payment Method as defined in the Payment Method API.

        '
      type: object
      properties:
        cardholderInformation:
          $ref: '#/components/schemas/cardholderInformation'
        contactDetails:
          $ref: '#/components/schemas/contactDetails'
        billingAddress:
          type:
          - object
          - 'null'
          description: 'The postal address including street, town/city, province, and postal code.

            Optionally an unit number can be provided.

            '
          properties:
            unitNumber:
              type:
              - string
              - 'null'
              description: Unit number
              minLength: 1
              maxLength: 19
              example: 123A
            streetNumber:
              type:
              - string
              - 'null'
              description: Street number
              minLength: 1
              maxLength: 19
              example: '3300'
            streetName:
              type:
              - string
              - 'null'
              description: Street name
              minLength: 1
              maxLength: 100
              example: Bloor
            city:
              type:
              - string
              - 'null'
              description: 'Identifies the city.

                '
              minLength: 1
              maxLength: 50
              example: Toronto
            province:
              type:
              - string
              - 'null'
              description: 'Province or state ISO 3166-2 code '
              minLength: 1
              maxLength: 3
              format: iso-3166-2
              example: 'ON'
            postalCode:
              type:
              - string
              - 'null'
              description: Postal or zip code
              minLength: 1
              maxLength: 30
              example: M8X 2X2
            country:
              type:
              - string
              - 'null'
              description: "Provides the two letter country code according the ISO 3166-1 alpha-2 standard. \nFor a complete list of country codes, visit: https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2.\n"
              minLength: 2
              maxLength: 2
              example: CA
              format: iso-3166
          example:
            unitNumber: 123A
            streetNumber: '3300'
            streetName: Bloor Street West
            city: Toronto
            province: 'ON'
            postalCode: M8X 2X2
            country: CA
        paymentMethodSource:
          $ref: '#/components/schemas/paymentMethodRequestSource'
        customData:
          $ref: '#/components/schemas/customData'
      required:
      - paymentMethodSource
    contactDetails:
      type:
      - object
      - 'null'
      description: Contact details
      properties:
        phoneNumber:
          type:
          - string
          - 'null'
          description: Phone number.
          pattern: ^\+[1-9]\d{1,14}$
          minLength: 3
          maxLength: 16
          example: '+18663197450'
        email:
          type:
          - string
          - 'null'
          format: email
          description: 'Contains the customer''s email address.


            For standard email protocols, visit: https://www.rfc-editor.org/rfc/rfc5322

            '
          minLength: 1
          maxLength: 320
          example: moneris@moneris.com
      example:
        phoneNumber: '+18663197450'
        email: moneris@moneris.com
    surChargePaymentMethodRequest:
      title: surchargePaymentMethodRequest
      description: 'surcharge payment Method details.

        Note: If defined, this will result in the creation of a Permanent Payment Method as defined in the Payment Method API.

        '
      oneOf:
      - $ref: '#/components/schemas/paymentMethodWithId'
      - $ref: '#/components/schemas/paymentMethodCard'
      - $ref: '#/components/schemas/paymentMethodTemporaryToken'
      - $ref: '#/components/schemas/paymentMethodPermanentToken'
      discriminator:
        propertyName: paymentMethodSource
        mapping:
          PAYMENT_METHOD_ID: '#/components/schemas/paymentMethodWithId'
          CARD: '#/components/schemas/paymentMethodCard'
          TEMPORARY_TOKEN: '#/components/schemas/paymentMethodTemporaryToken'
          PERMANENT_TOKEN: '#/components/schemas/paymentMethodPermanentToken'
    money:
      type: object
      description: "Monetary amount. \nNote: The value must be in cents. Therefore $10.59 must be sent as 1059.\n"
      properties:
        amount:
          $ref: '#/components/schemas/amount'
        currency:
          $ref: '#/components/schemas/currency'
      required:
      - amount
      - currency
      example:
        amount: 16000
        currency: CAD
    paymentMethod:
      title: paymentMethod
      description: Payment method response object
      type: object
      properties:
        paymentMethodId:
          $ref: '#/components/schemas/paymentMethodId'
        merchantId:
          $ref: '#/components/schemas/merchantId'
        cardholderInformation:
          $ref: '#/components/schemas/cardholderInformation'
        contactDetails:
          $ref: '#/components/schemas/contactDetails'
        billingAddress:
          type:
          - object
          - 'null'
          description: 'The postal address including street, town/city, province, and postal code.

            Optionally an unit number can be provided.

            '
          properties:
            unitNumber:
              type:
              - string
              - 'null'
              description: Unit number
              minLength: 1
              maxLength: 19
              example: 123A
            streetNumber:
              type:
              - string
              - 'null'
              description: Street number
              minLength: 1
              maxLength: 19
              example: '3300'
            streetName:
              type:
              - string
              - 'null'
              description: Street name
              minLength: 1
              maxLength: 100
              example: Bloor
            city:
              type:
              - string
              - 'null'
              description: 'Identifies the city.

                '
              minLength: 1
              maxLength: 50
              example: Toronto
            province:
              type:
              - string
              - 'null'
              description: 'Province or state ISO 3166-2 code '
              minLength: 1
              maxLength: 3
              format: iso-3166-2
              example: 'ON'
            postalCode:
              type:
              - string
              - 'null'
              description: Postal or zip code
              minLength: 1
              maxLength: 30
              example: M8X 2X2
            country:
              type:
              - string
              - 'null'
              description: "Provides the two letter country code according the ISO 3166-1 alpha-2 standard. \nFor a complete list of country codes, visit: https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2.\n"
              minLength: 2
              maxLength: 2
              example: CA
              format: iso-3166
          example:
            unitNumber: 123A
            streetNumber: '3300'
            streetName: Bloor Street West
            city: Toronto
            province: 'ON'
            postalCode: M8X 2X2
            country: CA
        paymentMethodInformation:
          $ref: '#/components/schemas/cardPaymentMethodInformation'
        createdAt:
          $ref: '#/components/schemas/createdAt'
        modifiedAt:
          $ref: '#/components/schemas/modifiedAt'
        customData:
          $ref: '#/components/schemas/customData'
      required:
      - paymentMethodId
      - merchantId
      - paymentMethodInformation
      - createdAt
    cardPaymentMethodInformation:
      title: Card Payment Method Information
      description: Details about the card used in the payment method.
      type: object
      properties:
        paymentMethodType:
          type: string
          description: "The type of Payment Method being used. It can be:\n  - Card.\n"
          enum:
          - CARD
        paymentMethodSource:
          type: string
          description: "The source of Payment Method being used. It can be:\n  - The Id of a Payment Method already created.\n  - Permanent Token.\n  - Temporary Token.\n  - Card.\n  - E-Wallet.\n"
          enum:
          - CARD
          - TEMPORARY_TOKEN
          - PERMANENT_TOKEN
          - APPLE_PAY_ENCRYPTED
          - APPLE_PAY_DECRYPTED
          - GOOGLE_PAY_ENCRYPTED
          - GOOGLE_PAY_DECRYPTED
          example: TEMPORARY_TOKEN
        cardInformation:
          $ref: '#/components/schemas/cardInformation'
        paymentAccountReference:
          $ref: '#/components/schemas/paymentAccountReference'
        storePaymentMethod:
          $ref: '#/components/schemas/storePaymentMethod'
      required:
      - paymentMethodType
      - paymentMethodSource
      - cardInformation
      - storePaymentMethod
    paymentMethodId:
      type: string
      description: Unique Identifier of the payment method.
      pattern: ^[A-Za-z]{2}\d{2}[A-Za-z0-9]{26}$
      minLength: 30
      maxLength: 30
      example: pi0105ARZ3NDEKTSV4RRFFQ69G5FAV
    paymentMethodTemporaryToken:
      title: paymentMethodTemporaryToken
      description: 'A Temporary Token is issued by Moneris to the merchant and represents the card details. Please review the Hosted Tokenization feature documentation to learn how to issue such a token.

        '
      allOf:
      - type: object
        properties:
          temporaryToken:
            $ref: '#/components/schemas/token'
        required:
        - paymentMethodSource
        - temporaryToken
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      required:
      - paymentMethodSource
      - temporaryToken
    card:
      type: object
      description: Card details
      properties:
        cardNumber:
          $ref: '#/components/schemas/cardNumber'
        expiryMonth:
          $ref: '#/components/schemas/expiryMonth'
        expiryYear:
          $ref: '#/components/schemas/expiryYear'
        cardSecurityCode:
          $ref: '#/components/schemas/cardSecurityCode'
      required:
      - cardNumber
      - expiryMonth
      - expiryYear
      - cardSecurityCode
    apiVersion:
      description: 'The endpoint''s API Version.  Must be provided through headers.

        '
      type: string
      example: '2025-08-14'
      default: '2025-08-14'
    issuer:
      type:
      - string
      - 'null'
      description: Card issuer.
      minLength: 1
      maxLength: 100
      example: RBC
    expiryMonth:
      type: integer
      format: int32
      description: Card expiration month. Format must be MM
      minimum: 1
      maximum: 12
      example: 1
    merchantId:
      type: string
      description: "Thirteen character long identification provided to merchants by Moneris. \n"
      minLength: 13
      maxLength: 13
      example: 0123456789101
    SurchargeEligibilityRequest:
      title: surchargeEligibilityRequest
      type: object
      properties:
        idempotencyKey:
          $ref: '#/components/schemas/idempotencyKey'
        amount:
          description: This is for surcharge amount.
          type: object
          properties:
            amount:
              $ref: '#/components/schemas/amount'
            currency:
              $ref: '#/components/schemas/currency'
          required:
          - amount
          - currency
          example:
            amount: 16000
            currency: CAD
        paymentMethod:
          $ref: '#/components/schemas/surChargePaymentMethodRequest'
      required:
      - idempotencyKey
      - paymentMethod
      - amount
    amount:
      type: integer
      format: int32
      minimum: 0
      maximum: 999999999
      example: 10000
      description: Amount
    SurchargeEligibility:
      type: object
      properties:
        merchantId:
          $ref: '#/components/schemas/merchantId'
        amount:
          description: Represents the surcharge amount
          type: object
          properties:
            amount:
              $ref: '#/components/schemas/amount'
            currency:
              $ref: '#/components/schemas/currency'
          required:
          - amount
          - currency
          example:
            amount: 16000
            currency: CAD
        surchargeMessage:
          type: string
          description: Message indicating surcharge eligibility status
        maximumSurchargeRate:
          type: number
          format: double
          description: Maximum surcharge rate applicable
        maximumSurchargeAmount:
          $ref: '#/components/schemas/money'
        paymentMethod:
          $ref: '#/components/schemas/paymentMethod'
      required:
      - merchantId
      - amount
      - surchargeMessage
      - maximumSurchargeRate
      - maximumSurchargeAmount
      - paymentMethod
  responses:
    invalidListbadRequest:
      description: Bad Request.
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          examples:
            idempotency_error:
              $ref: '#/components/examples/InvalidListRequestErrorResponse'
    conflict:
      description: Request could not be completed due to a conflict with resource state or existing idempotency key.
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          examples:
            idempotency_error:
              $ref: '#/components/examples/IdempotencyRequestErrorResponse'
    unauthorized:
      description: Not authorized. The user does not have a valid API Key or Access Token.
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
        WWW-Authenticate:
          schema:
            type: string
            example: Bearer, error="invalid_token"
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          example:
            type: https://developer.moneris.com/en/More/Testing/Response%20Codes
            title: UNAUTHORIZED_REQUEST
            status: 401
            detail: null
            instance: null
            category: UNAUTHORIZED_ERROR
            errors: []
    serviceUnavailable:
      description: Service Temporarily Unavailable
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        Retry-After:
          $ref: '#/components/headers/retryAfter'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          example:
            type: https://api-developer.moneris.com/responsehandling/
            title: SERVICE_UNAVAILABLE
            status: 503
            detail: null
            instance: null
            category: INTERNAL_SERVER_ERROR
            errors: []
    forbidden:
      description: Forbidden. The user does not have permission to access the requested resource.
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
        WWW-Authenticate:
          schema:
            type: string
            example: Bearer, error="insufficient_scope"
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          example:
            type: https://developer.moneris.com/en/More/Testing/Response%20Codes
            title: FORBIDDEN_REQUEST
            status: 403
            detail: null
            instance: null
            category: UNAUTHORIZED_ERROR
            errors: []
    SurchargeEligibilitySuccessfulResponse:
      description: surcharge eligible response
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/SurchargeEligibility'
          example:
            merchantId: 0030200564948
            amount:
              amount: 5600
              currency: CAD
            surchargeMessage: Surcharge eligible
            maximumSurchargeRate: 2.4
            maximumSurchargeAmount:
              amount: 134
              currency: CAD
            paymentMethod:
              paymentMethodId: pm0001JYKTKZM2R5BXDFF1QGGXYRYP
              merchantId: 0030200564948
              cardholderInformation:
                cardholderName: John Doe
                companyName: SP Ltd
              contactDetails:
                phoneNumber: '+18663197450'
                email: moneris@moneris.com
              billingAddress:
                unitNumber: 123A
                streetNumber: '3300'
                streetName: Bloor Street West
                city: Toronto
                province: 'ON'
                postalCode: M8X 2X2
                country: CA
              paymentMethodInformation:
                paymentMethodType: CARD
                cardInformation:
                  bankIdentificationNumber: '424242'
                  lastFour: '4242'
                  expiryMonth: 1
                  expiryYear: 2026
                  cardBrand: VISA
                  cardType: CREDIT
                  cardFingerprint: 1Q2W3E4r5t6rfwewerwewrrw
                  issuer: RBC
                paymentAccountReference: '11112222333344445555666677778'
                storePaymentMethod: DO_NOT_STORE
                paymentMethodSource: CARD
              createdAt: '2025-06-25T15:17:05.285Z'
              modifiedAt: '2025-06-25T15:17:05.285Z'
              customData:
                property1: string
                property2: string
    internalServer:
      description: Unexpected error.
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
          example:
            type: https://api-developer.moneris.com/responsehandling/
            title: INTERNAL_SERVER_ERROR
            status: 500
            detail: null
            instance: null
            category: INTERNAL_SERVER_ERROR
            errors: []
    tooManyRequests:
      description: Too Many Requests
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
        X-RateLimit-Reset:
          $ref: '#/components/headers/rateLimitReset'
        Retry-After:
          $ref: '#/components/headers/rateLimitReset'
    unprocessableContent:
      description: "The API cannot complete the requested action due to semantic or business validation errors. \n"
      headers:
        Api-Version:
          $ref: '#/components/headers/apiVersion'
        X-Correlation-Id:
          $ref: '#/components/headers/correlationId'
        Sunset:
          $ref: '#/components/headers/sunset'
        X-RateLimit-Limit:
          $ref: '#/components/headers/rateLimitCount'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/rateLimitRemaining'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/error'
  parameters:
    correlationId:
      in: header
      name: X-Correlation-Id
      example: 06f1e47b-a1b5-4902-be9c-bccc506127c4
      description: "Correlates a series of requests within the same flow.\n\nNote: This ID is generated by Moneris with every request or response, if it doesn't exist. \nMerchants are to echo back the value with every request that is part of the call flow.\"\n"
      required: false
      schema:
        type: string
        example: 06f1e47b-a1b5-4902-be9c-bccc506127c4
    apiVersion:
      in: header
      name: Api-Version
      required: true
      example: '2024-09-17'
      description: "The endpoint's API Version. \n\nMust be provided through the headers section. \n"
      schema:
        $ref: '#/components/schemas/apiVersion'
    merchantId:
      in: header
      name: X-Merchant-Id
      example: 0123456789101
      description: "Thirteen character identification code. \n\nNote: This code is provided by Moneris and is required to identify the Merchant executing the transaction.\"\n"
      required: true
      schema:
        $ref: '#/components/schemas/merchantId'
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: X-Api-Key
      description: 'An API key is a token that a client provides when making API calls.


        API keys are supposed to be a secret that only the client and server know about.

        '
    OAuth2:
      type: oauth2
      description: 'OAuth 2.0 is an authorization protocol that gives an API client limited access to user data on a web server.


        OAuth relies on authentication scenarios, that allows the resource owner (user) to share the protected content from the server, hosting the resource, without sharing their credentials. For that purpose, an OAuth 2.0 server issues access tokens that the client applications can use to access protected resources on behalf of the resource owner.


        Moneris recommends the use of OAuth 2.0 as it provides fine grained authorization levels.

        '
      flows:
        clientCredentials:
          tokenUrl: /oauth2/token
          scopes:
            payment.read: Grants read access to payment related APIs
            payment.write: Grants read & write access to payment related APIs
            refund.read: Grants read access to refunds
            refund.write: Grants read & write access to refunds
            customer.read: Grants read access to customer data
            customer.write: Grants read & write access to customer data
            kount.read: Grants read access to Kount inquiries
            kount.write: Grants read & write access to Kount inquiries
            onboarding.merchant.read: Grants read access to merchant onboarding related APIs
            onboarding.merchant.write: Grants read & write access to merchant onboarding related APIs
            onboarding.order.read: Grants read access to onboarding orders related APIs
            onboarding.order.write: Grants read & write access to onboarding orders related APIs
            dispute.read: Grants read access to disputes
            dispute.write: Grants read & write access to disputes